RETAIL PRO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RETAIL PRO
Largest movements
- Financial fixed assets -€2.0m
down €2.0m (-12.3%), from €16.3m to €14.3m
- Current investments +€750,000
new in 2025: €750,000
- Other debts -€1.5m
down €1.5m (-37.7%), from €4.0m to €2.5m
- Profit (loss) carried forward +€252,546
up €252,546 (+9.5%), from €2.7m to €2.9m
- Financial charges +€1.8m
up €1.8m (+1843972.2%), from €100 to €1.8m
of which Non-recurring financial charges: +€1.8m
- Financial income -€500,000
down €500,000 (-19.2%), from €2.6m to €2.1m
- Gross operating margin -€4,264
down €4,264 (-58.7%), from -€7,260 to -€11,524
- Staff costs -€516
new in 2025: -€516
- Other operating charges +€422
up €422 (+43.6%), from €968 to €1,390
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €17,894,148 | €16,645,327 | -€1.2m | -7.0% |
| Fixed assets | 21/28 | €16,253,052 | €14,253,052 | -€2.0m | -12.3% |
| Financial fixed assets | 28 | €16,253,052 | €14,253,052 | -€2.0m | -12.3% |
| Current assets | 29/58 | €1,641,096 | €2,392,275 | +€751,179 | +45.8% |
| Amounts receivable within one year | 40/41 | €1,568,475 | €1,526,988 | -€41,487 | -2.6% |
| Other amounts receivable | 41 | €1,568,475 | €1,526,988 | -€41,487 | -2.6% |
| Current investments | 50/53 | - | €750,000 | +€750,000 | |
| Cash at bank and in hand | 54/58 | €72,621 | €114,491 | +€41,870 | +57.7% |
| Deferred charges and accrued income | 490/1 | - | €797 | +€797 | |
| Total equity and liabilities | 10/49 | €17,894,148 | €16,645,327 | -€1.2m | -7.0% |
| Equity | 10/15 | €13,904,715 | €14,157,261 | +€252,546 | +1.8% |
| Contributions | 10/11 | €11,250,000 | €11,250,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €2,654,715 | €2,907,261 | +€252,546 | +9.5% |
| Amounts payable | 17/49 | €3,989,434 | €2,488,066 | -€1.5m | -37.6% |
| Amounts payable within one year | 42/48 | €3,989,434 | €2,488,066 | -€1.5m | -37.6% |
| Trade debts | 44 | €246 | €519 | +€273 | +110.8% |
| Suppliers | 440/4 | €246 | €519 | +€273 | +110.8% |
| Taxes, remuneration and social security | 45 | - | €397 | +€397 | |
| Taxes | 450/3 | - | €397 | +€397 | |
| Other amounts payable | 47/48 | €3,989,187 | €2,487,151 | -€1.5m | -37.7% |
| Remuneration, social security and pensions | 62 | - | -€516 | -€516 | |
| Other operating charges | 640/8 | €968 | €1,390 | +€422 | +43.6% |
| Gross operating margin | 9900 | -€7,260 | -€11,524 | -€4,264 | -58.7% |
| Operating profit (loss) | 9901 | -€8,228 | -€12,397 | -€4,169 | -50.7% |
| Financial income | 75/76B | €2,600,000 | €2,100,000 | -€500,000 | -19.2% |
| Recurring financial income | 75 | €2,600,000 | €2,100,000 | -€500,000 | -19.2% |
| Financial charges | 65/66B | €100 | €1,834,852 | +€1.8m | +1843972.2% |
| Recurring financial charges | 65 | €100 | €524 | +€425 | +427.0% |
| Non-recurring financial charges | 66B | - | €1,834,328 | +€1.8m | |
| Profit (loss) for the period before taxes | 9903 | €2,591,673 | €252,751 | -€2.3m | -90.2% |
| Income taxes | 67/77 | - | €205 | +€205 | |
| Profit (loss) for the period | 9904 | €2,591,673 | €252,546 | -€2.3m | -90.3% |
| Profit (loss) for the period to be appropriated | 9905 | €2,591,673 | €252,546 | -€2.3m | -90.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 2 October 2026 via checked.be.