Obi
ActiveSummary
The computed 12-month bankruptcy probability of Obi is 1.9% (moderate). The latest annual accounts of Obi were filed more than 90 days after the deadline. The 2022 annual accounts show negative equity (-€31,988) and a net result of -€47,008. Equity is shrinking by ~94% per year across the filed fiscal years. The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: Filed more than 90 days late
Axes, FY 2022 · tick = 2020
Profitability0▼-5
Solvency0▼-21
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
-25.8%
Return on assets
-37.9%
Age of the figures
45 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2026, 320 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
320 d late
2023
685 d late
2022
153 d late
2021
1416 d late
2020
61 d late
2019
92 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 455 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2022, micro schema
Equity
-€31,988▼ 585%
2020 · -€4,667
Total assets
€124,136▲ 13.9%
2020 · €108,979
Net result
-€47,008▼ 235%
2020 · -€14,023
Working capital
€20,226▼ 59.5%
2020 · €49,981
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2018201920202022
Operating result-€31,734--€63,808▼ 101%-€13,873▲ 78.3%-€39,433-
Net result-€45,549--€69,760▼ 53.2%-€14,023below the sector's middle half▲ 79.9%-€47,008below the sector's middle half-
Equity-€2,885--€10,645▼ 269%-€4,667below the sector's middle half▲ 56.2%-€31,988below the sector's middle half-
Total assets€132,754-€110,104▼ 17.1%€108,979within the sector's middle half▼ 1.0%€124,136within the sector's middle half-
Debt€135,639-€120,749▼ 11.0%€113,646▼ 5.9%€156,124-
Working capital€55,476-€54,098▼ 2.5%€49,981within the sector's middle half▼ 7.6%€20,226within the sector's middle half-
Solvency-2.2%--9.7%▼ 7.5pp-4.3%below the sector's middle half▲ 5.4pp-25.8%below the sector's middle half-
Current ratio1.73-1.99▲ 0.261.93within the sector's middle half▼ 0.061.21within the sector's middle half-
Return on assets (ROA)-34.3%--63.4%▼ 29.0pp-12.9%below the sector's middle half▲ 50.5pp-37.9%below the sector's middle half-
Staff (FTE)0.4-0.3▼ 25.0%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is -€39,433 in 2022, compared with -€13,873 in 2020. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2022 in colour, 2020 as the grey bar beneath
Assets €124,136
Fixed assets
€7,786 ▲ 45.5%
Current assets
€116,350 ▲ 12.3%
Key figures and ratios
EBITDA
-€38,400▼
2020 · -€12,149
Cash flow
-€45,975▼
2020 · -€12,298
Quick ratio
0.51▼
2020 · 0.77
Debt to equity
-4.88▲
2020 · -12.86
Interest coverage
-4.97
Debt ≤ 1 year
€96,124▲
2020 · €53,646
Debt > 1 year
€60,000=
2020 · €60,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2022 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €961 | €1,118 | €1,725 | €1,033 | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €9,717 | - |
| Other operating charges640/8 | - | - | - | €2,497 | - |
| Gross operating margin9900 | -€10,529 | -€48,337 | -€9,180 | -€26,185 | - |
| Operating profit (loss)9901 | -€31,734 | -€63,808 | -€13,873 | -€39,433 | - |
| Financial income75/76B | - | - | - | €154 | - |
| Recurring financial income75 | €4,103 | €3,826 | €3,498 | €154 | - |
| Financial charges65/66B | - | - | - | €7,729 | - |
| Recurring financial charges65 | €8,390 | €8,827 | €8,404 | €7,729 | - |
| Profit (loss) for the period before taxes9903 | -€36,021 | -€68,809 | -€11,088 | -€47,008 | - |
| Income taxes67/77 | €9,528 | €951 | €2,934 | - | - |
| Profit (loss) for the period9904 | -€45,549 | -€69,760 | -€14,023 | -€47,008 | - |
| Profit (loss) for the period to be appropriated9905 | -€45,549 | -€69,760 | -€14,023 | -€47,008 | - |
| Line | 2018 | 2019 | 2020 | 2022 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €132,754 | €110,104 | €108,979 | €124,136 | - |
| Fixed assets21/28 | €1,640 | €1,530 | €5,351 | €7,786 | - |
| Tangible fixed assets22/27 | €1,565 | €1,455 | €5,276 | €7,711 | - |
| Furniture and vehicles24 | - | - | - | €7,711 | - |
| Financial fixed assets28 | €75 | €75 | €75 | €75 | - |
| Current assets29/58 | €131,114 | €108,574 | €103,628 | €116,350 | - |
| Stocks and contracts in progress3 | €76,925 | €70,334 | €62,138 | €67,369 | - |
| Stocks30/36 | - | - | - | €67,369 | - |
| Amounts receivable within one year40/41 | €53,231 | €37,320 | €33,948 | €39,814 | - |
| Other amounts receivable41 | - | - | - | €39,814 | - |
| Cash at bank and in hand54/58 | €959 | €258 | €4,717 | €3,878 | - |
| Deferred charges and accrued income490/1 | - | - | - | €5,289 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €132,754 | €110,104 | €108,979 | €124,136 | - |
| Equity10/15 | -€2,885 | -€10,645 | -€4,667 | -€31,988 | - |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | - |
| Reserves13 | €37,491 | €37,491 | €37,491 | €37,491 | - |
| Non-distributable reserves130/1 | - | - | - | €1,859 | - |
| Reserves not available under the articles1311 | - | - | - | €1,859 | - |
| Distributable reserves133 | - | - | - | €35,632 | - |
| Profit (loss) carried forward14 | -€58,975 | -€66,735 | -€60,758 | -€88,079 | - |
| Amounts payable17/49 | €135,639 | €120,749 | €113,646 | €156,124 | - |
| Amounts payable after more than one year17 | €60,000 | €60,000 | €60,000 | €60,000 | - |
| Financial debts170/4 | - | - | - | €60,000 | - |
| Amounts payable within one year42/48 | €75,639 | €54,476 | €53,646 | €96,124 | - |
| Trade debts44 | €20,511 | €15,513 | €8,249 | €36,851 | - |
| Suppliers440/4 | - | - | - | €36,851 | - |
| Taxes, remuneration and social security45 | - | - | - | €25,567 | - |
| Taxes450/3 | - | - | - | €13,567 | - |
| Remuneration and social security454/9 | - | - | - | €12,000 | - |
| Other amounts payable47/48 | - | - | - | €33,706 | - |
| Line | 2018 | 2019 | 2020 | 2022 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€45,549 | -€69,760 | -€14,023 | -€47,008 | - |
| + Depreciation and write-downs630 | €961 | €1,118 | €1,725 | €1,033 | - |
| Operating cash flow (approximation) | -€44,588 | -€68,642 | -€12,298 | -€45,975 | - |
| Investment in fixed assets (approximation) | - | -€1,008 | -€5,547 | - | - |
| Change in cash | - | -€701 | €4,459 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 320 days late
16-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 685 days late
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1416 days late
2023
31-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 153 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Weakest financial yearnet -€69,760
Net result drops to -€69,760, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
03-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 95 days late
15-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 288 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1998
Ground area
68 m²
Building footprint
85 m²
Volume, LiDAR
989 m³
Parcel 44803C1169/00A000, Flanders · tallest building 16.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
OPTIEK HULPIAU
since 19982.088.942.213
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44803C1169/00A000 | Flanders | 68 m² | 1 · 85 m² | 16.5 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Similar companies · same sector and region
AKADEMIEK OPTIEK VAN BIGNOOT-HOUBEN
BE 0423.365.903
Gent
Alice Eyewear
BE 0644.966.658
Gent
BODO
BE 0885.930.692
Gent
Brightsight
BE 0792.808.912
Gent
Claeyssens Oog en Oor
BE 0440.183.921
Gent
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,734 companies in sector 47742 we hold annual accounts for 1,140. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded19-06-1998
Fiscal year end31-12
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
E-invoicing
Reachable via Peppol
Peppol ID
0208:0463605461
Also
9925:BE0463605461
Registered
08-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.