NAMABE: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NAMABE
Largest movements
- Cash -€15,449
down €15,449 (-99.9%), from €15,460 to €12
mainly Receivables within one year (-€13,515) and Trade debts (-€8,777)
- Receivables within one year +€13,515
up €13,515 (+13.2%), from €102,467 to €115,982
of which Trade receivables: +€18,733
- Reserves +€97,500
up €97,500 (+19500.0%), from €500 to €98,000
of which Distributable reserves: +€98,000
- Profit (loss) carried forward -€93,644
down €93,644 (-99.1%), from €94,535 to €891
- Trade debts -€8,777
down €8,777 (-94.8%), from €9,262 to €485
- Tax, wage and social debts +€2,284
up €2,284 (+20.7%), from €11,031 to €13,314
- Gross operating margin -€46,384
down €46,384 (-86.2%), from €53,827 to €7,443
- Taxes -€8,747
down €8,747 (-79.3%), from €11,031 to €2,284
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €120,328 | €117,691 | -€2,638 | -2.2% |
| Fixed assets | 21/28 | €2,401 | €1,697 | -€704 | -29.3% |
| Tangible fixed assets | 22/27 | €2,401 | €1,697 | -€704 | -29.3% |
| Furniture and vehicles | 24 | €2,401 | €1,697 | -€704 | -29.3% |
| Current assets | 29/58 | €117,928 | €115,994 | -€1,934 | -1.6% |
| Amounts receivable within one year | 40/41 | €102,467 | €115,982 | +€13,515 | +13.2% |
| Trade receivables | 40 | - | €18,733 | +€18,733 | |
| Other amounts receivable | 41 | €102,467 | €97,250 | -€5,218 | -5.1% |
| Cash at bank and in hand | 54/58 | €15,460 | €12 | -€15,449 | -99.9% |
| Deferred charges and accrued income | 490/1 | €0 | - | = | |
| Total equity and liabilities | 10/49 | €120,328 | €117,691 | -€2,638 | -2.2% |
| Equity | 10/15 | €100,035 | €103,891 | +€3,856 | +3.9% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €500 | €98,000 | +€97,500 | +19500.0% |
| Non-distributable reserves | 130/1 | €500 | - | -€500 | |
| Reserves not available under the articles | 1311 | €500 | - | -€500 | |
| Distributable reserves | 133 | - | €98,000 | +€98,000 | |
| Profit (loss) carried forward | 14 | €94,535 | €891 | -€93,644 | -99.1% |
| Amounts payable | 17/49 | €20,293 | €13,800 | -€6,493 | -32.0% |
| Amounts payable within one year | 42/48 | €20,293 | €13,800 | -€6,493 | -32.0% |
| Trade debts | 44 | €9,262 | €485 | -€8,777 | -94.8% |
| Suppliers | 440/4 | €9,262 | €485 | -€8,777 | -94.8% |
| Taxes, remuneration and social security | 45 | €11,031 | €13,314 | +€2,284 | +20.7% |
| Taxes | 450/3 | €11,031 | €13,314 | +€2,284 | +20.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,108 | €704 | -€405 | -36.5% |
| Other operating charges | 640/8 | €677 | €459 | -€218 | -32.2% |
| Gross operating margin | 9900 | €53,827 | €7,443 | -€46,384 | -86.2% |
| Operating profit (loss) | 9901 | €52,041 | €6,280 | -€45,761 | -87.9% |
| Financial income | 75/76B | €0 | - | -€0 | |
| Recurring financial income | 75 | €0 | - | -€0 | |
| Financial charges | 65/66B | €100 | €141 | +€41 | +41.1% |
| Recurring financial charges | 65 | €100 | €141 | +€41 | +41.1% |
| Profit (loss) for the period before taxes | 9903 | €51,941 | €6,139 | -€45,802 | -88.2% |
| Income taxes | 67/77 | €11,031 | €2,284 | -€8,747 | -79.3% |
| Profit (loss) for the period | 9904 | €40,911 | €3,856 | -€37,055 | -90.6% |
| Profit (loss) for the period to be appropriated | 9905 | €40,911 | €3,856 | -€37,055 | -90.6% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.