MY DRIVER: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MY DRIVER
Largest movements
- Receivables within one year -€22,207
down €22,207 (-63.7%), from €34,837 to €12,629
of which Trade receivables: -€34,161
- Cash +€18,168
up €18,168 (+47.9%), from €37,951 to €56,119
mainly Receivables within one year (+€22,207) and Net result for the year (+€20,058)
- Tangible fixed assets +€13,494
up €13,494 (+402%), from €3,355 to €16,849
- Trade debts -€29,938
down €29,938 (-79.2%), from €37,819 to €7,882
- Profit (loss) carried forward +€20,058
up €20,058, from -€18,288 to €1,770
- Other debts +€19,000
up €19,000 (+89.0%), from €21,353 to €40,353
- Gross operating margin +€10,786
up €10,786 (+16.9%), from €63,786 to €74,572
- Purchases and services -€9,198
down €9,198 (-10.6%), from €86,811 to €77,613
- Staff costs -€3,896
down €3,896 (-8.7%), from €44,866 to €40,970
- Other operating charges +€2,389
up €2,389 (+97.3%), from €2,454 to €4,842
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €76,142 | €85,597 | +€9,455 | +12.4% |
| Fixed assets | 21/28 | €3,355 | €16,849 | +€13,494 | +402% |
| Tangible fixed assets | 22/27 | €3,355 | €16,849 | +€13,494 | +402% |
| Furniture and vehicles | 24 | €3,355 | €16,849 | +€13,494 | +402% |
| Current assets | 29/58 | €72,788 | €68,749 | -€4,039 | -5.5% |
| Amounts receivable within one year | 40/41 | €34,837 | €12,629 | -€22,207 | -63.7% |
| Trade receivables | 40 | €34,161 | - | -€34,161 | |
| Other amounts receivable | 41 | €676 | €12,629 | +€11,954 | +1,769% |
| Cash at bank and in hand | 54/58 | €37,951 | €56,119 | +€18,168 | +47.9% |
| Total equity and liabilities | 10/49 | €76,142 | €85,597 | +€9,455 | +12.4% |
| Equity | 10/15 | €312 | €20,370 | +€20,058 | +6,428% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€18,288 | €1,770 | +€20,058 | |
| Amounts payable | 17/49 | €75,830 | €65,227 | -€10,603 | -14.0% |
| Amounts payable within one year | 42/48 | €75,830 | €65,227 | -€10,603 | -14.0% |
| Trade debts | 44 | €37,819 | €7,882 | -€29,938 | -79.2% |
| Suppliers | 440/4 | €37,819 | €7,882 | -€29,938 | -79.2% |
| Taxes, remuneration and social security | 45 | €16,658 | €16,993 | +€335 | +2.0% |
| Taxes | 450/3 | €1,061 | €66 | -€995 | -93.7% |
| Remuneration and social security | 454/9 | €15,597 | €16,926 | +€1,330 | +8.5% |
| Other amounts payable | 47/48 | €21,353 | €40,353 | +€19,000 | +89.0% |
| Non-recurring operating income | 76A | - | €18,795 | +€18,795 | |
| Goods, raw materials, services and sundry goods | 60/61 | €86,811 | €77,613 | -€9,198 | -10.6% |
| Remuneration, social security and pensions | 62 | €44,866 | €40,970 | -€3,896 | -8.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,523 | €7,801 | +€278 | +3.7% |
| Other operating charges | 640/8 | €2,454 | €4,842 | +€2,389 | +97.3% |
| Non-recurring operating charges | 66A | - | €790 | +€790 | |
| Gross operating margin | 9900 | €63,786 | €74,572 | +€10,786 | +16.9% |
| Operating profit (loss) | 9901 | €8,943 | €20,169 | +€11,226 | +126% |
| Financial charges | 65/66B | €74 | €111 | +€37 | +50.7% |
| Recurring financial charges | 65 | €74 | €111 | +€37 | +50.7% |
| Profit (loss) for the period before taxes | 9903 | €8,869 | €20,058 | +€11,189 | +126% |
| Profit (loss) for the period | 9904 | €8,869 | €20,058 | +€11,189 | +126% |
| Profit (loss) for the period to be appropriated | 9905 | €8,869 | €20,058 | +€11,189 | +126% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.