Provaro: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
Provaro
NACE 66.300, Activities auxiliary to financial services and insurance activities
financial year 2026 compared with 2025filed annual accounts (NBB)
Net result for the year
€2.1m
2025 · €3.9m-€1.7m
Equity
€38.3m
2025 · €38.3m+€55,561
Cash
€2,538
2025 · €396+€2,142
Balance sheet total
€41.0m
2025 · €40.8m+€189,203
Largest movements
Assets
No asset line moved by more than 1% of the balance sheet total.
Equity and liabilities
No liability line moved by more than 1% of the balance sheet total.
Income statement
- Financial income -€1.7m
down €1.7m (-44.2%), from €3.9m to €2.2m
of which Non-recurring financial income: -€1.6m
From the 2025 result to the 2026 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2025
€3.9m
Other operating charges
+€17
Other operating items
-€1,012
Financial income
-€1.7m
Financial charges
+€2,196
Taxes
+€2,513
Result 2026
€2.1m
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
Derived from the 2025 and 2026 balance sheets and the 2026 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€2.2m
Investment
-€52,660
Financing
-€2.1m
Cash 2025
€396
From operations (derived)
+€2.2m
Net result for the year
+€2.1m
Receivables within one year
-€134,401
Tax, wage and social debts
+€49,092
Other debts
+€96,762
Accrued charges and deferred income
-€2,211
Investment (derived)
-€52,660
Investment in fixed assets (net)
-€52,660
Financing
-€2.1m
Debts after one year
-€10,000
Contributions, distributions and other
-€2.1m
Cash 2026
€2,538
brings cash intakes cash out
Every line side by side
| Line | Code | 2025 | 2026 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €40,835,400 | €41,024,603 | +€189,203 | +0.5% |
| Fixed assets | 21/28 | €32,273,165 | €32,325,825 | +€52,660 | +0.2% |
| Financial fixed assets | 28 | €32,273,165 | €32,325,825 | +€52,660 | +0.2% |
| Affiliated companies | 280/1 | €31,068,982 | €31,068,982 | = | 0.0% |
| Participating interests | 280 | €31,068,982 | €31,068,982 | = | 0.0% |
| Companies linked by participating interests | 282/3 | €1,204,183 | €1,256,843 | +€52,660 | +4.4% |
| Participating interests | 282 | €298,367 | €298,367 | = | 0.0% |
| Amounts receivable | 283 | €905,816 | €958,476 | +€52,660 | +5.8% |
| Current assets | 29/58 | €8,562,235 | €8,698,778 | +€136,543 | +1.6% |
| Amounts receivable within one year | 40/41 | €1,993,039 | €2,127,440 | +€134,401 | +6.7% |
| Other amounts receivable | 41 | €1,993,039 | €2,127,440 | +€134,401 | +6.7% |
| Current investments | 50/53 | €6,568,800 | €6,568,800 | = | 0.0% |
| Own shares | 50 | €6,568,800 | €6,568,800 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €396 | €2,538 | +€2,142 | +540% |
| Total equity and liabilities | 10/49 | €40,835,400 | €41,024,603 | +€189,203 | +0.5% |
| Equity | 10/15 | €38,255,179 | €38,310,739 | +€55,561 | +0.1% |
| Contributions | 10/11 | €29,415,280 | €29,415,280 | = | 0.0% |
| Reserves | 13 | €8,839,899 | €8,895,459 | +€55,561 | +0.6% |
| Non-distributable reserves | 130/1 | €6,568,800 | €6,568,800 | = | 0.0% |
| Own shares acquired | 1312 | €6,568,800 | €6,568,800 | = | 0.0% |
| Distributable reserves | 133 | €2,271,099 | €2,326,659 | +€55,561 | +2.4% |
| Amounts payable | 17/49 | €2,580,221 | €2,713,864 | +€133,643 | +5.2% |
| Amounts payable after more than one year | 17 | €602,000 | €592,000 | -€10,000 | -1.7% |
| Financial debts | 170/4 | €602,000 | €592,000 | -€10,000 | -1.7% |
| Other loans | 174 | €602,000 | €592,000 | -€10,000 | -1.7% |
| Amounts payable within one year | 42/48 | €1,954,589 | €2,100,443 | +€145,854 | +7.5% |
| Taxes, remuneration and social security | 45 | €586,377 | €635,469 | +€49,092 | +8.4% |
| Taxes | 450/3 | €586,377 | €635,469 | +€49,092 | +8.4% |
| Other amounts payable | 47/48 | €1,368,212 | €1,464,974 | +€96,762 | +7.1% |
| Accrued charges and deferred income | 492/3 | €23,632 | €21,421 | -€2,211 | -9.4% |
| Operating charges | 60/66A | €1,546 | €2,541 | +€995 | +64.3% |
| Services and other goods | 61 | €361 | €1,373 | +€1,012 | +281% |
| Other operating charges | 640/8 | €1,186 | €1,168 | -€17 | -1.4% |
| Operating profit (loss) | 9901 | -€1,546 | -€2,541 | -€995 | -64.3% |
| Financial income | 75/76B | €3,904,385 | €2,180,100 | -€1.7m | -44.2% |
| Recurring financial income | 75 | €2,333,585 | €2,180,100 | -€153,485 | -6.6% |
| Income from financial fixed assets | 750 | €2,268,333 | €2,127,440 | -€140,893 | -6.2% |
| Other financial income | 752/9 | €65,252 | €52,660 | -€12,591 | -19.3% |
| Non-recurring financial income | 76B | €1,570,800 | - | -€1.6m | |
| Financial charges | 65/66B | €23,752 | €21,556 | -€2,196 | -9.2% |
| Recurring financial charges | 65 | €23,752 | €21,556 | -€2,196 | -9.2% |
| Debt charges | 650 | €23,587 | €21,376 | -€2,211 | -9.4% |
| Other financial charges | 652/9 | €165 | €180 | +€15 | +8.8% |
| Profit (loss) for the period before taxes | 9903 | €3,879,087 | €2,156,003 | -€1.7m | -44.4% |
| Income taxes | 67/77 | €10,136 | €7,623 | -€2,513 | -24.8% |
| Taxes | 670/3 | €12,500 | €7,623 | -€4,877 | -39.0% |
| Tax adjustments and reversals of tax provisions | 77 | €2,364 | €0 | -€2,364 | -100.0% |
| Profit (loss) for the period | 9904 | €3,868,951 | €2,148,381 | -€1.7m | -44.5% |
| Profit (loss) for the period to be appropriated | 9905 | €3,868,951 | €2,148,381 | -€1.7m | -44.5% |
Source: filed annual accounts (NBB), financial years ended 31 March 2025 and 31 March 2026. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.