MY DRIVER
ActiveThe computed 12-month bankruptcy probability of MY DRIVER is 2.3% (moderate). The 2025 annual accounts show equity of €20k and a net result of €20k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 35% of 4527 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+15
Solvency49▲+24
Growth78=
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 0.96 in 2024; short-term debt: 76.2% and cash: 65.6% of total assets), and 76.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.8%
Return on assets
23.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
31 d early
2023
142 d late
2022
36 d late
2021
51 d late
2020
26 d early
2019
76 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€37k
EBIT margin
6.1%
Net result
€20k▲ 126%
2024 · €9k
2018: €-312
2019: €-12k
2020: €-14k
2021: €-8k
2022: €11k
2023: €9k
2024: €9k
2018 → 2025
Working capital
€4k
2024 · €-3k
2018: €-1k
2019: €-37k
2020: €-23k
2021: €-42k
2022: €-71k
2023: €-19k
2024: €-3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-28k-€-18k▲ 38.3%€-9k▲ 51.3%€312€20k▲ 6,428%
Operating result€-8k-€6k€11k▲ 82.2%€9k▼ 16.5%€20k▲ 126%
Net result€-8k-€11k€9k▼ 17.2%€9k▼ 1.7%€20k▲ 126%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 126% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€17k▲ 402%
Current assets
€69k▼ 5.5%
Equity and liabilities €86k
Equity
€20k▲ 6,428%
Debt
€65k▼ 14.0%
The debt ratio falls from 99.6% to 76.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €16k
Cash flow
€28k▲
2024 · €16k
Solvency
23.8%▲
2024 · 0.4%
Current ratio
1.05▲
2024 · 0.96
Quick ratio
1.05▲
2024 · 0.96
Debt / equity
3.20
ROE
98.5%
ROA
23.4%▲
2024 · 11.6%
Interest coverage
252.44▲
2024 · 224.03
Debt
€65k▼
2024 · €76k
Debt ≤ 1 year
€65k▼
2024 · €76k
Staff costs
€41k▼
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€76k€86k▲
Fixed assets21/28€3k€17k▲
Tangible fixed assets22/27€3k€17k▲
Furniture and vehicles24€3k€17k▲
Current assets29/58€73k€69k▼
Amounts receivable within one year40/41€35k€13k▼
Trade receivables40€34k-
Other amounts receivable41€676€13k▲
Cash at bank and in hand54/58€38k€56k▲
Equity and liabilities
Total equity and liabilities10/49€76k€86k▲
Equity10/15€312€20k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-18k€2k▲
Amounts payable17/49€76k€65k▼
Amounts payable within one year42/48€76k€65k▼
Trade debts44€38k€8k▼
Suppliers440/4€38k€8k▼
Taxes, remuneration and social security45€17k€17k▲
Taxes450/3€1k€66▼
Remuneration and social security454/9€16k€17k▲
Other amounts payable47/48€21k€40k▲
Income statement
Code20242025
Non-recurring operating income76A-€19k
Goods, raw materials, services and sundry goods60/61€87k€78k▼
Remuneration, social security and pensions62€45k€41k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Other operating charges640/8€2k€5k▲
Non-recurring operating charges66A-€790
Gross operating margin9900€64k€75k▲
Operating profit (loss)9901€9k€20k▲
Financial charges65/66B€74€111▲
Recurring financial charges65€74€111▲
Profit (loss) for the period before taxes9903€9k€20k▲
Profit (loss) for the period9904€9k€20k▲
Profit (loss) for the period to be appropriated9905€9k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€2k▲
Profit (loss) brought forward from the previous period14P€-27k€-18k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €20k ▲126%
Operating result €20k, net result €20k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 142 days late
2023
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 36 days late
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after 4 loss-making years.
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 51 days late
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 76 days late
2019
15-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 76 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Citroenbomenlaan 441020 BrusselGround area
1,145 m²
Building footprint
583 m²
Volume, LiDAR
8,631 m³
Parcel 21818A0003/00G057, Brussels · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
MY DRIVER
since 20162.255.608.207
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21818A0003/00G057 | Brussels | 1,145 m² | 1 · 583 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BIGAMAN SERVICES
BE 0774.286.365
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BP TRANSPORT SERVICES
BE 0889.466.046
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MARC
BE 0427.484.245
Knokke-Heist · Eq €20k
MER GROUPE
BE 1018.937.488
Grimbergen · Eq €20k
SAPOU
BE 0443.566.647
Jette · Eq €20k
Of 6,687 companies in sector 49330 we hold annual accounts for 2,286. 1,977 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-07-2016
Fiscal year end31-12
Activities, NACEBEL
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49310Scheduled passenger transport by road
49390Land transport and transport via pipelines
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.