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PRIVATE HOME

Active
Public limited companyfounded 2010active for 16 yearsRue Albert(K) 64, 7540 Tournai, BelgiumKBO/BCE: BE 0830.410.268
Summary

PRIVATE HOME has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €347,646 and a net result of €13,034. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 28% of 11,120 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€3.7mtotal assets 2025
Equity
€347,646
Profit
€13,034
Turnover not published (abbreviated or micro format)
Financial health
84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Accounts 46 days early1 of 6 deeds read
Why 84raises riskLiquidity: current ratio 0.09, cash €147, halvedEquity €347,646 (9.5% of total assets)lowers riskSize: total assets €3.7mFigures for financial year 2025 (filed 15-06-2026)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 43% of its sector peers (NACE 68, small)
Financial strength · tick = 2024
Weak
Solvency 35-3
equity 9.5% of total assets
Liquidity 18-13
short-term debt 61.3% · cash 0.0%
Profitability 69+9
return on assets 0.4%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,978 companies, NACE 68, small)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.8%▲ +0.1 percentage points vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.2 percentage points vs 06-2025 08-2025: 1.4%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -1.2 percentage points vs 08-2025lowest value 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025lowest value 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.3%▲ +0.1 percentage points vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.09, compared with 0.11 in 2024, below 1; short-term debt: 61.3% and cash: 0% of total assets), and 90.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 28% on solvency, 15% on liquidity, 69% on profitability and 60% on growth.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.09, cash €147, halved
NBB · annual accounts
lowers risk · Size: total assets €3.7m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €347,646 (9.5% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 15-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 days early
2024
26 days late
2023
30 days late
2022
11 days late
2021
31 days late
2020
30 days late
2019
14 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
19-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Appointment: DARWIN MANAGEMENT & PRIVATE EQUITY…Reappointment: Cindy STOCMAN (director) ·…
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €13,034 8 years View
  • Board2 directors in office 2 View
  • Total assets 20256 financial years filed €3.7m View

By topic

Financials

Financial year
2025
Total assets
€3.7m
Profit
€13,034
Solvency
9.5%
Go to Financials

Board & ownership

Board
2 members
  • DARWIN MANAGEMENT & PRIVATE EQUITYManaging director
  • Cindy STOCMANManaging director
Go to Board & ownership

Timeline

Events
18
Since
2012
Next accounts
by 31-07-2027
  1. 30-08-2024Annual accounts filed
  2. 11-08-2023Annual accounts filed
  3. 31-08-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
19-10-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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