MOB 3: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
MOB 3
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
financial year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€5,101
2024 · -€1,042-€4,059
Equity
€759,932
2024 · €765,033-€5,101
Cash
€8,663
2024 · €6,393+€2,270
Balance sheet total
€1.6m
2024 · €1.6m-€55,793
Largest movements
Assets
- Tangible fixed assets -€57,772
down €57,772 (-3.6%), from €1.6m to €1.5m
of which Land and buildings: -€58,705
Equity and liabilities
- Debts after one year -€27,939
down €27,939 (-5.5%), from €507,225 to €479,286
Income statement
- Gross operating margin -€2,818
down €2,818 (-3.4%), from €83,174 to €80,356
- Other operating charges +€1,517
up €1,517 (+15.2%), from €10,012 to €11,529
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
-€1,042
Gross operating margin
-€2,818
Depreciation
+€17
Other operating charges
-€1,517
Financial income
-€193
Financial charges
+€456
Taxes
-€4
Result 2025
-€5,101
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€52,935
Investment
-€9,632
Financing
-€41,034
Cash 2024
€6,393
From operations (derived)
+€52,935
Net result for the year
-€5,101
Depreciation
+€67,403
Deferred charges and accrued income
+€291
Trade debts
-€58
Other debts
-€9,000
Accrued charges and deferred income
-€600
Investment (derived)
-€9,632
Investment in fixed assets (net)
-€9,632
Financing
-€41,034
Debts after one year
-€27,939
Current portion of long-term debt
-€13,094
Cash 2025
€8,663
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,611,147 | €1,555,355 | -€55,793 | -3.5% |
| Fixed assets | 21/28 | €1,602,188 | €1,544,416 | -€57,772 | -3.6% |
| Tangible fixed assets | 22/27 | €1,602,188 | €1,544,416 | -€57,772 | -3.6% |
| Land and buildings | 22 | €1,602,188 | €1,543,483 | -€58,705 | -3.7% |
| Furniture and vehicles | 24 | €0 | €933 | +€933 | |
| Current assets | 29/58 | €8,959 | €10,938 | +€1,979 | +22.1% |
| Amounts receivable within one year | 40/41 | €0 | - | = | |
| Other amounts receivable | 41 | €0 | - | = | |
| Cash at bank and in hand | 54/58 | €6,393 | €8,663 | +€2,270 | +35.5% |
| Deferred charges and accrued income | 490/1 | €2,567 | €2,276 | -€291 | -11.3% |
| Total equity and liabilities | 10/49 | €1,611,147 | €1,555,355 | -€55,793 | -3.5% |
| Equity | 10/15 | €765,033 | €759,932 | -€5,101 | -0.7% |
| Contributions | 10/11 | €962,000 | €962,000 | = | 0.0% |
| Capital | 10 | €962,000 | €962,000 | = | 0.0% |
| Issued capital | 100 | €962,000 | €962,000 | = | 0.0% |
| Reserves | 13 | €6,200 | €6,200 | = | 0.0% |
| Non-distributable reserves | 130/1 | €6,200 | €6,200 | = | 0.0% |
| Legal reserve | 130 | €6,200 | €6,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€203,167 | -€208,268 | -€5,101 | -2.5% |
| Amounts payable | 17/49 | €846,114 | €795,423 | -€50,691 | -6.0% |
| Amounts payable after more than one year | 17 | €507,225 | €479,286 | -€27,939 | -5.5% |
| Financial debts | 170/4 | €507,225 | €479,286 | -€27,939 | -5.5% |
| Amounts payable within one year | 42/48 | €338,228 | €316,076 | -€22,152 | -6.5% |
| Current portion of amounts payable after more than one year | 42 | €41,034 | €27,939 | -€13,094 | -31.9% |
| Trade debts | 44 | €1,145 | €1,087 | -€58 | -5.0% |
| Suppliers | 440/4 | €1,145 | €1,087 | -€58 | -5.0% |
| Other amounts payable | 47/48 | €296,050 | €287,050 | -€9,000 | -3.0% |
| Accrued charges and deferred income | 492/3 | €660 | €60 | -€600 | -90.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €67,420 | €67,403 | -€17 | 0.0% |
| Other operating charges | 640/8 | €10,012 | €11,529 | +€1,517 | +15.2% |
| Gross operating margin | 9900 | €83,174 | €80,356 | -€2,818 | -3.4% |
| Operating profit (loss) | 9901 | €5,742 | €1,423 | -€4,319 | -75.2% |
| Financial income | 75/76B | €198 | €5 | -€193 | -97.5% |
| Recurring financial income | 75 | €198 | €5 | -€193 | -97.5% |
| Financial charges | 65/66B | €6,985 | €6,529 | -€456 | -6.5% |
| Recurring financial charges | 65 | €6,985 | €6,529 | -€456 | -6.5% |
| Profit (loss) for the period before taxes | 9903 | -€1,046 | -€5,101 | -€4,055 | -387.9% |
| Income taxes | 67/77 | -€3 | €1 | +€4 | |
| Profit (loss) for the period | 9904 | -€1,042 | -€5,101 | -€4,059 | -389.5% |
| Profit (loss) for the period to be appropriated | 9905 | -€1,042 | -€5,101 | -€4,059 | -389.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.