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NAMIMMO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

NAMIMMO

BE 0463.288.331
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€117,634
2024 · -€140,180+€22,546
Equity
-€190,814
2024 · -€73,180-€117,634
Cash
€8,519
2024 · €4,623+€3,895
Balance sheet total
€1.6m
2024 · €1.5m+€167,930

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€159,449

    up €159,449 (+11.6%), from €1.4m to €1.5m

    of which Land and buildings: +€157,117

Equity and liabilities
  • Other debts +€396,565

    up €396,565, from €0 to €396,565

  • Short-term financial debts -€239,180

    down €239,180 (-83.3%), from €287,127 to €47,947

  • Profit (loss) carried forward -€117,634

    down €117,634 (-84.4%), from -€139,442 to -€257,076

  • Debts after one year +€104,488

    up €104,488 (+8.6%), from €1.2m to €1.3m

    of which Financial debts: +€103,718

  • Current portion of long-term debt +€23,886

    up €23,886 (+145.3%), from €16,437 to €40,323

Income statement
  • Depreciation -€87,534

    down €87,534 (-48.6%), from €180,029 to €92,495

  • Financial charges +€57,904

    up €57,904 (+492.0%), from €11,768 to €69,672

  • Other operating charges +€5,120

    up €5,120 (+55.0%), from €9,317 to €14,436

  • Gross operating margin -€1,905

    down €1,905 (-3.1%), from €60,874 to €58,969

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€140,180
Gross operating margin -€1,905
Depreciation +€87,534
Other operating charges -€5,120
Financial income -€60
Financial charges -€57,904
Result 2025 -€117,634

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€366,645
Investment -€251,944
Financing -€110,806
Cash 2024 €4,623
Net result for the year -€117,634
Depreciation +€92,495
Receivables within one year +€4,227
Deferred charges and accrued income -€8,813
Trade debts +€7,360
Other debts +€396,565
Accrued charges and deferred income -€7,555
Investment in fixed assets (net) -€251,944
Debts after one year +€104,488
Current portion of long-term debt +€23,886
Short-term financial debts -€239,180
Cash 2025 €8,519
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,451,658 €1,619,588 +€167,930 +11.6%
Fixed assets 21/28 €1,379,430 €1,538,879 +€159,449 +11.6%
Tangible fixed assets 22/27 €1,379,430 €1,538,879 +€159,449 +11.6%
Land and buildings 22 €1,373,763 €1,530,880 +€157,117 +11.4%
Furniture and vehicles 24 €5,668 €7,999 +€2,332 +41.1%
Current assets 29/58 €72,227 €80,709 +€8,481 +11.7%
Amounts receivable after more than one year 29 €55,815 €55,815 = 0.0%
Other amounts receivable 291 €55,815 €55,815 = 0.0%
Amounts receivable within one year 40/41 €5,568 €1,341 -€4,227 -75.9%
Trade receivables 40 €2,363 €0 -€2,363 -100.0%
Other amounts receivable 41 €3,205 €1,341 -€1,864 -58.2%
Cash at bank and in hand 54/58 €4,623 €8,519 +€3,895 +84.3%
Deferred charges and accrued income 490/1 €6,221 €15,034 +€8,813 +141.7%
Total equity and liabilities 10/49 €1,451,658 €1,619,588 +€167,930 +11.6%
Equity 10/15 -€73,180 -€190,814 -€117,634 -160.7%
Contributions 10/11 €12,402 €12,402 = 0.0%
Reserves 13 €53,860 €53,860 = 0.0%
Distributable reserves 133 €53,860 €53,860 = 0.0%
Profit (loss) carried forward 14 -€139,442 -€257,076 -€117,634 -84.4%
Amounts payable 17/49 €1,524,838 €1,810,402 +€285,564 +18.7%
Amounts payable after more than one year 17 €1,212,431 €1,316,919 +€104,488 +8.6%
Financial debts 170/4 €1,192,074 €1,295,792 +€103,718 +8.7%
Other amounts payable 178/9 €20,357 €21,127 +€770 +3.8%
Amounts payable within one year 42/48 €304,352 €492,983 +€188,631 +62.0%
Current portion of amounts payable after more than one year 42 €16,437 €40,323 +€23,886 +145.3%
Financial debts 43 €287,127 €47,947 -€239,180 -83.3%
Credit institutions 430/8 €287,127 €47,947 -€239,180 -83.3%
Trade debts 44 €788 €8,148 +€7,360 +934.5%
Suppliers 440/4 €788 €8,148 +€7,360 +934.5%
Taxes, remuneration and social security 45 €0 - =
Taxes 450/3 €0 - =
Other amounts payable 47/48 €0 €396,565 +€396,565
Accrued charges and deferred income 492/3 €8,055 €500 -€7,555 -93.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €180,029 €92,495 -€87,534 -48.6%
Other operating charges 640/8 €9,317 €14,436 +€5,120 +55.0%
Gross operating margin 9900 €60,874 €58,969 -€1,905 -3.1%
Operating profit (loss) 9901 -€128,472 -€47,962 +€80,509 +62.7%
Financial income 75/76B €60 €0 -€60 -100.0%
Recurring financial income 75 €60 €0 -€60 -100.0%
Financial charges 65/66B €11,768 €69,672 +€57,904 +492.0%
Recurring financial charges 65 €11,768 €69,672 +€57,904 +492.0%
Profit (loss) for the period before taxes 9903 -€140,180 -€117,634 +€22,546 +16.1%
Income taxes 67/77 €0 - =
Profit (loss) for the period 9904 -€140,180 -€117,634 +€22,546 +16.1%
Profit (loss) for the period to be appropriated 9905 -€140,180 -€117,634 +€22,546 +16.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.