PETERMARK
ActivePETERMARK has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €149k and a net result of €-52k. Equity is shrinking by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 52% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▼-16
Solvency58▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.13 in 2024; short-term debt: 35.9% and cash: 0.7% of total assets), and 67.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.5%
Return on assets
-11.4%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-52k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
1 d early
2022
5 d early
2021
3 d early
2020
on the day
2019
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-52k▼ 97.8%
2024 · €-26k
2018: €17k
2019: €105k
2020: €12k
2021: €18k
2022: €-17k
2023: €-36k
2024: €-26k
2018 → 2025
Working capital
€-154k▼ 35.9%
2024 · €-113k
2018: €-292k
2019: €-55k
2020: €-61k
2021: €-50k
2022: €-65k
2023: €-97k
2024: €-113k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€280k-€263k▼ 6.0%€228k▼ 13.5%€201k▼ 11.6%€149k▼ 26.0%
Operating result€32k-€-15k€-33k▼ 125%€-20k▲ 38.6%€-47k▼ 131%
Net result€18k-€-17k€-36k▼ 113%€-26k▲ 25.7%€-52k▼ 97.8%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €47k in 2025 against €20k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €458k
Fixed assets
€448k▼ 5.0%
Current assets
€10k▼ 36.9%
Equity and liabilities €458k
Equity
€149k▼ 26.0%
Provisions
€24k▼ 4.2%
Debt
€285k▲ 9.1%
The debt ratio rises from 53.5% to 62.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-21k▼
2024 · €6k
Cash flow
€-26k▼
2024 · €438
Solvency
32.5%▼
2024 · 41.3%
Current ratio
0.06▼
2024 · 0.13
Quick ratio
0.05▼
2024 · 0.11
Debt / equity
1.91▲
2024 · 1.30
ROE
-35.1%▼
2024 · -13.1%
ROA
-11.4%▼
2024 · -5.4%
Interest coverage
-3.57▼
2024 · 0.93
Debt
€285k▲
2024 · €261k
Debt ≤ 1 year
€164k▲
2024 · €130k
Debt > 1 year
€113k▼
2024 · €129k
Income taxes
€142▲
2024 · €135
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€488k€458k▼
Fixed assets21/28€471k€448k▼
Intangible fixed assets21€137-
Tangible fixed assets22/27€471k€448k▼
Furniture and vehicles24€15k€9k▼
Other tangible fixed assets26€456k€439k▼
Current assets29/58€16k€10k▼
Amounts receivable after more than one year29€330€330=
Other amounts receivable291€330€330=
Stocks and contracts in progress3€3k€3k=
Stocks30/36€3k€3k=
Amounts receivable within one year40/41€110€926▲
Trade receivables40€110€636▲
Other amounts receivable41-€290
Cash at bank and in hand54/58€11k€3k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€488k€458k▼
Equity10/15€201k€149k▼
Contributions10/11€12k€12k=
Reserves13€260k€258k▼
Tax-exempt reserves132€61k€58k▼
Distributable reserves133€200k€200k=
Profit (loss) carried forward14€-71k€-121k▼
Provisions and deferred taxes16€25k€24k▼
Deferred taxes168€25k€24k▼
Amounts payable17/49€261k€285k▲
Amounts payable after more than one year17€129k€113k▼
Financial debts170/4€127k€110k▼
Other amounts payable178/9€3k€3k=
Amounts payable within one year42/48€130k€164k▲
Current portion of amounts payable after more than one year42€19k€16k▼
Trade debts44€53€203▲
Suppliers440/4€53€203▲
Taxes, remuneration and social security45€2k€143▼
Taxes450/3€2k€143▼
Other amounts payable47/48€109k€148k▲
Accrued charges and deferred income492/3€2k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€26k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€10k€-18k▼
Operating profit (loss)9901€-20k€-47k▼
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€-27k€-53k▼
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€135€142▲
Profit (loss) for the period9904€-26k€-52k▼
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€-24k€-50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-71k€-121k▼
Profit (loss) brought forward from the previous period14P€-47k€-71k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-52k
Net result drops to €-52k, the lowest in the series.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
24-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-09
Financial
Highest result since 2018net €105k ▲524%
Operating result €159k, net result €105k, both a record.
30-09
Financial
Equity above €200kEq €251k ▲71.7%
2 profitable years in a row build equity to €251k.
06-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 6 days late
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Praeterestraat 261050 ElseneGround area
764 m²
Building footprint
405 m²
Volume, LiDAR
8,408 m³
2 parcels, Brussels · tallest building 24.5 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
PETERMARK
since 20042.138.582.061
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0276/00C005 | Brussels | 580 m² | 1 · 288 m² | 23.4 m · 7 fl. |
| 21447B0384/00S003 | Brussels | 184 m² | 1 · 117 m² | 24.5 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MA2D
BE 0776.816.283
Elsene · Eq €149k
DHB MANAGEMENT
BE 0871.352.879
Oostende · Eq €149k
MILANDEV
BE 0543.911.464
Zulte · Eq €149k
DDN INVEST
BE 0456.910.184
Aalter · Eq €149k
Project 275
BE 0804.119.112
Zonnebeke · Eq €149k
Of 11,748 companies in sector 68310 we hold annual accounts for 6,906. 5,260 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-2004
Fiscal year end30-09
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:pietro@petermark.be
Phone:+32474551312
Phone:0474/551312