Plaatselijke Brandverzekering Ichtegem

Active

Cooperative companyfounded 1968active for 58 yearsDiksmuidebaan(ICH) 233, 8480 Ichtegem, BelgiumKBO/BCE: BE 0405.166.327

Summary

Plaatselijke Brandverzekering Ichtegem has been active since 1968 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,415. Equity is shrinking by about 26% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2026. The computed 12-month bankruptcy probability is 0.1% (very low).

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Plaatselijke Brandverzekering IchtegemActive

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Activity

Activity not known1 site

Size

€1.3mtotal assets 2025

Equity: €3,415

Turnover not published (micro format)

Financial health

Bankruptcy probabilitywithin 12 months: 0.1%

Too few figures to score

Structure

Board: 10 members
Holdings: 1

Laleman IrisManaging director

Auditor: DEKONINCK Lieven2025 accounts 66 days early3 of 6 deeds summarised

Signalsraises riskEquity €3,415 (0.3% of total assets)lowers riskSize: total assets €1.3mFigures for financial year 2025 (filed 26-05-2026)Founded in 1968neutralLatest accounts filed on timeShow the evidence

Bankruptcy probability

No current score

Insufficient figures

A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.6%▲ +0.1 percentage points vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.8%▲ +0.2 percentage points vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025highest value 07-2025: 0.5%▼ -0.3 percentage points vs 06-2025 08-2025: 0.1%▼ -0.4 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.2%▲ +0.1 percentage points vs 04-2026 06-2026: 0.1%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value

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Signals

Five signals.

lowers riskraises riskneutral

Size: total assets €1.3m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Equity €3,415 (0.3% of total assets)

NBB · annual accounts

Figures for financial year 2025 (filed 26-05-2026)

NBB · annual accounts

Founded in 1968

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

66 days early

2024

45 days early

2023

65 days early

2022

62 days early

2021

79 days early

2020

72 days early

2019

31 days late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 51 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 May (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

31-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

26-05-2026 Annual accounts filedfinancial year 2025 · micro…
16-06-2025 Annual accounts filedfinancial year 2024 · micro…
03-07-2024 Resignations: Raphael Muylle (director) and Freddy…Appointments: Patrick Bogaert (director) and…

Key points

Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View
Active since 1968founded 01-01-1968 58 years View
Board10 directors in office 10 View

By topic

Financials

Financial year: 2025
Total assets: €1.3m
Solvency: 0.3%
Liquidity: 224.19

Total assets▼ 0.3%

20182025

Go to Financials

Board & ownership

Board: 10 members
Auditor: DEKONINCK Lieven

DEKONINCK LievenDirector
MATTHEUS LucDirector
SANDERS LucDirector
Patrick BogaertDirector
Sabine VerdonckDirector

and 5 other directors

Go to Board & ownership

Network & group

Holdings: 1

1 holding

Go to Network & group

Timeline

Events: 53
Since: 1978
Next accounts: by 31-07-2027

27-05-2024Annual accounts filed
31-12-2023Liquidity quadruples
10-07-2023Reappointments: Luca Antoon, Bolle Luc and 5…

Go to Timeline

Company details

Sites: 1

Legal form: Cooperative company
Founded: 01-01-1968
Year ends: 31-12
Peppol: Not found in the Peppol directory

Go to Company details

Articles of association

Provisions read: 41

See the provisions in the deeds

Go to Articles of association

Key facts about Plaatselijke Brandverzekering Ichtegem

What is the company number of Plaatselijke Brandverzekering Ichtegem?: 0405.166.327. In Belgium the VAT number is the company number with BE in front: BE 0405.166.327.
Where is Plaatselijke Brandverzekering Ichtegem based?: The registered office is at Diksmuidebaan(ICH) 233, 8480 Ichtegem.Company details
What is the legal form of Plaatselijke Brandverzekering Ichtegem?: Cooperative company (CV).
When was Plaatselijke Brandverzekering Ichtegem founded?: On 01-01-1968.
Is Plaatselijke Brandverzekering Ichtegem still active?: Yes, Plaatselijke Brandverzekering Ichtegem is an active enterprise in the KBO register.
What is the turnover of Plaatselijke Brandverzekering Ichtegem?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Where can I find the annual accounts of Plaatselijke Brandverzekering Ichtegem?: Plaatselijke Brandverzekering Ichtegem filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Plaatselijke Brandverzekering Ichtegem due?: By 31-07-2027, for financial year 2026.Timeline