MONDIAL IMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
MONDIAL IMMO
NACE 68.310, Real estate agency activities
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€8.0m
2024 · €12.5m-€4.5m
Equity
€44.2m
2024 · €36.2m+€8.0m
Cash
€202,302
2024 · €169,653+€32,649
Balance sheet total
€53.0m
2024 · €41.8m+€11.3m
Largest movements
Assets
- Receivables within one year +€13.7m
up €13.7m (+76.8%), from €17.8m to €31.6m
of which Other amounts receivable: +€13.8m
- Tangible fixed assets -€3.0m
down €3.0m (-46.7%), from €6.4m to €3.4m
- Current investments +€2.4m
up €2.4m (+34.6%), from €6.8m to €9.2m
- Deferred charges and accrued income -€1.5m
down €1.5m (-100%), from €1.5m to €0
Equity and liabilities
- Profit (loss) carried forward +€6.8m
up €6.8m (+22.2%), from €30.4m to €37.2m
- Other debts +€4.6m
up €4.6m (+63,050%), from €7,252 to €4.6m
- Reserves +€1.2m
up €1.2m (+29.8%), from €4.2m to €5.4m
of which Tax-exempt reserves: +€1.2m
- Trade debts -€1.0m
down €1.0m (-96.4%), from €1.1m to €38,071
- Debts after one year -€556,886
down €556,886 (-17.5%), from €3.2m to €2.6m
Income statement
- Financial income -€6.0m
down €6.0m (-48.3%), from €12.4m to €6.4m
- Goods and materials +€319,380
new in 2025: €319,380
- Turnover -€237,913
down €237,913 (-16.1%), from €1.5m to €1.2m
- Taxes +€216,089
up €216,089 (+56.5%), from €382,512 to €598,602
of which Taxes: +€215,248
- Financial charges +€115,515
up €115,515 (+181%), from €63,935 to €179,450
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€12.5m
Turnover
-€237,913
Other operating income
+€22,868
Goods and materials
-€319,380
Services and other goods
+€60,641
Depreciation
+€101,221
Other operating charges
+€19,074
Other operating items
+€2.6m
Financial income
-€6.0m
Financial charges
-€115,515
Taxes
-€216,089
Deferred taxes and other
-€444,318
Result 2025
€8.0m
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€145,077
Investment
+€494,955
Financing
-€607,383
Cash 2024
€169,653
From operations (derived)
+€145,077
Net result for the year
+€8.0m
Depreciation
+€189,147
Stocks and contracts
+€319,380
Receivables within one year
-€13.7m
Deferred charges and accrued income
+€1.5m
Provisions
+€413,271
Trade debts
-€1.0m
Tax, wage and social debts
-€33,827
Other debts
+€4.6m
Accrued charges and deferred income
-€48,915
Investment (derived)
+€494,955
Investment in fixed assets (net)
+€2.8m
Current investments
-€2.4m
Financing
-€607,383
Debts after one year
-€556,886
Current portion of long-term debt
-€50,497
Cash 2025
€202,302
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €41,750,146 | €53,015,575 | +€11.3m | +27.0% |
| Fixed assets | 21/28 | €14,604,072 | €11,569,970 | -€3.0m | -20.8% |
| Intangible fixed assets | 21 | €420,745 | €377,592 | -€43,153 | -10.3% |
| Tangible fixed assets | 22/27 | €6,407,143 | €3,416,194 | -€3.0m | -46.7% |
| Land and buildings | 22 | €6,407,143 | €3,416,194 | -€3.0m | -46.7% |
| Financial fixed assets | 28 | €7,776,184 | €7,776,184 | = | 0.0% |
| Affiliated companies | 280/1 | €7,776,184 | €7,776,184 | = | 0.0% |
| Participating interests | 280 | €7,776,184 | €7,776,184 | = | 0.0% |
| Current assets | 29/58 | €27,146,074 | €41,445,605 | +€14.3m | +52.7% |
| Stocks and contracts in progress | 3 | €859,405 | €540,025 | -€319,380 | -37.2% |
| Stocks | 30/36 | €859,405 | €540,025 | -€319,380 | -37.2% |
| Property held for sale | 35 | €859,405 | €540,025 | -€319,380 | -37.2% |
| Amounts receivable within one year | 40/41 | €17,849,134 | €31,553,278 | +€13.7m | +76.8% |
| Trade receivables | 40 | €184,764 | €70,359 | -€114,405 | -61.9% |
| Other amounts receivable | 41 | €17,664,369 | €31,482,919 | +€13.8m | +78.2% |
| Current investments | 50/53 | €6,800,000 | €9,150,000 | +€2.4m | +34.6% |
| Other investments | 51/53 | €6,800,000 | €9,150,000 | +€2.4m | +34.6% |
| Cash at bank and in hand | 54/58 | €169,653 | €202,302 | +€32,649 | +19.2% |
| Deferred charges and accrued income | 490/1 | €1,467,882 | €0 | -€1.5m | -100% |
| Total equity and liabilities | 10/49 | €41,750,146 | €53,015,575 | +€11.3m | +27.0% |
| Equity | 10/15 | €36,210,815 | €44,200,832 | +€8.0m | +22.1% |
| Contributions | 10/11 | €1,629,741 | €1,629,741 | = | 0.0% |
| Capital | 10 | €1,629,348 | €1,629,348 | = | 0.0% |
| Issued capital | 100 | €1,629,348 | €1,629,348 | = | 0.0% |
| Contributions outside capital | 11 | €393 | €393 | = | 0.0% |
| Share premium | 1100/10 | €393 | €393 | = | 0.0% |
| Reserves | 13 | €4,162,674 | €5,402,487 | +€1.2m | +29.8% |
| Non-distributable reserves | 130/1 | €164,000 | €164,000 | = | 0.0% |
| Legal reserve | 130 | €164,000 | €164,000 | = | 0.0% |
| Tax-exempt reserves | 132 | €1,814,693 | €3,054,506 | +€1.2m | +68.3% |
| Distributable reserves | 133 | €2,183,981 | €2,183,981 | = | 0.0% |
| Profit (loss) carried forward | 14 | €30,418,400 | €37,168,604 | +€6.8m | +22.2% |
| Provisions and deferred taxes | 16 | €394,398 | €807,669 | +€413,271 | +105% |
| Deferred taxes | 168 | €394,398 | €807,669 | +€413,271 | +105% |
| Amounts payable | 17/49 | €5,144,933 | €8,007,075 | +€2.9m | +55.6% |
| Amounts payable after more than one year | 17 | €3,183,505 | €2,626,618 | -€556,886 | -17.5% |
| Financial debts | 170/4 | €3,183,505 | €2,626,618 | -€556,886 | -17.5% |
| Credit institutions | 173 | €3,183,505 | €2,626,618 | -€556,886 | -17.5% |
| Amounts payable within one year | 42/48 | €1,912,514 | €5,380,456 | +€3.5m | +181% |
| Current portion of amounts payable after more than one year | 42 | €607,383 | €556,886 | -€50,497 | -8.3% |
| Trade debts | 44 | €1,058,052 | €38,071 | -€1.0m | -96.4% |
| Suppliers | 440/4 | €1,058,052 | €38,071 | -€1.0m | -96.4% |
| Taxes, remuneration and social security | 45 | €239,827 | €206,000 | -€33,827 | -14.1% |
| Taxes | 450/3 | €239,827 | €206,000 | -€33,827 | -14.1% |
| Other amounts payable | 47/48 | €7,252 | €4,579,499 | +€4.6m | +63,050% |
| Accrued charges and deferred income | 492/3 | €48,915 | €0 | -€48,915 | -100% |
| Operating income | 70/76A | €1,493,895 | €3,845,670 | +€2.4m | +157% |
| Turnover | 70 | €1,478,895 | €1,240,981 | -€237,913 | -16.1% |
| Other operating income | 74 | €15,000 | €37,868 | +€22,868 | +152% |
| Non-recurring operating income | 76A | - | €2,566,822 | +€2.6m | |
| Operating charges | 60/66A | €939,805 | €1,078,249 | +€138,444 | +14.7% |
| Goods for resale, raw materials and consumables | 60 | - | €319,380 | +€319,380 | |
| Change in stocks: decrease (increase) | 609 | - | €319,380 | +€319,380 | |
| Services and other goods | 61 | €449,204 | €388,563 | -€60,641 | -13.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €290,368 | €189,147 | -€101,221 | -34.9% |
| Other operating charges | 640/8 | €200,233 | €181,158 | -€19,074 | -9.5% |
| Operating profit (loss) | 9901 | €554,090 | €2,767,421 | +€2.2m | +399% |
| Financial income | 75/76B | €12,396,238 | €6,413,918 | -€6.0m | -48.3% |
| Recurring financial income | 75 | €12,396,238 | €6,413,918 | -€6.0m | -48.3% |
| Income from financial fixed assets | 750 | €11,500,000 | €5,000,000 | -€6.5m | -56.5% |
| Income from current assets | 751 | €896,238 | €1,412,888 | +€516,650 | +57.6% |
| Other financial income | 752/9 | €0 | €1,030 | +€1,030 | |
| Financial charges | 65/66B | €63,935 | €179,450 | +€115,515 | +181% |
| Recurring financial charges | 65 | €63,935 | €179,450 | +€115,515 | +181% |
| Debt charges | 650 | €62,054 | €177,574 | +€115,520 | +186% |
| Other financial charges | 652/9 | €1,881 | €1,876 | -€5 | -0.3% |
| Profit (loss) for the period before taxes | 9903 | €12,886,393 | €9,001,890 | -€3.9m | -30.1% |
| Transfer from deferred taxes | 780 | €31,047 | €220,240 | +€189,193 | +609% |
| Transfer to deferred taxes | 680 | - | €633,511 | +€633,511 | |
| Income taxes | 67/77 | €382,512 | €598,602 | +€216,089 | +56.5% |
| Taxes | 670/3 | €383,354 | €598,602 | +€215,248 | +56.1% |
| Tax adjustments and reversals of tax provisions | 77 | €841 | €0 | -€841 | -100% |
| Profit (loss) for the period | 9904 | €12,534,928 | €7,990,017 | -€4.5m | -36.3% |
| Transfer from tax-exempt reserves | 789 | €93,142 | €660,720 | +€567,578 | +609% |
| Transfer to tax-exempt reserves | 689 | €0 | €1,900,534 | +€1.9m | |
| Profit (loss) for the period to be appropriated | 9905 | €12,628,070 | €6,750,203 | -€5.9m | -46.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.