Optima Construct
ActiveSummary
Optima Construct has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86,077 and a net result of -€6,435. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 17239 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability60▲+53
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 28.06 against 23.15 in 2024; short-term debt: 2.9% and cash: 81% of total assets), and 2.9% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€6,435
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
95 d early
2024
96 d early
2023
100 d early
2022
104 d early
2021
93 d early
2020
96 d early
2019
93 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 97 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Optima Construct was incorporated on 17 February 1992.1 Since 2026 the company has been called Optima Construct.2 The registered office was moved to Brakel in 2026.2 The board currently has 2 members; Van Dorpe Guus has served longest, since 2026.2 Total assets rose from EUR 70,279 in 2018 to EUR 88,666 in 2025.3
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Financials · fiscal year 2025, micro schema
In the rankings
#1 oldest company in Brakel, Telecoms and IT sector
Equity
€86,077▼ 7.0%
2024 · €92,512
Total assets
€88,666▼ 7.4%
2024 · €95,720
Net result
-€6,435▲ 25.9%
2024 · -€8,689
Working capital
€70,069▼ 1.4%
2024 · €71,042
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€773▼ 81.8%€59,323▲ 7,574%-€7,404-€8,889▼ 20.1%-€6,254▲ 29.6%
Net result€569below the sector's middle half▼ 82.0%€44,269within the sector's middle half▲ 7,680%-€7,175below the sector's middle half-€8,689below the sector's middle half▼ 21.1%-€6,435below the sector's middle half▲ 25.9%
Equity€64,107within the sector's middle half▲ 0.9%€108,376within the sector's middle half▲ 69.1%€101,201within the sector's middle half▼ 6.6%€92,512within the sector's middle half▼ 8.6%€86,077within the sector's middle half▼ 7.0%
Total assets€65,611below the sector's middle half▼ 5.9%€108,787within the sector's middle half▲ 65.8%€104,773within the sector's middle half▼ 3.7%€95,720within the sector's middle half▼ 8.6%€88,666within the sector's middle half▼ 7.4%
Debt€1,504▼ 75.7%€411▼ 72.7%€3,572▲ 769%€3,208▼ 10.2%€2,589▼ 19.3%
Working capital€63,150within the sector's middle half▲ 1.1%€77,651within the sector's middle half▲ 23.0%€72,364within the sector's middle half▼ 6.8%€71,042within the sector's middle half▼ 1.8%€70,069within the sector's middle half▼ 1.4%
Solvency97.7%above the sector's middle half▲ 6.6pp99.6%above the sector's middle half▲ 1.9pp96.6%above the sector's middle half▼ 3.0pp96.6%above the sector's middle half▲ 0.1pp97.1%above the sector's middle half▲ 0.4pp
Current ratio42.99above the sector's middle half▲ 31.9121.26above the sector's middle half23.15above the sector's middle half▲ 1.8928.06above the sector's middle half▲ 4.92
Return on assets (ROA)0.9%below the sector's middle half▼ 3.7pp40.7%above the sector's middle half▲ 39.8pp-6.8%below the sector's middle half▼ 47.5pp-9.1%below the sector's middle half▼ 2.2pp-7.3%below the sector's middle half▲ 1.8pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6,254 in 2025 against €8,889 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88,666
Fixed assets
€16,008 ▼ 25.4%
Current assets
€72,658 ▼ 2.1%
Equity and liabilities €88,666
Equity
€86,077 ▼ 7.0%
Debt
€2,589 ▼ 19.3%
Debt's share of the balance-sheet total falls from 3.4% to 2.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1,641▲
2024 · -€1,522
Cash flow
€1,460▲
2024 · -€1,322
Quick ratio
27.81▲
2024 · 23.15
Debt to equity
0.03▼
2024 · 0.03
ROE
-7.5%▲
2024 · -9.4%
Interest coverage
22.79▲
2024 · -22.72
Debt ≤ 1 year
€2,589▼
2024 · €3,208
Income taxes
€738▲
2024 · €80
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.7%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €99 | €1,129 | €6,885 | €7,367 | €7,895 | ▲ 7.2% |
| Other operating charges640/8 | €584 | €1,131 | €880 | €1,087 | €948 | ▼ 12.8% |
| Gross operating margin9900 | €1,456 | €61,583 | €361 | -€435 | €2,589 | ▲ 695% |
| Operating profit (loss)9901 | €773 | €59,323 | -€7,404 | -€8,889 | -€6,254 | ▲ 29.6% |
| Financial income75/76B | €89 | €11 | €268 | €347 | €629 | ▲ 81.3% |
| Recurring financial income75 | €89 | €11 | €268 | €347 | €629 | ▲ 81.3% |
| Financial charges65/66B | €39 | €52 | €55 | €67 | €72 | ▲ 7.5% |
| Recurring financial charges65 | €39 | €52 | €55 | €67 | €72 | ▲ 7.5% |
| Profit (loss) for the period before taxes9903 | €823 | €59,282 | -€7,191 | -€8,609 | -€5,697 | ▲ 33.8% |
| Income taxes67/77 | €254 | €15,013 | -€16 | €80 | €738 | ▲ 823% |
| Profit (loss) for the period9904 | €569 | €44,269 | -€7,175 | -€8,689 | -€6,435 | ▲ 25.9% |
| Profit (loss) for the period to be appropriated9905 | €569 | €44,269 | -€7,175 | -€8,689 | -€6,435 | ▲ 25.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €65,611 | €108,787 | €104,773 | €95,720 | €88,666 | ▼ 7.4% |
| Fixed assets21/28 | €957 | €30,725 | €28,837 | €21,470 | €16,008 | ▼ 25.4% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €957 | €30,725 | €28,837 | €21,470 | €16,008 | ▼ 25.4% |
| Plant, machinery and equipment23 | - | - | €2,780 | €2,140 | €1,500 | ▼ 29.9% |
| Furniture and vehicles24 | €337 | €30,105 | €25,437 | €18,710 | €13,888 | ▼ 25.8% |
| Other tangible fixed assets26 | €620 | €620 | €620 | €620 | €620 | = |
| Current assets29/58 | €64,654 | €78,062 | €75,936 | €74,250 | €72,658 | ▼ 2.1% |
| Amounts receivable after more than one year29 | €1,278 | - | - | - | - | - |
| Trade receivables290 | €1,278 | - | - | - | - | - |
| Stocks and contracts in progress3 | - | €576 | €0 | - | €664 | - |
| Stocks30/36 | - | €576 | €0 | - | €664 | - |
| Amounts receivable within one year40/41 | €43 | €9,488 | €2,180 | €2,043 | €189 | ▼ 90.7% |
| Trade receivables40 | €43 | €7,800 | €96 | €27 | - | - |
| Other amounts receivable41 | - | €1,688 | €2,084 | €2,016 | €189 | ▼ 90.6% |
| Cash at bank and in hand54/58 | €63,333 | €67,998 | €73,756 | €72,207 | €71,805 | ▼ 0.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €65,611 | €108,787 | €104,773 | €95,720 | €88,666 | ▼ 7.4% |
| Equity10/15 | €64,107 | €108,376 | €101,201 | €92,512 | €86,077 | ▼ 7.0% |
| Contributions10/11 | €37,184 | €37,184 | €37,184 | €37,184 | €37,184 | = |
| Reserves13 | €1,067 | €1,067 | €1,067 | €1,067 | €1,067 | = |
| Non-distributable reserves130/1 | €1,067 | €1,067 | €1,067 | €1,067 | €1,067 | = |
| Reserves not available under the articles1311 | €1,067 | €1,067 | €1,067 | €1,067 | €1,067 | = |
| Profit (loss) carried forward14 | €25,856 | €70,125 | €62,950 | €54,261 | €47,826 | ▼ 11.9% |
| Amounts payable17/49 | €1,504 | €411 | €3,572 | €3,208 | €2,589 | ▼ 19.3% |
| Amounts payable within one year42/48 | €1,504 | €411 | €3,572 | €3,208 | €2,589 | ▼ 19.3% |
| Trade debts44 | - | €61 | €303 | €250 | €250 | = |
| Suppliers440/4 | - | €61 | €303 | €250 | €250 | = |
| Taxes, remuneration and social security45 | €390 | €237 | - | - | €185 | - |
| Taxes450/3 | €390 | €237 | - | - | €185 | - |
| Other amounts payable47/48 | €1,114 | €113 | €3,269 | €2,958 | €2,154 | ▼ 27.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €569 | €44,269 | -€7,175 | -€8,689 | -€6,435 | ▲ 25.9% |
| + Depreciation and write-downs630 | €99 | €1,129 | €6,885 | €7,367 | €7,895 | ▲ 7.2% |
| Operating cash flow (approximation) | €668 | €45,398 | -€290 | -€1,322 | €1,460 | ▲ 210% |
| Investment in fixed assets (approximation) | - | -€30,897 | -€4,997 | €0 | -€2,433 | - |
| Change in cash | - | €4,665 | €5,758 | -€1,549 | -€402 | ▲ 74.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-09
State Gazette act
Resignation: Van Dorpe Antoon (non-statutory director)Appointment: Van Dorpe Guus (non-statutory director) · Reappointment: Van Dorpe Paul (non-statutory director) · Name change17 facts ▸
State Gazette act
Resignation: Van Dorpe Antoon (non-statutory director)
Appointment: Van Dorpe Guus (non-statutory director) · Reappointment: Van Dorpe Paul (non-statutory director) · Name change17 facts ▸
- General meeting, 22-09-2026
- Name change, Optima Construct
- Statutes amendment, 1
- Purpose change
- Statutes amendment
- Legal form clause, besloten vennootschap
- Capital conversion, statutair onbeschikbare eigen vermogensrekening
- Capital conversion, beschikbare eigen vermogensrekening
- Statutes amendment
- Capital
- Director resignation, Van Dorpe Antoon (non-statutory director)
- Board rule, 2
- +5 further facts in this act
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€8,689
Net result drops to -€8,689, the lowest in the series; recovery starts the following year.
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €44,269 ▲7,680%
Operating result €59,323, net result €44,269, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 189.93
Current ratio from 42.99 to 189.93; short-term debt falls from €1,504 to €411.
31-12
Financial
Equity above €100,000Eq €108,376 ▲69.1%
3 profitable years in a row build equity to €108,376.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 42.99
Current ratio from 11.08 to 42.99; short-term debt falls from €6,201 to €1,504.
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
31-12
Financial
Back to profitnet €3,163
Net result €3,163 after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2026
Van Dorpe Guus
CurrentNon-statutory director · since 22-09-2026
Van Dorpe Paul
CurrentNon-statutory director · since 22-09-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Brakel · 1 establishment unit since 1992
Ground area
1,699 m²
Building footprint
159 m²
Volume, LiDAR
745 m³
Parcel 42009E0303/00A000, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Zomerstraat 10, 9270 Laarne
since 19922.056.528.375
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42009E0303/00A000 | Flanders | 1,699 m² | 1 · 159 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
3 people since 2026, 2 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Van Dorpe Guus |
|
| Van Dorpe Paul |
|
| Van Dorpe Antoon |
|
Articles of association
Who signs
“behalve deze die de wet of de statuten aan de algemene vergadering voorbehouden. §2 Externe vertegenwoordiging Behoudens andersluidende bepalingen vertegenwoordigt iedere bestuurder afzonderlijk, ook wanneer er meerdere zijn, de vennootschap jegens derden en in rechte als eiser of als verweerder. De…”
Full text
behalve deze die de wet of de statuten aan de algemene vergadering voorbehouden. §2 Externe vertegenwoordiging Behoudens andersluidende bepalingen vertegenwoordigt iedere bestuurder afzonderlijk, ook wanneer er meerdere zijn, de vennootschap jegens derden en in rechte als eiser of als verweerder. De vennootschap is bovendien, binnen het kader van hun mandaat, geldig verbonden door bijzonder gevolmachtigden. Bovendien kan de vennootschap in het buitenland vertegenwoordigd worden door iedere persoon uitdrukkelijk daartoe aangesteld door het bestuur.
Annual meeting
Last Monday of April at 19:00
Duration
Unlimited
Purpose
Het ontwerpen, aanleggen en onderhouden van tuinen, parken, sportvelden en andere groenzones alle daarmee verband houdende hovenierswerkzaamheden, alsook de aan- en verkoop van…
Full purpose (13 activities)
- Het ontwerpen, aanleggen en onderhouden van tuinen, parken, sportvelden en andere groenzones alle daarmee verband houdende hovenierswerkzaamheden, alsook de aan- en verkoop van alle daarvoor benodigde materialen en diensten
- Advies inzake de aanleg en realisatie van tuinen, esthetisch advies en beplantingsplannen
- Het ontbossen, vellen en snoeien van bomen en heggen, evenals boomverzorging
- Het uitvoeren van grondwerken, uitgravingen, afvoer en verwerking van tuinafval
- Tuinbouw, kwekerij van planten en bomen
- Transport van materiaal, planten, bomen en grondstoffen voor tuinonderhoud
- Het verhuren van tuingereedschappen en -accessoires
- De aan- en verkoop, het leveren en plaatsen van alle bloemen, planten, bomen, heesters, struiken, coniferen, bloembollen, gazons en andere tuinbouwproducten
- De aan- en verkoop, het leveren en plaatsen van samengestelde en organische meststoffen, onkruidbestrijdingsmiddelen, teelaarde, compost, grind en alle andere aanverwante producten en grondstoffen
- Het aanleggen van terrassen, opritten en verhardingen van paden, in alle materialen. Aanleg van vijvers, zwembaden, sauna's, jacuzzi's en alle bijhorende benodigdheden. Aan- en verkoop, het leveren en plaatsen van alle siervoorwerpen, tuinornamenten en accessoires, alle soorten tuinmeubelen vervaardigd in hout, houtachtige, imitatie- of kunststofproducten, alle soorten speeltoestellen, alle soorten tuinberegening en -verlichting, alle vormen van drainage en rioleringsaansluitingen, alle vormen van afsluitingen, omheiningen, poorten, schuttingen, pergola's, houtvlonders en steigers, beschoeiing, blokhutten en tuinhuizen
- De handel in elektrisch materiaal, gereedschappen, bouwmaterialen, verlichting, bekabeling en andere technische producten
- De aan- en verkoop van informaticaproducten, waaronder computers, laptops, printers, randapparatuur en andere elektronische apparatuur, zowel nieuw als gebruikt
- De installatie, levering en verkoop van sanitair, sanitaire toestellen, leidingen, aansluitingen en aanverwante producten
Legal form clause
Besloten vennootschap
Name clause
Optima Construct
Registered office clause
Vlaams Gewest
Board rule
Met of zonder beperking van duur, 1
Onbepaalde duur, een of meer
1 more provision on this in the deed
Other statement
6 provisions in the deed
Voting rule
Onder voorbehoud van wettelijke en statutaire bepalingen betreffende aandelen zonder stemrecht, elk aandeel recht op één stem
Ongeacht het aantal effecten dat op de algemene vergadering vertegenwoordigd is, meerderheid van stemmen
Proxy rule
Schriftelijke volmacht aan iedere andere persoon, blijft geldig voor elke volgende algemene vergadering indien dezelfde agendapunten
Profit allocation
Elk aandeel recht op een gelijk aandeel in de winstverdeling, door de algemene vergadering op voorstel van het bestuursorgaan
Dissolution rule
Beslissing van de algemene vergadering, inachtneming van de vereisten voor de statutenwijziging
Liquidation rule
One provision in the deed
Liquidation distribution
Goederen die nog in natura voorhanden zijn op dezelfde wijze verdeeld, naar verhouding van het aantal aandelen dat zij bezitten
Structure & network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Of 16,913 companies in sector 62100 we hold annual accounts for 8,786. 6,961 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-02-1992
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
E-invoicing
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Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 30 September 2026 · Peppol Directory
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