PRIVATE HOME: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
PRIVATE HOME
Largest movements
- Tangible fixed assets +€1.0m
up €1.0m (+41.2%), from €2.4m to €3.5m
of which Plant, machinery and equipment: +€1.0m
- Receivables within one year +€100,194
up €100,194 (+96.1%), from €104,215 to €204,408
of which Other amounts receivable: +€139,391
- Trade debts +€1.2m
up €1.2m (+2,120%), from €54,824 to €1.2m
- Debts after one year -€111,700
down €111,700 (-9.5%), from €1.2m to €1.1m
- Depreciation +€129,485
up €129,485 (+160%), from €80,870 to €210,355
- Gross operating margin +€122,228
up €122,228 (+76.3%), from €160,125 to €282,352
- Taxes -€9,814
down €9,814 (-62.8%), from €15,616 to €5,802
- Financial charges +€5,391
up €5,391 (+18.5%), from €29,063 to €34,454
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,553,732 | €3,657,871 | +€1.1m | +43.2% |
| Fixed assets | 21/28 | €2,443,972 | €3,451,146 | +€1.0m | +41.2% |
| Tangible fixed assets | 22/27 | €2,443,972 | €3,451,146 | +€1.0m | +41.2% |
| Land and buildings | 22 | €2,433,411 | €2,353,494 | -€79,917 | -3.3% |
| Plant, machinery and equipment | 23 | €3,200 | €1,045,691 | +€1.0m | +32,583% |
| Furniture and vehicles | 24 | €7,362 | €4,975 | -€2,387 | -32.4% |
| Other tangible fixed assets | 26 | - | €46,987 | +€46,987 | |
| Current assets | 29/58 | €109,759 | €206,725 | +€96,965 | +88.3% |
| Amounts receivable within one year | 40/41 | €104,215 | €204,408 | +€100,194 | +96.1% |
| Trade receivables | 40 | €39,198 | €0 | -€39,198 | -100% |
| Other amounts receivable | 41 | €65,017 | €204,408 | +€139,391 | +214% |
| Cash at bank and in hand | 54/58 | €4,780 | €147 | -€4,634 | -96.9% |
| Deferred charges and accrued income | 490/1 | €764 | €2,170 | +€1,405 | +184% |
| Total equity and liabilities | 10/49 | €2,553,732 | €3,657,871 | +€1.1m | +43.2% |
| Equity | 10/15 | €334,611 | €347,646 | +€13,034 | +3.9% |
| Contributions | 10/11 | €62,500 | €62,500 | = | 0.0% |
| Capital | 10 | €62,500 | €62,500 | = | 0.0% |
| Issued capital | 100 | €62,500 | €62,500 | = | 0.0% |
| Revaluation surpluses | 12 | €76,132 | €70,820 | -€5,312 | -7.0% |
| Reserves | 13 | €100,919 | €106,230 | +€5,312 | +5.3% |
| Distributable reserves | 133 | €100,919 | €106,230 | +€5,312 | +5.3% |
| Profit (loss) carried forward | 14 | €95,061 | €108,096 | +€13,034 | +13.7% |
| Amounts payable | 17/49 | €2,219,120 | €3,310,225 | +€1.1m | +49.2% |
| Amounts payable after more than one year | 17 | €1,181,012 | €1,069,312 | -€111,700 | -9.5% |
| Financial debts | 170/4 | €1,181,012 | €1,069,312 | -€111,700 | -9.5% |
| Amounts payable within one year | 42/48 | €1,037,358 | €2,240,914 | +€1.2m | +116% |
| Current portion of amounts payable after more than one year | 42 | €105,786 | €141,970 | +€36,185 | +34.2% |
| Trade debts | 44 | €54,824 | €1,217,116 | +€1.2m | +2,120% |
| Suppliers | 440/4 | €54,824 | €1,217,116 | +€1.2m | +2,120% |
| Taxes, remuneration and social security | 45 | - | €55 | +€55 | |
| Taxes | 450/3 | - | €55 | +€55 | |
| Other amounts payable | 47/48 | €876,748 | €881,772 | +€5,024 | +0.6% |
| Accrued charges and deferred income | 492/3 | €750 | - | -€750 | |
| Non-recurring operating income | 76A | - | €1,502 | +€1,502 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €80,870 | €210,355 | +€129,485 | +160% |
| Other operating charges | 640/8 | €17,590 | €18,708 | +€1,118 | +6.4% |
| Gross operating margin | 9900 | €160,125 | €282,352 | +€122,228 | +76.3% |
| Operating profit (loss) | 9901 | €61,665 | €53,290 | -€8,375 | -13.6% |
| Financial income | 75/76B | €1 | €0 | -€1 | -55.0% |
| Recurring financial income | 75 | €1 | €0 | -€1 | -55.0% |
| Financial charges | 65/66B | €29,063 | €34,454 | +€5,391 | +18.5% |
| Recurring financial charges | 65 | €29,063 | €34,454 | +€5,391 | +18.5% |
| Profit (loss) for the period before taxes | 9903 | €32,603 | €18,836 | -€13,766 | -42.2% |
| Income taxes | 67/77 | €15,616 | €5,802 | -€9,814 | -62.8% |
| Profit (loss) for the period | 9904 | €16,986 | €13,034 | -€3,952 | -23.3% |
| Profit (loss) for the period to be appropriated | 9905 | €16,986 | €13,034 | -€3,952 | -23.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.