MYFISC: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MYFISC
Largest movements
- Tangible fixed assets -€17,677
down €17,677 (-29.6%), from €59,682 to €42,006
of which Furniture and vehicles: -€13,475
- Receivables within one year -€9,189
down €9,189 (-16.6%), from €55,494 to €46,306
of which Trade receivables: -€12,180
- Cash -€8,583
down €8,583 (-10.9%), from €79,002 to €70,419
mainly Debts after one year (-€30,746) and Accrued charges and deferred income (-€19,350)
- Intangible fixed assets -€4,820
down €4,820 (-36.4%), from €13,257 to €8,437
- Deferred charges and accrued income +€2,400
new in 2025: €2,400
- Debts after one year -€30,746
down €30,746 (-37.6%), from €81,675 to €50,929
- Accrued charges and deferred income -€19,350
no longer reported in 2025 (was €19,350)
- Profit (loss) carried forward +€11,161
up €11,161 (+20.3%), from €55,002 to €66,163
- Current portion of long-term debt -€8,771
down €8,771 (-39.8%), from €22,039 to €13,269
- Other debts +€4,520
up €4,520 (+107.1%), from €4,222 to €8,742
- Turnover -€102,950
no longer reported in 2025 (was €102,950)
- Purchases and services -€50,604
no longer reported in 2025 (was €50,604)
- Gross operating margin +€24,783
up €24,783 (+36.4%), from €68,022 to €92,805
- Other operating charges +€13,485
up €13,485 (+447.9%), from €3,011 to €16,495
- Taxes +€3,079
up €3,079 (+164.4%), from €1,873 to €4,952
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €207,602 | €169,567 | -€38,034 | -18.3% |
| Formation expenses | 20 | €166 | €0 | -€166 | -100.0% |
| Fixed assets | 21/28 | €72,939 | €50,443 | -€22,497 | -30.8% |
| Intangible fixed assets | 21 | €13,257 | €8,437 | -€4,820 | -36.4% |
| Tangible fixed assets | 22/27 | €59,682 | €42,006 | -€17,677 | -29.6% |
| Furniture and vehicles | 24 | €54,318 | €40,843 | -€13,475 | -24.8% |
| Leasing and similar rights | 25 | €5,364 | €1,163 | -€4,201 | -78.3% |
| Current assets | 29/58 | €134,496 | €119,125 | -€15,371 | -11.4% |
| Amounts receivable within one year | 40/41 | €55,494 | €46,306 | -€9,189 | -16.6% |
| Trade receivables | 40 | €50,257 | €38,078 | -€12,180 | -24.2% |
| Other amounts receivable | 41 | €5,237 | €8,228 | +€2,991 | +57.1% |
| Cash at bank and in hand | 54/58 | €79,002 | €70,419 | -€8,583 | -10.9% |
| Deferred charges and accrued income | 490/1 | - | €2,400 | +€2,400 | |
| Total equity and liabilities | 10/49 | €207,602 | €169,567 | -€38,034 | -18.3% |
| Equity | 10/15 | €75,054 | €86,215 | +€11,161 | +14.9% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €52 | €52 | = | 0.0% |
| Distributable reserves | 133 | €52 | €52 | = | 0.0% |
| Profit (loss) carried forward | 14 | €55,002 | €66,163 | +€11,161 | +20.3% |
| Amounts payable | 17/49 | €132,547 | €83,352 | -€49,195 | -37.1% |
| Amounts payable after more than one year | 17 | €81,675 | €50,929 | -€30,746 | -37.6% |
| Financial debts | 170/4 | €81,675 | €50,929 | -€30,746 | -37.6% |
| Amounts payable within one year | 42/48 | €31,523 | €32,423 | +€901 | +2.9% |
| Current portion of amounts payable after more than one year | 42 | €22,039 | €13,269 | -€8,771 | -39.8% |
| Trade debts | 44 | €533 | €2,855 | +€2,322 | +435.5% |
| Suppliers | 440/4 | €533 | €2,855 | +€2,322 | +435.5% |
| Taxes, remuneration and social security | 45 | €4,729 | €7,557 | +€2,829 | +59.8% |
| Taxes | 450/3 | - | €2,758 | +€2,758 | |
| Remuneration and social security | 454/9 | €4,729 | €4,799 | +€71 | +1.5% |
| Other amounts payable | 47/48 | €4,222 | €8,742 | +€4,520 | +107.1% |
| Accrued charges and deferred income | 492/3 | €19,350 | - | -€19,350 | |
| Turnover | 70 | €102,950 | - | -€102,950 | |
| Goods, raw materials, services and sundry goods | 60/61 | €50,604 | - | -€50,604 | |
| Remuneration, social security and pensions | 62 | €36,493 | €34,632 | -€1,861 | -5.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €21,032 | €22,663 | +€1,631 | +7.8% |
| Other operating charges | 640/8 | €3,011 | €16,495 | +€13,485 | +447.9% |
| Gross operating margin | 9900 | €68,022 | €92,805 | +€24,783 | +36.4% |
| Operating profit (loss) | 9901 | €7,486 | €19,016 | +€11,529 | +154.0% |
| Financial income | 75/76B | €61 | €168 | +€107 | +176.2% |
| Recurring financial income | 75 | €61 | €168 | +€107 | +176.2% |
| Financial charges | 65/66B | €1,970 | €3,071 | +€1,101 | +55.9% |
| Recurring financial charges | 65 | €1,970 | €3,071 | +€1,101 | +55.9% |
| Profit (loss) for the period before taxes | 9903 | €5,577 | €16,113 | +€10,535 | +188.9% |
| Income taxes | 67/77 | €1,873 | €4,952 | +€3,079 | +164.4% |
| Profit (loss) for the period | 9904 | €3,705 | €11,161 | +€7,456 | +201.2% |
| Profit (loss) for the period to be appropriated | 9905 | €3,705 | €11,161 | +€7,456 | +201.2% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.