Age9 yrs
Real estate1 parcel · 1.3 ha
Summary
Conclusion
the dossier summarised in one paragraphProvaro is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €38.31M and a net result of €2.15M. The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 01-06-2026, 152 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 9 filed financial years, each closing on 31-03. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-03-2026, that is 31-10-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-03-2026 | 31-10-2026 | 01-06-2026 | 152 d early | 2026-00132927 |
| 31-03-2025 | 31-10-2025 | 10-06-2025 | 143 d early | 2025-00137107 |
| 31-03-2024 | 31-10-2024 | 08-08-2024 | 84 d early | 2024-00344858 |
| 31-03-2023 | 31-10-2023 | 20-09-2023 | 41 d early | 2023-00453316 |
| 31-03-2022 | 31-10-2022 | 08-08-2022 | 84 d early | 2022-20279630 |
| 31-03-2021 | 31-10-2021 | 01-10-2021 | 30 d early | 2021-70300138 |
| 31-03-2020 | 31-10-2020 | 24-09-2020 | 37 d early | 2020-56300209 |
| 31-03-2019 | 31-10-2019 | 26-09-2019 | 35 d early | 2019-67100363 |
| 31-03-2018 | 31-10-2018 | 27-09-2018 | 34 d early | 2018-65300256 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2017, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Equity€38.31M
Net result€2.15M
Total assets€41.02M
Solvency93.4%
Annual accounts & ratios
Source: NBB · 2026Annual accounts filed on 01-06-2026 with the NBB · fiscal year 2026 · volledig
| Fiscal year | 2026 |
|---|---|
| Deposit | volledig |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €2.15M |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €8k |
| Dividends | €2.09M |
| Total assets | €41.02M |
| Equity | €38.31M |
| Debt | €2.71M |
| of which ≤ 1y | €2.10M |
| of which > 1y | €592k |
| Working capital | n/a |
| Employees (FTE) | - |
Ratios (computed)
| 2026 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 93.4% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 5.2% |
| ROE | 5.6% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
Balance-sheet composition 2026
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2026 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €41.02M |
| Fixed assets | 21/28 | €32.33M |
| Financial fixed assets | 28 | €32.33M |
| Current assets | 29/58 | €8.70M |
| Amounts receivable within one year | 40/41 | €2.13M |
| Investments | 50/53 | €6.57M |
| Cash & bank | 54/58 | €3k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €41.02M |
| Equity | 10/15 | €38.31M |
| Contributions / capital | 10/11 | €29.42M |
| Reserves | 13 | €8.90M |
| Amounts payable | 17/49 | €2.71M |
| Amounts payable after one year | 17 | €592k |
| Amounts payable within one year | 42/48 | €2.10M |
| Income statement | ||
| Operating result | 9901 | €-3k |
| Financial income | 75 | €2.18M |
| Financial charges | 65 | €22k |
| Result before taxes | 9903 | €2.16M |
| Income taxes | 67/77 | €8k |
| Net result for the period | 9904 | €2.15M |
| Result to be appropriated | 9905 | €2.15M |
Ratios computed by Checked.
Health barometer
FY 2026 · computedModel not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationOostmalsesteenweg 261, 2310 Rijkevorsel
since 20172.266.723.516
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1.3 ha
Buildings1
Building footprint1,100 m²
Volume (LiDAR)170 m³
Tallest building3.3 m
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13502E0043/00F000 | Flanders | 1.3 ha | 1 · 1,100 m² | 3.3 m |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 act Capital history · 1
06-08-2024
Capital change
All acts · 1
updated 2 years ago
2024
06-08-2024 Buyback of own shares
Analysis
Financial profile
3 of 5 axes measured71
/ 100
This figure rests on 3 of 5 axes. Too few to say where this company is strong or weak.
Computed on 3 of 5 axes. Not measured: health, growth. An unmeasured axis is not a zero: no data was read for it.
Health
-
Profitability
28
Solvency
100
Growth
-
Stability
85
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionBE 0676.858.377 · Rijkevorsel
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 124 of the 591 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Vermogensbeheer66300
Primary activity highlighted.
Names & trade names
| Legal nameNL | Provaro |
Registered office
Oostmalsesteenweg 261
2310 Rijkevorsel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.