MYFISC
ActiveSummary
MYFISC has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86,215 and a net result of €11,161. Equity is growing by ~23.5% per year across the filed fiscal years. Its solvency ranks better than 44% of 12819 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▼-4
Solvency76▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 3.67 against 4.27 in 2024; short-term debt: 19.1% and cash: 41.5% of total assets), and 49.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.8%
Return on assets
6.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
29 d late
2023
30 d late
2022
69 d late
2021
31 d late
2020
31 d late
2019
100 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 41 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€102,950
EBIT margin
7.3%
Net result
€11,161▲ 201%
2024 · €3,705
Working capital
€86,701▼ 15.8%
2024 · €102,973
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€102,950
Operating result€33,061▲ 268%€28,549▼ 13.6%€9,991▼ 65.0%€7,486▼ 25.1%€19,016▲ 154%
Net result€23,328within the sector's middle half▲ 162%€18,156within the sector's middle half▼ 22.2%€7,244below the sector's middle half▼ 60.1%€3,705below the sector's middle half▼ 48.9%€11,161below the sector's middle half▲ 201%
EBIT margin7.3%
Equity€45,949within the sector's middle half▲ 103%€64,105within the sector's middle half▲ 39.5%€71,349within the sector's middle half▲ 11.3%€75,054within the sector's middle half▲ 5.2%€86,215within the sector's middle half▲ 14.9%
Total assets€145,063within the sector's middle half▲ 109%€171,604within the sector's middle half▲ 18.3%€188,366within the sector's middle half▲ 9.8%€207,602within the sector's middle half▲ 10.2%€169,567within the sector's middle half▼ 18.3%
Debt€99,115▲ 111%€107,499▲ 8.5%€117,017▲ 8.9%€132,547▲ 13.3%€83,352▼ 37.1%
Working capital€65,882within the sector's middle half▲ 399%€95,313within the sector's middle half▲ 44.7%€72,799within the sector's middle half▼ 23.6%€102,973within the sector's middle half▲ 41.4%€86,701within the sector's middle half▼ 15.8%
Solvency31.7%within the sector's middle half▼ 0.9pp37.4%within the sector's middle half▲ 5.7pp37.9%within the sector's middle half▲ 0.5pp36.2%within the sector's middle half▼ 1.7pp50.8%within the sector's middle half▲ 14.7pp
Current ratio3.33within the sector's middle half▲ 1.613.63within the sector's middle half▲ 0.301.85within the sector's middle half▼ 1.784.27within the sector's middle half▲ 2.413.67within the sector's middle half▼ 0.59
Return on assets (ROA)16.1%within the sector's middle half▲ 3.3pp10.6%within the sector's middle half▼ 5.5pp3.8%below the sector's middle half▼ 6.7pp1.8%below the sector's middle half▼ 2.1pp6.6%below the sector's middle half▲ 4.8pp
Staff (FTE)0.71▲ 42.9%1=1=1=
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 154% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €169,567
Fixed assets
€50,443 ▼ 30.8%
Current assets
€119,125 ▼ 11.4%
Equity and liabilities €169,567
Equity
€86,215 ▲ 14.9%
Debt
€83,352 ▼ 37.1%
Debt's share of the balance-sheet total falls from 63.8% to 49.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41,678▲
2024 · €28,518
Cash flow
€33,824▲
2024 · €24,737
Debt to equity
0.97▼
2024 · 1.77
ROE
12.9%▲
2024 · 4.9%
Interest coverage
13.57▼
2024 · 14.48
Debt ≤ 1 year
€32,423▲
2024 · €31,523
Debt > 1 year
€50,929▼
2024 · €81,675
Income taxes
€4,952▲
2024 · €1,873
Staff costs
€34,632▼
2024 · €36,493
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €102,950 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €50,604 | - | - |
| Remuneration, social security and pensions62 | €22,352 | €32,363 | €35,373 | €36,493 | €34,632 | ▼ 5.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,534 | €10,818 | €10,722 | €21,032 | €22,663 | ▲ 7.8% |
| Other operating charges640/8 | €1,346 | €766 | €19,055 | €3,011 | €16,495 | ▲ 448% |
| Gross operating margin9900 | €66,292 | €72,497 | €75,141 | €68,022 | €92,805 | ▲ 36.4% |
| Operating profit (loss)9901 | €33,061 | €28,549 | €9,991 | €7,486 | €19,016 | ▲ 154% |
| Financial income75/76B | €212 | €6 | €158 | €61 | €168 | ▲ 176% |
| Recurring financial income75 | €212 | €6 | €158 | €61 | €168 | ▲ 176% |
| Financial charges65/66B | €731 | €900 | €464 | €1,970 | €3,071 | ▲ 55.9% |
| Recurring financial charges65 | €731 | €900 | €464 | €1,970 | €3,071 | ▲ 55.9% |
| Profit (loss) for the period before taxes9903 | €32,541 | €27,655 | €9,685 | €5,577 | €16,113 | ▲ 189% |
| Income taxes67/77 | €9,213 | €9,499 | €2,440 | €1,873 | €4,952 | ▲ 164% |
| Profit (loss) for the period9904 | €23,328 | €18,156 | €7,244 | €3,705 | €11,161 | ▲ 201% |
| Profit (loss) for the period to be appropriated9905 | €23,328 | €18,156 | €7,244 | €3,705 | €11,161 | ▲ 201% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €145,063 | €171,604 | €188,366 | €207,602 | €169,567 | ▼ 18.3% |
| Formation expenses20 | €831 | €609 | €388 | €166 | €0 | ▼ 100% |
| Fixed assets21/28 | €50,078 | €39,481 | €29,807 | €72,939 | €50,443 | ▼ 30.8% |
| Intangible fixed assets21 | €27,712 | €22,893 | €18,075 | €13,257 | €8,437 | ▼ 36.4% |
| Tangible fixed assets22/27 | €22,366 | €16,588 | €11,732 | €59,682 | €42,006 | ▼ 29.6% |
| Furniture and vehicles24 | €4,398 | €2,821 | €1,340 | €54,318 | €40,843 | ▼ 24.8% |
| Leasing and similar rights25 | €17,968 | €13,767 | €9,565 | €5,364 | €1,163 | ▼ 78.3% |
| Assets under construction and advance payments27 | - | - | €826 | - | - | - |
| Current assets29/58 | €94,154 | €131,513 | €158,171 | €134,496 | €119,125 | ▼ 11.4% |
| Amounts receivable within one year40/41 | €41,419 | €62,712 | €58,798 | €55,494 | €46,306 | ▼ 16.6% |
| Trade receivables40 | €38,735 | €59,668 | €46,634 | €50,257 | €38,078 | ▼ 24.2% |
| Other amounts receivable41 | €2,684 | €3,044 | €12,164 | €5,237 | €8,228 | ▲ 57.1% |
| Cash at bank and in hand54/58 | €52,334 | €68,801 | €98,639 | €79,002 | €70,419 | ▼ 10.9% |
| Deferred charges and accrued income490/1 | €401 | - | €733 | - | €2,400 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €145,063 | €171,604 | €188,366 | €207,602 | €169,567 | ▼ 18.3% |
| Equity10/15 | €45,949 | €64,105 | €71,349 | €75,054 | €86,215 | ▲ 14.9% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Capital10 | €20,000 | - | - | - | - | - |
| Issued capital100 | €20,000 | - | - | - | - | - |
| Reserves13 | €52 | €52 | €52 | €52 | €52 | = |
| Non-distributable reserves130/1 | €52 | - | - | - | - | - |
| Legal reserve130 | €52 | - | - | - | - | - |
| Distributable reserves133 | - | €52 | €52 | €52 | €52 | = |
| Profit (loss) carried forward14 | €25,897 | €44,053 | €51,297 | €55,002 | €66,163 | ▲ 20.3% |
| Amounts payable17/49 | €99,115 | €107,499 | €117,017 | €132,547 | €83,352 | ▼ 37.1% |
| Amounts payable after more than one year17 | €34,948 | €23,882 | €12,316 | €81,675 | €50,929 | ▼ 37.6% |
| Financial debts170/4 | €34,948 | €23,882 | €12,316 | €81,675 | €50,929 | ▼ 37.6% |
| Amounts payable within one year42/48 | €28,273 | €36,200 | €85,372 | €31,523 | €32,423 | ▲ 2.9% |
| Current portion of amounts payable after more than one year42 | €10,910 | €10,733 | €11,229 | €22,039 | €13,269 | ▼ 39.8% |
| Trade debts44 | €27 | €1,408 | €333 | €533 | €2,855 | ▲ 435% |
| Suppliers440/4 | €27 | €1,408 | €333 | €533 | €2,855 | ▲ 435% |
| Taxes, remuneration and social security45 | €17,336 | €18,522 | €16,257 | €4,729 | €7,557 | ▲ 59.8% |
| Taxes450/3 | €14,381 | €12,183 | €11,968 | - | €2,758 | - |
| Remuneration and social security454/9 | €2,954 | €6,339 | €4,289 | €4,729 | €4,799 | ▲ 1.5% |
| Other amounts payable47/48 | - | €5,537 | €57,553 | €4,222 | €8,742 | ▲ 107% |
| Accrued charges and deferred income492/3 | €35,894 | €47,417 | €19,329 | €19,350 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €23,328 | €18,156 | €7,244 | €3,705 | €11,161 | ▲ 201% |
| + Depreciation and write-downs630 | €9,534 | €10,818 | €10,722 | €21,032 | €22,663 | ▲ 7.8% |
| Operating cash flow (approximation) | €32,862 | €28,975 | €17,966 | €24,737 | €33,824 | ▲ 36.7% |
| Investment in fixed assets (approximation) | - | -€222 | -€1,048 | -€64,164 | -€166 | ▲ 99.7% |
| Change in cash | - | €16,467 | €29,839 | -€19,638 | -€8,583 | ▲ 56.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
23-03
State Gazette act
General meeting · Director appointment
23-03
State Gazette act
General meeting · Director resignation
23-03
State Gazette act
General meeting · Director resignation
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 4.27
Current ratio from 1.85 to 4.27; short-term debt falls from €85,372 to €31,523.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
08-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 69 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €23,328 ▲162%
Operating result €33,061, net result €23,328, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €8,896
Net result €8,896 after 2 loss-making years.
Show earlier events
08-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 100 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 61 days late
2015
30-06
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 2011
Ground area
1,418 m²
Building footprint
204 m²
Volume, LiDAR
1,174 m³
Parcel 62028B0929/00M000, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Piretfontaine(DLX) 3, 4140 Sprimont
since 20112.199.376.317
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62028B0929/00M000 | Wallonia | 1,418 m² | 1 · 204 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 6,425 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-04-2011
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0835240868
Registered
31-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.