RETAIL PRO
ActiveSummary
RETAIL PRO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14.2m and a net result of €252,546. Equity remains stable across the filed fiscal years (±2.2% per year). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability41▼-33
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €850,000 at 30 days acceptable
Liquidity short (current ratio 0.96 against 0.41 in 2024; short-term debt: 14.9% and cash: 0.7% of total assets), and 14.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.1%
Return on assets
1.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
1 d early
2023
13 d late
2022
25 d late
2021
19 d late
2020
24 d late
2019
87 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 28 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€252,546▼ 90.3%
2024 · €2.6m
Working capital
-€95,791▲ 95.9%
2024 · -€2.3m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,577▲ 30.2%-€1,722▼ 9.2%-€14,779▼ 758%-€8,228▲ 44.3%-€12,397▼ 50.7%
Net result-€1,757▲ 26.7%€998,209€2.0m▲ 98.9%€2.6m▲ 30.6%€252,546▼ 90.3%
Equity€16.2m=€17.2m▲ 6.2%€14.2m▼ 17.5%€13.9m▼ 2.2%€14.2m▲ 1.8%
Total assets€17.7m▲ 2.1%€18.6m▲ 5.4%€19.7m▲ 5.7%€17.9m▼ 9.2%€16.6m▼ 7.0%
Debt€1.5m▲ 33.1%€1.4m▼ 3.0%€5.5m▲ 289%€4.0m▼ 27.3%€2.5m▼ 37.6%
Working capital-€23,371▼ 8.1%€974,838-€2.0m-€2.3m▼ 15.1%-€95,791▲ 95.9%
Staff (FTE)0.2
Why a figure moved sharply
- 2025 Net result -90% on 2024. The accounts now follow the abbreviated schema, last year the full schema.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12,397 in 2025 against €8,228 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16.6m
Fixed assets
€14.3m ▼ 12.3%
Current assets
€2.4m ▲ 45.8%
Equity and liabilities €16.6m
Equity
€14.2m ▲ 1.8%
Debt
€2.5m ▼ 37.6%
Debt's share of the balance-sheet total falls from 22.3% to 14.9%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
0.96▲
2024 · 0.41
Debt to equity
0.18▼
2024 · 0.29
ROE
1.8%▼
2024 · 18.6%
ROA
1.5%▼
2024 · 14.5%
Debt ≤ 1 year
€2.5m▼
2024 · €4.0m
Income taxes
€205
Staff costs
-€516
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | -€516 | - |
| Other operating charges640/8 | €868 | €868 | €960 | €968 | €1,390 | ▲ 43.6% |
| Gross operating margin9900 | -€709 | -€854 | -€13,819 | -€7,260 | -€11,524 | ▼ 58.7% |
| Operating profit (loss)9901 | -€1,577 | -€1,722 | -€14,779 | -€8,228 | -€12,397 | ▼ 50.7% |
| Financial income75/76B | - | €1.0m | €2.0m | €2.6m | €2.1m | ▼ 19.2% |
| Recurring financial income75 | - | €1.0m | €2.0m | €2.6m | €2.1m | ▼ 19.2% |
| Financial charges65/66B | €180 | €69 | €69 | €100 | €1.8m | ▲ 1,843,972% |
| Recurring financial charges65 | €180 | €69 | €69 | €100 | €524 | ▲ 427% |
| Non-recurring financial charges66B | - | - | - | - | €1.8m | - |
| Profit (loss) for the period before taxes9903 | -€1,757 | €998,209 | €2.0m | €2.6m | €252,751 | ▼ 90.2% |
| Income taxes67/77 | - | - | - | - | €205 | - |
| Profit (loss) for the period9904 | -€1,757 | €998,209 | €2.0m | €2.6m | €252,546 | ▼ 90.3% |
| Profit (loss) for the period to be appropriated9905 | -€1,757 | €998,209 | €2.0m | €2.6m | €252,546 | ▼ 90.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €17.7m | €18.6m | €19.7m | €17.9m | €16.6m | ▼ 7.0% |
| Fixed assets21/28 | €16.3m | €16.3m | €16.3m | €16.3m | €14.3m | ▼ 12.3% |
| Financial fixed assets28 | €16.3m | €16.3m | €16.3m | €16.3m | €14.3m | ▼ 12.3% |
| Current assets29/58 | €1.4m | €2.4m | €3.4m | €1.6m | €2.4m | ▲ 45.8% |
| Amounts receivable within one year40/41 | €1.4m | €1.4m | €1.4m | €1.6m | €1.5m | ▼ 2.6% |
| Other amounts receivable41 | €1.4m | €1.4m | €1.4m | €1.6m | €1.5m | ▼ 2.6% |
| Current investments50/53 | - | - | - | - | €750,000 | - |
| Cash at bank and in hand54/58 | €4,006 | €3,205 | €90,150 | €72,621 | €114,491 | ▲ 57.7% |
| Deferred charges and accrued income490/1 | - | €1.0m | €2.0m | - | €797 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €17.7m | €18.6m | €19.7m | €17.9m | €16.6m | ▼ 7.0% |
| Equity10/15 | €16.2m | €17.2m | €14.2m | €13.9m | €14.2m | ▲ 1.8% |
| Contributions10/11 | €16.3m | €16.3m | €11.3m | €11.3m | €11.3m | = |
| Profit (loss) carried forward14 | -€20,319 | €977,890 | €3.0m | €2.7m | €2.9m | ▲ 9.5% |
| Amounts payable17/49 | €1.5m | €1.4m | €5.5m | €4.0m | €2.5m | ▼ 37.6% |
| Amounts payable within one year42/48 | €1.5m | €1.4m | €5.5m | €4.0m | €2.5m | ▼ 37.6% |
| Trade debts44 | - | €990 | €182 | €246 | €519 | ▲ 111% |
| Suppliers440/4 | - | €990 | €182 | €246 | €519 | ▲ 111% |
| Taxes, remuneration and social security45 | - | - | - | - | €397 | - |
| Taxes450/3 | - | - | - | - | €397 | - |
| Other amounts payable47/48 | €1.5m | €1.4m | €5.5m | €4.0m | €2.5m | ▼ 37.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,757 | €998,209 | €2.0m | €2.6m | €252,546 | ▼ 90.3% |
| Operating cash flow (approximation) | -€1,757 | €998,209 | €2.0m | €2.6m | €252,546 | ▼ 90.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €2.0m | - |
| Change in cash | - | -€801 | €86,945 | -€17,528 | €41,870 | ▲ 339% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €2.6m ▲30.6%
Net result €2.6m, the highest in the series.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 13 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 25 days late
2022
31-12
Financial
Back to profitnet €998,209
Net result €998,209 after 4 loss-making years.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 19 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 24 days late
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 87 days late
2019
31-12
Financial
Weakest financial yearnet -€2,720
Net result drops to -€2,720, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2016
Ground area
53 m²
Building footprint
111 m²
Volume, LiDAR
1,928 m³
Parcel 21802B1102/00B003, Brussels · tallest building 19.3 m, ±6 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
RETAIL PRO
since 20162.258.378.150
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21802B1102/00B003 | Brussels | 53 m² | 1 · 111 m² | 19.3 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
1 owner · 6 holdingsOwners 1
-
50%
Holdings 6
-
100%
-
100%
-
100%
-
100%
-
100%
-
10%
Stated earlier (1)
An older source named these holdings; newer accounts no longer list them.
-
100%
According to the 2025 annual accounts of RETAIL PRO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Identification & contact
Identification
Legal formPrivate limited company
Founded03-11-2016
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0665690709
Also
9925:BE0665690709
Registered
11-06-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.