Skip to content

Obi: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Obi

BE 0463.605.461
NACE 47.742, Retail sale of prescription glasses, lenses and sunglasses
fiscal year 2020 against 2022not consecutivefiled annual accounts (NBB)
Net result for the year
-€47,008
2020 · -€14,023-€32,985
Equity
-€31,988
2020 · -€4,667-€27,321
Cash
€3,878
2020 · €4,717-€839
Balance sheet total
€124,136
2020 · €108,979+€15,157

Largest movements

2020 to 2022
Assets
  • Current assets +€12,722

    up €12,722 (+12.3%), from €103,628 to €116,350

  • Tangible fixed assets +€2,435

    up €2,435 (+46.1%), from €5,276 to €7,711

Equity and liabilities
  • Debts within one year +€42,478

    up €42,478 (+79.2%), from €53,646 to €96,124

    of which Other debts: +€33,706

  • Equity -€27,321

    down €27,321 (-585.4%), from -€4,667 to -€31,988

    of which Profit (loss) carried forward: -€27,321

Income statement
  • Gross operating margin -€17,005

    down €17,005 (-185.2%), from -€9,180 to -€26,185

  • Write-downs +€9,717

    new in 2022: €9,717

  • Financial charges +€7,729

    new in 2022: €7,729

  • Taxes -€2,934

    no longer reported in 2022 (was €2,934)

  • Other operating charges +€2,497

    new in 2022: €2,497

From the 2020 result to the 2022 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2020 -€14,023
Gross operating margin -€17,005
Depreciation +€692
Write-downs -€9,717
Other operating charges -€2,497
Other operating items +€2,968
Financial income +€154
Financial charges -€7,729
Other financial items -€2,785
Taxes +€2,934
Result 2022 -€47,008

Cash bridge derived

cash 2020 to 2022

A cash bridge needs two consecutive fiscal years: one year's result and depreciation cannot explain a change over several years. Pick two years that follow each other.

Every line side by side 43 lines
Line Code 2020 2022 Change %
Total assets 20/58 €108,979 €124,136 +€15,157 +13.9%
Fixed assets 21/28 €5,351 €7,786 +€2,435 +45.5%
Tangible fixed assets 22/27 €5,276 €7,711 +€2,435 +46.1%
Furniture and vehicles 24 - €7,711 +€7,711
Financial fixed assets 28 €75 €75 = 0.0%
Current assets 29/58 €103,628 €116,350 +€12,722 +12.3%
Stocks and contracts in progress 3 €62,138 €67,369 +€5,231 +8.4%
Stocks 30/36 - €67,369 +€67,369
Amounts receivable within one year 40/41 €33,948 €39,814 +€5,866 +17.3%
Other amounts receivable 41 - €39,814 +€39,814
Cash at bank and in hand 54/58 €4,717 €3,878 -€839 -17.8%
Deferred charges and accrued income 490/1 - €5,289 +€5,289
Total equity and liabilities 10/49 €108,979 €124,136 +€15,157 +13.9%
Equity 10/15 -€4,667 -€31,988 -€27,321 -585.4%
Contributions 10/11 - €18,600 +€18,600
Reserves 13 €37,491 €37,491 = 0.0%
Non-distributable reserves 130/1 - €1,859 +€1,859
Reserves not available under the articles 1311 - €1,859 +€1,859
Distributable reserves 133 - €35,632 +€35,632
Profit (loss) carried forward 14 -€60,758 -€88,079 -€27,321 -45.0%
Amounts payable 17/49 €113,646 €156,124 +€42,478 +37.4%
Amounts payable after more than one year 17 €60,000 €60,000 = 0.0%
Financial debts 170/4 - €60,000 +€60,000
Amounts payable within one year 42/48 €53,646 €96,124 +€42,478 +79.2%
Trade debts 44 €8,249 €36,851 +€28,602 +346.7%
Suppliers 440/4 - €36,851 +€36,851
Taxes, remuneration and social security 45 - €25,567 +€25,567
Taxes 450/3 - €13,567 +€13,567
Remuneration and social security 454/9 - €12,000 +€12,000
Other amounts payable 47/48 - €33,706 +€33,706
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,725 €1,033 -€692 -40.1%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 - €9,717 +€9,717
Other operating charges 640/8 - €2,497 +€2,497
Gross operating margin 9900 -€9,180 -€26,185 -€17,005 -185.2%
Operating profit (loss) 9901 -€13,873 -€39,433 -€25,559 -184.2%
Financial income 75/76B - €154 +€154
Recurring financial income 75 €3,498 €154 -€3,344 -95.6%
Financial charges 65/66B - €7,729 +€7,729
Recurring financial charges 65 €8,404 €7,729 -€675 -8.0%
Profit (loss) for the period before taxes 9903 -€11,088 -€47,008 -€35,919 -323.9%
Income taxes 67/77 €2,934 - -€2,934
Profit (loss) for the period 9904 -€14,023 -€47,008 -€32,985 -235.2%
Profit (loss) for the period to be appropriated 9905 -€14,023 -€47,008 -€32,985 -235.2%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2020 and 31 December 2022. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.