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Optima Construct: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Optima Construct

BE 0446.652.336
NACE 62.100, Computer programming
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€6,435
2024 · -€8,689+€2,254
Equity
€86,077
2024 · €92,512-€6,435
Cash
€71,805
2024 · €72,207-€402
Balance sheet total
€88,666
2024 · €95,720-€7,054

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€5,462

    down €5,462 (-25.4%), from €21,470 to €16,008

    of which Furniture and vehicles: -€4,822

  • Receivables within one year -€1,854

    down €1,854 (-90.7%), from €2,043 to €189

    of which Other amounts receivable: -€1,827

Equity and liabilities
  • Profit (loss) carried forward -€6,435

    down €6,435 (-11.9%), from €54,261 to €47,826

Income statement
  • Gross operating margin +€3,024

    up €3,024, from -€435 to €2,589

  • Taxes +€658

    up €658 (+822.5%), from €80 to €738

  • Depreciation +€528

    up €528 (+7.2%), from €7,367 to €7,895

  • Financial income +€282

    up €282 (+81.3%), from €347 to €629

  • Other operating charges -€139

    down €139 (-12.8%), from €1,087 to €948

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€8,689
Gross operating margin +€3,024
Depreciation -€528
Other operating charges +€139
Financial income +€282
Financial charges -€5
Taxes -€658
Result 2025 -€6,435

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€2,031
Investment -€2,433
Financing €0
Cash 2024 €72,207
Net result for the year -€6,435
Depreciation +€7,895
Stocks and contracts -€664
Receivables within one year +€1,854
Tax, wage and social debts +€185
Other debts -€804
Investment in fixed assets (net) -€2,433
Cash 2025 €71,805
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €95,720 €88,666 -€7,054 -7.4%
Fixed assets 21/28 €21,470 €16,008 -€5,462 -25.4%
Tangible fixed assets 22/27 €21,470 €16,008 -€5,462 -25.4%
Plant, machinery and equipment 23 €2,140 €1,500 -€640 -29.9%
Furniture and vehicles 24 €18,710 €13,888 -€4,822 -25.8%
Other tangible fixed assets 26 €620 €620 = 0.0%
Current assets 29/58 €74,250 €72,658 -€1,592 -2.1%
Stocks and contracts in progress 3 - €664 +€664
Stocks 30/36 - €664 +€664
Amounts receivable within one year 40/41 €2,043 €189 -€1,854 -90.7%
Trade receivables 40 €27 - -€27
Other amounts receivable 41 €2,016 €189 -€1,827 -90.6%
Cash at bank and in hand 54/58 €72,207 €71,805 -€402 -0.6%
Total equity and liabilities 10/49 €95,720 €88,666 -€7,054 -7.4%
Equity 10/15 €92,512 €86,077 -€6,435 -7.0%
Contributions 10/11 €37,184 €37,184 = 0.0%
Reserves 13 €1,067 €1,067 = 0.0%
Non-distributable reserves 130/1 €1,067 €1,067 = 0.0%
Reserves not available under the articles 1311 €1,067 €1,067 = 0.0%
Profit (loss) carried forward 14 €54,261 €47,826 -€6,435 -11.9%
Amounts payable 17/49 €3,208 €2,589 -€619 -19.3%
Amounts payable within one year 42/48 €3,208 €2,589 -€619 -19.3%
Trade debts 44 €250 €250 = 0.0%
Suppliers 440/4 €250 €250 = 0.0%
Taxes, remuneration and social security 45 - €185 +€185
Taxes 450/3 - €185 +€185
Other amounts payable 47/48 €2,958 €2,154 -€804 -27.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €7,367 €7,895 +€528 +7.2%
Other operating charges 640/8 €1,087 €948 -€139 -12.8%
Gross operating margin 9900 -€435 €2,589 +€3,024
Operating profit (loss) 9901 -€8,889 -€6,254 +€2,635 +29.6%
Financial income 75/76B €347 €629 +€282 +81.3%
Recurring financial income 75 €347 €629 +€282 +81.3%
Financial charges 65/66B €67 €72 +€5 +7.5%
Recurring financial charges 65 €67 €72 +€5 +7.5%
Profit (loss) for the period before taxes 9903 -€8,609 -€5,697 +€2,912 +33.8%
Income taxes 67/77 €80 €738 +€658 +822.5%
Profit (loss) for the period 9904 -€8,689 -€6,435 +€2,254 +25.9%
Profit (loss) for the period to be appropriated 9905 -€8,689 -€6,435 +€2,254 +25.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.