Retinq
ActiveRetinq has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €-2k. Equity is shrinking by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 81% of 2267 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 4.81 against 5.82 in 2024; short-term debt: 20.7% and cash: 0.1% of total assets), and 20.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.3%
Return on assets
-6.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
42 d early
2023
37 d early
2022
33 d early
2021
41 d early
2020
37 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€22k▼ 8.0%
2024 · €24k
2018: €36k
2019: €31k
2020: €31k
2021: €33k
2022: €30k
2023: €26k
2024: €24k
2018 → 2025
Total assets
€28k▼ 3.8%
2024 · €29k
2018: €40k
2019: €71k
2020: €40k
2021: €34k
2022: €34k
2023: €31k
2024: €29k
2018 → 2025
Net result
€-2k▲ 3.1%
2024 · €-2k
2018: €7k
2019: €30k
2020: €9k
2021: €2k
2022: €-4k
2023: €-3k
2024: €-2k
2018 → 2025
Working capital
€22k▼ 7.6%
2024 · €24k
2018: €32k
2019: €28k
2020: €30k
2021: €33k
2022: €29k
2023: €26k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€30k▼ 10.9%€26k▼ 11.4%€24k▼ 7.6%€22k▼ 8.0%
Operating result€2k-€-4k€-3k▲ 6.5%€-2k▲ 43.2%€-2k▲ 5.2%
Net result€2k-€-4k€-3k▲ 6.6%€-2k▲ 40.7%€-2k▲ 3.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28k
Fixed assets
€113▼ 50.0%
Current assets
€28k▼ 3.4%
Equity and liabilities €28k
Equity
€22k▼ 8.0%
Debt
€6k▲ 16.8%
The debt ratio rises from 17.0% to 20.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▲
2024 · €-2k
Cash flow
€-2k▲
2024 · €-2k
Solvency
79.3%▼
2024 · 83.0%
Current ratio
4.81▼
2024 · 5.82
Quick ratio
4.81▼
2024 · 5.82
Debt / equity
0.26▲
2024 · 0.21
ROE
-8.7%▼
2024 · -8.3%
ROA
-6.9%▼
2024 · -6.9%
Interest coverage
-8.93▲
2024 · -11.59
Debt
€6k▲
2024 · €5k
Debt ≤ 1 year
€6k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€28k▼
Fixed assets21/28€226€113▼
Tangible fixed assets22/27€226€113▼
Plant, machinery and equipment23€226€113▼
Current assets29/58€29k€28k▼
Amounts receivable within one year40/41€29k€28k▼
Trade receivables40€936€936=
Other amounts receivable41€28k€27k▼
Cash at bank and in hand54/58€0€25▲
Equity and liabilities
Total equity and liabilities10/49€29k€28k▼
Equity10/15€24k€22k▼
Contributions10/11€24k€24k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€0-
Profit (loss) carried forward14€-2k€-4k▼
Amounts payable17/49€5k€6k▲
Amounts payable within one year42/48€5k€6k▲
Financial debts43€14€0▼
Credit institutions430/8€14€0▼
Trade debts44€402€909▲
Suppliers440/4€402€909▲
Other amounts payable47/48€5k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€113€113=
Other operating charges640/8€470€510▲
Gross operating margin9900€-1k€-1k▲
Operating profit (loss)9901€-2k€-2k▲
Financial charges65/66B€151€185▲
Recurring financial charges65€151€185▲
Profit (loss) for the period before taxes9903€-2k€-2k▲
Profit (loss) for the period9904€-2k€-2k▲
Profit (loss) for the period to be appropriated9905€-2k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-4k▼
Profit (loss) brought forward from the previous period14P-€-2k
Transfer from equity791/2€23€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-4k ▼258%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity times 27current ratio 113.57
Current ratio from 4.28 to 113.57; short-term debt falls from €9k to €292.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity triplescurrent ratio 4.28
Current ratio from 1.70 to 4.28; short-term debt falls from €40k to €9k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €30k ▲305%
Operating result €30k, net result €30k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vosselaar · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hofeinde 1502350 VosselaarGround area
1,025 m²
Building footprint
168 m²
Volume, LiDAR
1,139 m³
Parcel 13046A0038/00C000, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RetinQ
since 20122.207.924.985
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13046A0038/00C000 | Flanders | 1,025 m² | 1 · 168 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 5,987 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2012
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
62020IT consultancy
62200Computer consultancy and computer facilities management
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.