Plaatselijke Brandverzekering Ichtegem: what changed
What changed
Plaatselijke Brandverzekering Ichtegem
filed annual accounts (NBB)
Net result for the year
-
not filed
Equity
€3,415
2024 · €3,538-€123
Cash
€109,814
2024 · €18,521+€91,293
Balance sheet total
€1.3m
2024 · €1.3m-€4,047
Largest movements
Assets
- Cash +€91,293
up €91,293 (+493%), from €18,521 to €109,814
- Receivables after one year -€83,009
down €83,009 (-9.0%), from €917,523 to €834,514
Equity and liabilities
- Provisions -€73,847
down €73,847 (-9.5%), from €776,765 to €702,917
- Debts after one year +€72,664
up €72,664 (+14.8%), from €490,484 to €563,148
Income statement
- Financial income -€2,001
down €2,001 (-17.3%), from €11,596 to €9,595
- Taxes -€1,832
down €1,832, from €430 to -€1,402
- Gross operating margin +€169
up €169 (+1.5%), from -€11,166 to -€10,997
Change in the result, 2024 to 2025
The net result is not in both sets of accounts. Without it the difference cannot be explained line by line.
Derived cash bridge
Cash or the result is not a separate line in both sets of accounts. So the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,279,216 | €1,275,168 | -€4,047 | -0.3% |
| Current assets | 29/58 | €1,279,216 | €1,275,168 | -€4,047 | -0.3% |
| Amounts receivable after more than one year | 29 | €917,523 | €834,514 | -€83,009 | -9.0% |
| Other amounts receivable | 291 | €917,523 | €834,514 | -€83,009 | -9.0% |
| Amounts receivable within one year | 40/41 | - | €241 | +€241 | |
| Trade receivables | 40 | - | €241 | +€241 | |
| Current investments | 50/53 | €343,172 | €330,600 | -€12,572 | -3.7% |
| Cash at bank and in hand | 54/58 | €18,521 | €109,814 | +€91,293 | +493% |
| Total equity and liabilities | 10/49 | €1,279,216 | €1,275,168 | -€4,047 | -0.3% |
| Equity | 10/15 | €3,538 | €3,415 | -€123 | -3.5% |
| Contributions | 10/11 | €538 | €415 | -€123 | -22.8% |
| Profit (loss) carried forward | 14 | €3,000 | €3,000 | = | 0.0% |
| Provisions and deferred taxes | 16 | €776,765 | €702,917 | -€73,847 | -9.5% |
| Provisions for liabilities and charges | 160/5 | €776,765 | €702,917 | -€73,847 | -9.5% |
| Other liabilities and charges | 164/5 | €776,765 | €702,917 | -€73,847 | -9.5% |
| Amounts payable | 17/49 | €498,913 | €568,836 | +€69,923 | +14.0% |
| Amounts payable after more than one year | 17 | €490,484 | €563,148 | +€72,664 | +14.8% |
| Other amounts payable | 178/9 | €490,484 | €563,148 | +€72,664 | +14.8% |
| Amounts payable within one year | 42/48 | €8,429 | €5,688 | -€2,741 | -32.5% |
| Trade debts | 44 | €8,429 | €2,114 | -€6,315 | -74.9% |
| Suppliers | 440/4 | €8,429 | €2,114 | -€6,315 | -74.9% |
| Other amounts payable | 47/48 | - | €3,574 | +€3,574 | |
| Non-recurring operating income | 76A | €4,133 | €4,054 | -€79 | -1.9% |
| Gross operating margin | 9900 | -€11,166 | -€10,997 | +€169 | +1.5% |
| Operating profit (loss) | 9901 | -€11,166 | -€10,997 | +€169 | +1.5% |
| Financial income | 75/76B | €11,596 | €9,595 | -€2,001 | -17.3% |
| Recurring financial income | 75 | €11,596 | €9,595 | -€2,001 | -17.3% |
| Profit (loss) for the period before taxes | 9903 | €430 | -€1,402 | -€1,832 | |
| Income taxes | 67/77 | €430 | -€1,402 | -€1,832 |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.