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NAMIMMO

Active
Private limited companyfounded 199828 yrs activeRue Henry Bodart(EP) 4, 5101 Namur, BelgiumKBO/BCE: BE 0463.288.331
Summary

NAMIMMO has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€190,814) and a net result of -€117,634. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability15▼-28
Solvency13▼-7
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.16 against 0.24 in 2024; short-term debt: 30.4% and cash: 0.5% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 28 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-11.8%
Return on assets
-7.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€190,814
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
14 d late
2024
25 d late
2023
57 d early
2022
32 d late
2021
24 d late
2020
26 d early
2019
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 1 day after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 5 May 1998, NAMIMMO was incorporated.1 Total assets went from EUR 488,175 in 2018 to EUR 1.6 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€117,634▲ 16.1%
2024 · -€140,180
Working capital
-€412,274▼ 77.6%
2024 · -€232,125
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€3,664▼ 68.0%€39,844▲ 987%€26,662▼ 33.1%-€128,472-€47,962▲ 62.7%
Net result€349▼ 94.6%€27,058▲ 7,661%€16,990▼ 37.2%-€140,180-€117,634▲ 16.1%
Equity€23,434▼ 1.7%€50,009▲ 113%€67,000▲ 34.0%-€73,180-€190,814▼ 161%
Total assets€324,088▼ 12.2%€319,670▼ 1.4%€304,521▼ 4.7%€1.5m▲ 377%€1.6m▲ 11.6%
Debt€300,655▼ 12.9%€269,660▼ 10.3%€237,521▼ 11.9%€1.5m▲ 542%€1.8m▲ 18.7%
Working capital-€46,168▲ 23.3%-€9,276▲ 79.9%€30,662-€232,125-€412,274▼ 77.6%
Result per fiscal year
Operating resultNet result
-€150,000-€100,000-€50,000€0€50,000Operating result 2021: €3,664€3,664Net result 2021: €349€349Operating result 2022: €39,844€39,844Net result 2022: €27,058€27,058Operating result 2023: €26,662€26,662Net result 2023: €16,990€16,990Operating result 2024: -€128,472-€128,472Net result 2024: -€140,180-€140,180Operating result 2025: -€47,962-€47,962Net result 2025: -€117,634-€117,63420212022202320242025-€150,000-€100,000-€50,000€0€50,000Operating result 2023: €26,662€26,700Net result 2023: €16,990€17,000Operating result 2024: -€128,472-€128,000Net result 2024: -€140,180-€140,000Operating result 2025: -€47,962-€48,000Net result 2025: -€117,634-€118,000202320242025
The operating result stays negative: a loss of €47,962 in 2025 against €128,472 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.6m
Fixed assets €1.5m ▲ 11.6%
Current assets €80,709 ▲ 11.7%
Key figures and ratios
2025 value · change against 2024
EBITDA
€44,533▼
2024 · €51,558
Cash flow
-€25,139▼
2024 · €39,850
Solvency
-11.8%▼
2024 · -5.0%
Current ratio
0.16▼
2024 · 0.24
Debt to equity
-9.49▲
2024 · -20.84
ROA
-7.3%▲
2024 · -9.7%
Interest coverage
0.64▼
2024 · 4.38
Debt ≤ 1 year
€492,983▲
2024 · €304,352
Debt > 1 year
€1.3m▲
2024 · €1.2m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,242 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 93% are still going.

  • Small
  • 20 years or older
  • negative equity
  • a small loss
1.6% went bankrupt
3.8% stopped otherwise
93% still going

A further 1.9% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,242 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.5m€1.6m▲
Fixed assets21/28€1.4m€1.5m▲
Tangible fixed assets22/27€1.4m€1.5m▲
Land and buildings22€1.4m€1.5m▲
Furniture and vehicles24€5,668€7,999▲
Current assets29/58€72,227€80,709▲
Amounts receivable after more than one year29€55,815€55,815=
Other amounts receivable291€55,815€55,815=
Amounts receivable within one year40/41€5,568€1,341▼
Trade receivables40€2,363€0▼
Other amounts receivable41€3,205€1,341▼
Cash at bank and in hand54/58€4,623€8,519▲
Deferred charges and accrued income490/1€6,221€15,034▲
Equity and liabilities
Total equity and liabilities10/49€1.5m€1.6m▲
Equity10/15-€73,180-€190,814▼
Contributions10/11€12,402€12,402=
Reserves13€53,860€53,860=
Distributable reserves133€53,860€53,860=
Profit (loss) carried forward14-€139,442-€257,076▼
Amounts payable17/49€1.5m€1.8m▲
Amounts payable after more than one year17€1.2m€1.3m▲
Financial debts170/4€1.2m€1.3m▲
Other amounts payable178/9€20,357€21,127▲
Amounts payable within one year42/48€304,352€492,983▲
Current portion of amounts payable after more than one year42€16,437€40,323▲
Financial debts43€287,127€47,947▼
Credit institutions430/8€287,127€47,947▼
Trade debts44€788€8,148▲
Suppliers440/4€788€8,148▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€0€396,565▲
Accrued charges and deferred income492/3€8,055€500▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€180,029€92,495▼
Other operating charges640/8€9,317€14,436▲
Gross operating margin9900€60,874€58,969▼
Operating profit (loss)9901-€128,472-€47,962▲
Financial income75/76B€60€0▼
Recurring financial income75€60€0▼
Financial charges65/66B€11,768€69,672▲
Recurring financial charges65€11,768€69,672▲
Profit (loss) for the period before taxes9903-€140,180-€117,634▲
Income taxes67/77€0-
Profit (loss) for the period9904-€140,180-€117,634▲
Profit (loss) for the period to be appropriated9905-€140,180-€117,634▲
Appropriation of the result
Profit (loss) to be appropriated9906-€139,442-€257,076▼
Profit (loss) brought forward from the previous period14P€738-€139,442▼
Transfer to equity691/2€0-
To other reserves6921€0-

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44,670€42,942€41,090€180,029€92,495▼ 48.6%
Other operating charges640/8€5,516€5,421€6,172€9,317€14,436▲ 55.0%
Gross operating margin9900€53,850€88,207€73,924€60,874€58,969▼ 3.1%
Operating profit (loss)9901€3,664€39,844€26,662-€128,472-€47,962▲ 62.7%
Financial income75/76B€809€482€0€60€0▼ 100%
Recurring financial income75€809€482€0€60€0▼ 100%
Financial charges65/66B€3,998€3,483€3,071€11,768€69,672▲ 492%
Recurring financial charges65€3,998€3,483€3,071€11,768€69,672▲ 492%
Profit (loss) for the period before taxes9903€476€36,843€23,591-€140,180-€117,634▲ 16.1%
Income taxes67/77€127€9,786€6,601€0--
Profit (loss) for the period9904€349€27,058€16,990-€140,180-€117,634▲ 16.1%
Profit (loss) for the period to be appropriated9905€349€27,058€16,990-€140,180-€117,634▲ 16.1%
Line20212022202320242025Change
Assets
Total assets20/58€324,088€319,670€304,521€1.5m€1.6m▲ 11.6%
Fixed assets21/28€321,460€278,517€246,240€1.4m€1.5m▲ 11.6%
Tangible fixed assets22/27€321,460€278,517€246,240€1.4m€1.5m▲ 11.6%
Land and buildings22€316,232€277,065€237,898€1.4m€1.5m▲ 11.4%
Furniture and vehicles24€5,228€1,453€8,342€5,668€7,999▲ 41.1%
Current assets29/58€2,628€41,152€58,281€72,227€80,709▲ 11.7%
Amounts receivable after more than one year29---€55,815€55,815=
Other amounts receivable291---€55,815€55,815=
Amounts receivable within one year40/41---€5,568€1,341▼ 75.9%
Trade receivables40---€2,363€0▼ 100%
Other amounts receivable41---€3,205€1,341▼ 58.2%
Cash at bank and in hand54/58€2,119€41,152€57,085€4,623€8,519▲ 84.3%
Deferred charges and accrued income490/1€510€0€1,196€6,221€15,034▲ 142%
Equity and liabilities
Total equity and liabilities10/49€324,088€319,670€304,521€1.5m€1.6m▲ 11.6%
Equity10/15€23,434€50,009€67,000-€73,180-€190,814▼ 161%
Contributions10/11€14,262€12,402€12,402€12,402€12,402=
Reserves13-€36,860€53,860€53,860€53,860=
Non-distributable reserves130/1-€1,860€0---
Reserves not available under the articles1311-€1,860€0---
Distributable reserves133-€35,000€53,860€53,860€53,860=
Profit (loss) carried forward14€8,690€747€738-€139,442-€257,076▼ 84.4%
Investment grants15€482€0----
Amounts payable17/49€300,655€269,660€237,521€1.5m€1.8m▲ 18.7%
Amounts payable after more than one year17€251,414€215,511€201,345€1.2m€1.3m▲ 8.6%
Financial debts170/4€162,098€125,601€108,511€1.2m€1.3m▲ 8.7%
Other amounts payable178/9€89,316€89,911€92,834€20,357€21,127▲ 3.8%
Amounts payable within one year42/48€48,796€50,428€27,620€304,352€492,983▲ 62.0%
Current portion of amounts payable after more than one year42€38,920€36,497€17,090€16,437€40,323▲ 145%
Financial debts43€282€392€0€287,127€47,947▼ 83.3%
Credit institutions430/8€282€392€0€287,127€47,947▼ 83.3%
Trade debts44€1,164€2,877€3,093€788€8,148▲ 934%
Suppliers440/4€1,164€2,877€3,093€788€8,148▲ 934%
Taxes, remuneration and social security45€127€9,786€6,561€0--
Taxes450/3€127€9,786€6,561€0--
Other amounts payable47/48€8,303€876€876€0€396,565-
Accrued charges and deferred income492/3€445€3,721€8,556€8,055€500▼ 93.8%
Line20212022202320242025Change
Profit (loss) for the period9904€349€27,058€16,990-€140,180-€117,634▲ 16.1%
+ Depreciation and write-downs630€44,670€42,942€41,090€180,029€92,495▼ 48.6%
Operating cash flow (approximation)€45,018€70,000€58,080€39,850-€25,139▼ 163%
Investment in fixed assets (approximation)-€0-€8,812-€1.3m-€251,944▲ 80.8%
Change in cash-€39,033€15,933-€52,461€3,895▲ 107%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 14 days late
2025
25-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 25 days late
2024
31-12
Financial Weakest financial yearnet -€140,180
Net result drops to -€140,180, the lowest in the series; recovery starts the following year.
04-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Liquidity triplescurrent ratio 2.11
Current ratio from 0.82 to 2.11; short-term debt falls from €50,428 to €27,620.
01-09
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 32 days late
2022
31-12
Financial Highest result since 2018net €27,058 ▲7,661%
Operating result €39,844, net result €27,058, both a record.
24-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 24 days late
2021
05-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
29-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Back to profitnet €16,353
Net result €16,353 after one loss-making year.
29-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 1998
seat establishment The establishment unit on the map
Ground area
4,704 m²
Building footprint
1,117 m²
Volume, LiDAR
13,435 m³
Parcel 92039B0014/00E015, Wallonia · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Henry Bodart(EP) 4, 5101 Namur
Insurance, reinsurance and pension funding, except compulsory social security
since 19982.086.871.757
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92039B0014/00E015 Wallonia 4,704 m² 1 · 1,117 m² 15.6 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. IMMO BOIS-DE-VILLERS 100%
  2. NAMIMMO

Highest known parent: IMMO BOIS-DE-VILLERS. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded05-05-1998
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0463288331
Registered 02-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.