Retinq: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Retinq
Largest movements
- Receivables within one year -€1,023
down €1,023 (-3.5%), from €29,197 to €28,174
of which Other amounts receivable: -€1,023
- Profit (loss) carried forward -€1,954
down €1,954 (-98.1%), from -€1,992 to -€3,946
- Trade debts +€507
up €507 (+126%), from €402 to €909
- Other debts +€350
up €350 (+7.6%), from €4,600 to €4,950
- Gross operating margin +€137
up €137 (+10.7%), from -€1,282 to -€1,145
- Other operating charges +€41
up €41 (+8.7%), from €470 to €510
- Financial charges +€34
up €34 (+22.6%), from €151 to €185
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €29,424 | €28,313 | -€1,111 | -3.8% |
| Fixed assets | 21/28 | €226 | €113 | -€113 | -50.0% |
| Tangible fixed assets | 22/27 | €226 | €113 | -€113 | -50.0% |
| Plant, machinery and equipment | 23 | €226 | €113 | -€113 | -50.0% |
| Current assets | 29/58 | €29,198 | €28,200 | -€998 | -3.4% |
| Amounts receivable within one year | 40/41 | €29,197 | €28,174 | -€1,023 | -3.5% |
| Trade receivables | 40 | €936 | €936 | = | 0.0% |
| Other amounts receivable | 41 | €28,262 | €27,238 | -€1,023 | -3.6% |
| Cash at bank and in hand | 54/58 | €0 | €25 | +€25 | +126,900% |
| Total equity and liabilities | 10/49 | €29,424 | €28,313 | -€1,111 | -3.8% |
| Equity | 10/15 | €24,408 | €22,454 | -€1,954 | -8.0% |
| Contributions | 10/11 | €24,000 | €24,000 | = | 0.0% |
| Reserves | 13 | €2,400 | €2,400 | = | 0.0% |
| Non-distributable reserves | 130/1 | €2,400 | €2,400 | = | 0.0% |
| Reserves not available under the articles | 1311 | €2,400 | €2,400 | = | 0.0% |
| Distributable reserves | 133 | €0 | - | = | |
| Profit (loss) carried forward | 14 | -€1,992 | -€3,946 | -€1,954 | -98.1% |
| Amounts payable | 17/49 | €5,016 | €5,859 | +€843 | +16.8% |
| Amounts payable within one year | 42/48 | €5,016 | €5,859 | +€843 | +16.8% |
| Financial debts | 43 | €14 | €0 | -€14 | -100% |
| Credit institutions | 430/8 | €14 | €0 | -€14 | -100% |
| Trade debts | 44 | €402 | €909 | +€507 | +126% |
| Suppliers | 440/4 | €402 | €909 | +€507 | +126% |
| Other amounts payable | 47/48 | €4,600 | €4,950 | +€350 | +7.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €113 | €113 | = | 0.0% |
| Other operating charges | 640/8 | €470 | €510 | +€41 | +8.7% |
| Gross operating margin | 9900 | -€1,282 | -€1,145 | +€137 | +10.7% |
| Operating profit (loss) | 9901 | -€1,865 | -€1,768 | +€96 | +5.2% |
| Financial charges | 65/66B | €151 | €185 | +€34 | +22.6% |
| Recurring financial charges | 65 | €151 | €185 | +€34 | +22.6% |
| Profit (loss) for the period before taxes | 9903 | -€2,016 | -€1,954 | +€62 | +3.1% |
| Profit (loss) for the period | 9904 | -€2,016 | -€1,954 | +€62 | +3.1% |
| Profit (loss) for the period to be appropriated | 9905 | -€2,016 | -€1,954 | +€62 | +3.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.