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OPERIO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

OPERIO

BE 0739.764.263
NACE 62.100, Computer programming
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€66,173
2024 · €81,964-€15,791
Equity
€323,880
2024 · €307,706+€16,173
Cash
€46,861
2024 · €145,418-€98,558
Balance sheet total
€393,227
2024 · €335,892+€57,335

Largest movements

2024 to 2025
Assets
  • Current investments +€146,192

    up €146,192 (+95.2%), from €153,535 to €299,727

  • Cash -€98,558

    down €98,558 (-67.8%), from €145,418 to €46,861

    mainly Current investments (-€146,192) and Contributions, distributions and other (-€50,000)

  • Receivables within one year +€10,838

    up €10,838 (+30.7%), from €35,302 to €46,140

    of which Trade receivables: +€9,859

Equity and liabilities
  • Other debts +€50,000

    up €50,000 (+3339.8%), from €1,497 to €51,497

  • Reserves +€16,173

    up €16,173 (+5.3%), from €304,706 to €320,880

  • Trade debts -€4,728

    down €4,728 (-40.0%), from €11,805 to €7,077

  • Tax, wage and social debts -€4,393

    down €4,393 (-29.5%), from €14,883 to €10,490

Income statement
  • Gross operating margin -€21,606

    down €21,606 (-18.2%), from €118,524 to €96,918

  • Taxes -€9,431

    down €9,431 (-23.2%), from €40,592 to €31,161

  • Financial income -€3,322

    down €3,322 (-66.0%), from €5,031 to €1,709

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €81,964
Gross operating margin -€21,606
Depreciation -€25
Other operating charges -€37
Financial income -€3,322
Financial charges -€231
Taxes +€9,431
Result 2025 €66,173

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€97,634
Investment -€146,192
Financing -€50,000
Cash 2024 €145,418
Net result for the year +€66,173
Depreciation +€424
Receivables within one year -€10,838
Deferred charges and accrued income +€713
Trade debts -€4,728
Tax, wage and social debts -€4,393
Other debts +€50,000
Accrued charges and deferred income +€283
Current investments -€146,192
Contributions, distributions and other -€50,000
Cash 2025 €46,861
Every line side by side 38 lines
Line Code 2024 2025 Change %
Total assets 20/58 €335,892 €393,227 +€57,335 +17.1%
Fixed assets 21/28 €923 €499 -€424 -46.0%
Tangible fixed assets 22/27 €923 €499 -€424 -46.0%
Furniture and vehicles 24 €923 €499 -€424 -46.0%
Current assets 29/58 €334,969 €392,728 +€57,759 +17.2%
Amounts receivable within one year 40/41 €35,302 €46,140 +€10,838 +30.7%
Trade receivables 40 €31,548 €41,407 +€9,859 +31.2%
Other amounts receivable 41 €3,754 €4,733 +€979 +26.1%
Current investments 50/53 €153,535 €299,727 +€146,192 +95.2%
Cash at bank and in hand 54/58 €145,418 €46,861 -€98,558 -67.8%
Deferred charges and accrued income 490/1 €713 €0 -€713 -100.0%
Total equity and liabilities 10/49 €335,892 €393,227 +€57,335 +17.1%
Equity 10/15 €307,706 €323,880 +€16,173 +5.3%
Contributions 10/11 €3,000 €3,000 = 0.0%
Reserves 13 €304,706 €320,880 +€16,173 +5.3%
Distributable reserves 133 €304,706 €320,880 +€16,173 +5.3%
Profit (loss) carried forward 14 - €0 =
Amounts payable 17/49 €28,185 €69,347 +€41,162 +146.0%
Amounts payable within one year 42/48 €28,185 €69,064 +€40,879 +145.0%
Trade debts 44 €11,805 €7,077 -€4,728 -40.0%
Suppliers 440/4 €11,805 €7,077 -€4,728 -40.0%
Taxes, remuneration and social security 45 €14,883 €10,490 -€4,393 -29.5%
Taxes 450/3 €14,883 €10,490 -€4,393 -29.5%
Other amounts payable 47/48 €1,497 €51,497 +€50,000 +3339.8%
Accrued charges and deferred income 492/3 - €283 +€283
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €400 €424 +€25 +6.2%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €0 - =
Other operating charges 640/8 €412 €450 +€37 +9.1%
Gross operating margin 9900 €118,524 €96,918 -€21,606 -18.2%
Operating profit (loss) 9901 €117,712 €96,044 -€21,668 -18.4%
Financial income 75/76B €5,031 €1,709 -€3,322 -66.0%
Recurring financial income 75 €5,031 €1,709 -€3,322 -66.0%
Financial charges 65/66B €188 €419 +€231 +122.8%
Recurring financial charges 65 €188 €419 +€231 +122.8%
Profit (loss) for the period before taxes 9903 €122,555 €97,334 -€25,222 -20.6%
Income taxes 67/77 €40,592 €31,161 -€9,431 -23.2%
Profit (loss) for the period 9904 €81,964 €66,173 -€15,791 -19.3%
Profit (loss) for the period to be appropriated 9905 €81,964 €66,173 -€15,791 -19.3%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.