PETERMARK: what changed
What changed
PETERMARK
NACE 68.310, Real estate agency activities
filed annual accounts (NBB)
Net result for the year
-€52,274
2024 · -€26,435-€25,840
Equity
€149,110
2024 · €201,384-€52,274
Cash
€3,228
2024 · €11,291-€8,064
Balance sheet total
€458,196
2024 · €487,720-€29,524
Largest movements
Assets
- Tangible fixed assets -€23,352
down €23,352 (-5.0%), from €471,235 to €447,883
of which Other tangible fixed assets: -€16,753
- Cash -€8,064
down €8,064 (-71.4%), from €11,291 to €3,228
mainly Net result for the year (-€52,274) and Debts after one year (-€16,427)
Equity and liabilities
- Profit (loss) carried forward -€49,750
down €49,750 (-69.9%), from -€71,139 to -€120,889
- Other debts +€38,450
up €38,450 (+35.2%), from €109,244 to €147,695
- Debts after one year -€16,427
down €16,427 (-12.7%), from €129,157 to €112,729
of which Financial debts: -€16,427
- Accrued charges and deferred income +€5,558
up €5,558 (+286%), from €1,941 to €7,499
Income statement
- Gross operating margin -€27,765
down €27,765, from €9,713 to -€18,053
- Financial charges -€936
down €936 (-13.6%), from €6,901 to €5,965
- Depreciation -€912
down €912 (-3.4%), from €26,873 to €25,961
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€26,435
Gross operating margin
-€27,765
Depreciation
+€912
Other operating charges
+€84
Financial charges
+€936
Taxes
-€7
Result 2025
-€52,274
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€13,071
Investment
-€2,472
Financing
-€18,663
Cash 2024
€11,291
From operations (derived)
+€13,071
Net result for the year
-€52,274
Depreciation
+€25,961
Receivables within one year
-€816
Deferred charges and accrued income
-€1,213
Provisions
-€1,060
Trade debts
+€150
Tax, wage and social debts
-€1,685
Other debts
+€38,450
Accrued charges and deferred income
+€5,558
Investment (derived)
-€2,472
Investment in fixed assets (net)
-€2,472
Financing
-€18,663
Debts after one year
-€16,427
Current portion of long-term debt
-€2,235
Cash 2025
€3,228
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €487,720 | €458,196 | -€29,524 | -6.1% |
| Fixed assets | 21/28 | €471,372 | €447,883 | -€23,489 | -5.0% |
| Intangible fixed assets | 21 | €137 | - | -€137 | |
| Tangible fixed assets | 22/27 | €471,235 | €447,883 | -€23,352 | -5.0% |
| Furniture and vehicles | 24 | €15,174 | €8,575 | -€6,599 | -43.5% |
| Other tangible fixed assets | 26 | €456,061 | €439,308 | -€16,753 | -3.7% |
| Current assets | 29/58 | €16,349 | €10,314 | -€6,035 | -36.9% |
| Amounts receivable after more than one year | 29 | €330 | €330 | = | 0.0% |
| Other amounts receivable | 291 | €330 | €330 | = | 0.0% |
| Stocks and contracts in progress | 3 | €2,700 | €2,700 | = | 0.0% |
| Stocks | 30/36 | €2,700 | €2,700 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €110 | €926 | +€816 | +745% |
| Trade receivables | 40 | €110 | €636 | +€527 | +480% |
| Other amounts receivable | 41 | - | €290 | +€290 | |
| Cash at bank and in hand | 54/58 | €11,291 | €3,228 | -€8,064 | -71.4% |
| Deferred charges and accrued income | 490/1 | €1,918 | €3,130 | +€1,213 | +63.2% |
| Total equity and liabilities | 10/49 | €487,720 | €458,196 | -€29,524 | -6.1% |
| Equity | 10/15 | €201,384 | €149,110 | -€52,274 | -26.0% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €260,123 | €257,599 | -€2,525 | -1.0% |
| Tax-exempt reserves | 132 | €60,591 | €58,067 | -€2,525 | -4.2% |
| Distributable reserves | 133 | €199,532 | €199,532 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€71,139 | -€120,889 | -€49,750 | -69.9% |
| Provisions and deferred taxes | 16 | €25,451 | €24,391 | -€1,060 | -4.2% |
| Deferred taxes | 168 | €25,451 | €24,391 | -€1,060 | -4.2% |
| Amounts payable | 17/49 | €260,885 | €284,696 | +€23,811 | +9.1% |
| Amounts payable after more than one year | 17 | €129,157 | €112,729 | -€16,427 | -12.7% |
| Financial debts | 170/4 | €126,607 | €110,179 | -€16,427 | -13.0% |
| Other amounts payable | 178/9 | €2,550 | €2,550 | = | 0.0% |
| Amounts payable within one year | 42/48 | €129,788 | €164,468 | +€34,680 | +26.7% |
| Current portion of amounts payable after more than one year | 42 | €18,663 | €16,427 | -€2,235 | -12.0% |
| Trade debts | 44 | €53 | €203 | +€150 | +281% |
| Suppliers | 440/4 | €53 | €203 | +€150 | +281% |
| Taxes, remuneration and social security | 45 | €1,827 | €143 | -€1,685 | -92.2% |
| Taxes | 450/3 | €1,827 | €143 | -€1,685 | -92.2% |
| Other amounts payable | 47/48 | €109,244 | €147,695 | +€38,450 | +35.2% |
| Accrued charges and deferred income | 492/3 | €1,941 | €7,499 | +€5,558 | +286% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €26,873 | €25,961 | -€912 | -3.4% |
| Other operating charges | 640/8 | €3,298 | €3,214 | -€84 | -2.6% |
| Gross operating margin | 9900 | €9,713 | -€18,053 | -€27,765 | |
| Operating profit (loss) | 9901 | -€20,459 | -€47,228 | -€26,769 | -131% |
| Financial charges | 65/66B | €6,901 | €5,965 | -€936 | -13.6% |
| Recurring financial charges | 65 | €6,901 | €5,965 | -€936 | -13.6% |
| Profit (loss) for the period before taxes | 9903 | -€27,360 | -€53,193 | -€25,833 | -94.4% |
| Transfer from deferred taxes | 780 | €1,060 | €1,060 | = | 0.0% |
| Income taxes | 67/77 | €135 | €142 | +€7 | +5.1% |
| Profit (loss) for the period | 9904 | -€26,435 | -€52,274 | -€25,840 | -97.8% |
| Transfer from tax-exempt reserves | 789 | €2,525 | €2,525 | = | 0.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€23,910 | -€49,750 | -€25,840 | -108% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.