MONDIAL IMMO
ActiveMONDIAL IMMO has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44.20M and a net result of €7.99M. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 82% of 4512 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-8
Solvency100=
Growth52▼-2
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 7.7 against 14.19 in 2024; short-term debt: 10.1% and cash: 0.4% of total assets), and 16.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.4%
Return on assets
15.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
51 d early
2023
22 d early
2022
52 d early
2021
31 d early
2020
25 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.24M▼ 16.1%
2024 · €1.48M
2018: €2.46M
2019: €3.67M
2020: €3.23M
2021: €4.23M
2022: €5.07M
2023: €4.39M
2024: €1.48M
2018 → 2025
EBIT margin
223.0%▲ 185.5pp
2024 · 37.5%
2018: 133.3%
2019: 15.0%
2020: 72.6%
2021: 26.1%
2022: 71.1%
2023: 33.2%
2024: 37.5%
2018 → 2025
Net result
€7.99M▼ 36.3%
2024 · €12.53M
2018: €2.59M
2019: €2.85M
2020: €1.69M
2021: €2.23M
2022: €3.88M
2023: €6.20M
2024: €12.53M
2018 → 2025
Working capital
€36.07M▲ 42.9%
2024 · €25.23M
2018: €12.82M
2019: €12.79M
2020: €14.30M
2021: €10.59M
2022: €13.38M
2023: €18.95M
2024: €25.23M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€4.23M-€5.07M▲ 20.0%€4.39M▼ 13.5%€1.48M▼ 66.3%€1.24M▼ 16.1%
Equity€19.74M-€23.60M▲ 19.6%€29.80M▲ 26.3%€36.21M▲ 21.5%€44.20M▲ 22.1%
Operating result€1.10M-€3.61M▲ 227%€1.46M▼ 59.6%€554k▼ 62.0%€2.77M▲ 399%
Net result€2.23M-€3.88M▲ 73.8%€6.20M▲ 60.0%€12.53M▲ 102%€7.99M▼ 36.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 399% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53.02M
Fixed assets
€11.57M▼ 20.8%
Current assets
€41.45M▲ 52.7%
Equity and liabilities €53.02M
Equity
€44.20M▲ 22.1%
Provisions
€808k▲ 105%
Debt
€8.01M▲ 55.6%
The debt ratio rises from 12.3% to 15.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€2.96M▲
2024 · €844k
Cash flow
€8.18M▼
2024 · €12.83M
Solvency
83.4%▼
2024 · 86.7%
Current ratio
7.70▼
2024 · 14.19
Quick ratio
7.60▼
2024 · 13.74
Debt / equity
0.18▲
2024 · 0.14
ROE
18.1%▼
2024 · 34.6%
ROA
15.1%▼
2024 · 30.0%
Interest coverage
16.65▲
2024 · 13.61
Debt
€8.01M▲
2024 · €5.14M
Debt ≤ 1 year
€5.38M▲
2024 · €1.91M
Debt > 1 year
€2.63M▼
2024 · €3.18M
Income taxes
€599k▲
2024 · €383k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€41.75M€53.02M▲
Fixed assets21/28€14.60M€11.57M▼
Intangible fixed assets21€421k€378k▼
Tangible fixed assets22/27€6.41M€3.42M▼
Land and buildings22€6.41M€3.42M▼
Financial fixed assets28€7.78M€7.78M=
Affiliated companies280/1€7.78M€7.78M=
Participating interests280€7.78M€7.78M=
Current assets29/58€27.15M€41.45M▲
Stocks and contracts in progress3€859k€540k▼
Stocks30/36€859k€540k▼
Property held for sale35€859k€540k▼
Amounts receivable within one year40/41€17.85M€31.55M▲
Trade receivables40€185k€70k▼
Other amounts receivable41€17.66M€31.48M▲
Current investments50/53€6.80M€9.15M▲
Other investments51/53€6.80M€9.15M▲
Cash at bank and in hand54/58€170k€202k▲
Deferred charges and accrued income490/1€1.47M€0▼
Equity and liabilities
Total equity and liabilities10/49€41.75M€53.02M▲
Equity10/15€36.21M€44.20M▲
Contributions10/11€1.63M€1.63M=
Capital10€1.63M€1.63M=
Issued capital100€1.63M€1.63M=
Outside capital11€393€393=
Share premium1100/10€393€393=
Reserves13€4.16M€5.40M▲
Non-distributable reserves130/1€164k€164k=
Legal reserve130€164k€164k=
Tax-exempt reserves132€1.81M€3.05M▲
Distributable reserves133€2.18M€2.18M=
Profit (loss) carried forward14€30.42M€37.17M▲
Provisions and deferred taxes16€394k€808k▲
Deferred taxes168€394k€808k▲
Amounts payable17/49€5.14M€8.01M▲
Amounts payable after more than one year17€3.18M€2.63M▼
Financial debts170/4€3.18M€2.63M▼
Credit institutions173€3.18M€2.63M▼
Amounts payable within one year42/48€1.91M€5.38M▲
Current portion of amounts payable after more than one year42€607k€557k▼
Trade debts44€1.06M€38k▼
Suppliers440/4€1.06M€38k▼
Taxes, remuneration and social security45€240k€206k▼
Taxes450/3€240k€206k▼
Other amounts payable47/48€7k€4.58M▲
Accrued charges and deferred income492/3€49k€0▼
Income statement
Code20242025
Operating income70/76A€1.49M€3.85M▲
Turnover70€1.48M€1.24M▼
Other operating income74€15k€38k▲
Non-recurring operating income76A-€2.57M
Operating charges60/66A€940k€1.08M▲
Goods for resale, raw materials and consumables60-€319k
Change in stocks: decrease (increase)609-€319k
Services and other goods61€449k€389k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€290k€189k▼
Other operating charges640/8€200k€181k▼
Operating profit (loss)9901€554k€2.77M▲
Financial income75/76B€12.40M€6.41M▼
Recurring financial income75€12.40M€6.41M▼
Income from financial fixed assets750€11.50M€5.00M▼
Income from current assets751€896k€1.41M▲
Other financial income752/9€0€1k▲
Financial charges65/66B€64k€179k▲
Recurring financial charges65€64k€179k▲
Debt charges650€62k€178k▲
Other financial charges652/9€2k€2k▼
Profit (loss) for the period before taxes9903€12.89M€9.00M▼
Transfer from deferred taxes780€31k€220k▲
Transfer to deferred taxes680-€634k
Income taxes67/77€383k€599k▲
Taxes670/3€383k€599k▲
Tax adjustments and reversals of tax provisions77€841€0▼
Profit (loss) for the period9904€12.53M€7.99M▼
Transfer from tax-exempt reserves789€93k€661k▲
Transfer to tax-exempt reserves689€0€1.90M▲
Profit (loss) for the period to be appropriated9905€12.63M€6.75M▼
Appropriation of the result
Profit (loss) to be appropriated9906€36.54M€37.17M▲
Profit (loss) brought forward from the previous period14P€23.91M€30.42M▲
Profit to be distributed694/7€6.12M€0▼
Return on contributions (dividend)694€6.12M€0▼
The notes to these accounts (61 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €12.53M ▲102%
Net result €12.53M, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 14.19
Current ratio from 6.33 to 14.19; short-term debt falls from €3.55M to €1.91M.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €25MEq €29.80M ▲26.3%
6 profitable years in a row build equity to €29.80M.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €1.69M ▼40.8%
Net result drops to €1.69M, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
18 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Martinroux(L) 326220 FleurusGround area
2.1 ha
Building footprint
1,486 m²
Volume, LiDAR
1,264 m³
2 parcels, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Bruxelles 29, 6042 Charleroi
since 19852.026.735.321
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52332B0491/00H002 | Wallonia | 1.3 ha | 1 · 1,326 m² | - |
| 52040B0013/00V000 | Wallonia | 7,538 m² | 1 · 159 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755009E8HYCAC9BMZ72
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,906. 288 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-02-1985
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.