MNY: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MNY
Largest movements
- Receivables within one year -€2,944
down €2,944 (-6.6%), from €44,300 to €41,356
of which Other amounts receivable: -€16,941
- Cash -€2,500
down €2,500 (-50.0%), from €5,001 to €2,500
mainly Net result for the year (-€6,884) and Trade debts (-€4,423)
- Tangible fixed assets -€2,443
down €2,443 (-28.5%), from €8,572 to €6,129
of which Furniture and vehicles: -€2,189
- Profit (loss) carried forward -€6,884
down €6,884, from €236 to -€6,648
- Trade debts -€4,423
down €4,423 (-65.1%), from €6,793 to €2,369
- Tax, wage and social debts +€3,309
up €3,309 (+58.9%), from €5,613 to €8,922
- Short-term financial debts +€1,861
up €1,861 (+33.0%), from €5,638 to €7,498
- Advances received -€1,750
down €1,750 (-10.0%), from €17,565 to €15,815
- Financial charges +€4,323
up €4,323 (+328%), from €1,317 to €5,640
of which Financial charges: +€4,533
- Gross operating margin -€3,878
down €3,878 (-65.2%), from €5,949 to €2,072
- Taxes -€1,760
down €1,760 (-83.5%), from €2,109 to €349
- Other operating charges +€176
up €176 (+50.4%), from €348 to €524
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €57,873 | €49,985 | -€7,888 | -13.6% |
| Fixed assets | 21/28 | €8,572 | €6,129 | -€2,443 | -28.5% |
| Tangible fixed assets | 22/27 | €8,572 | €6,129 | -€2,443 | -28.5% |
| Land and buildings | 22 | €306 | €268 | -€39 | -12.6% |
| Plant, machinery and equipment | 23 | €1,907 | €1,692 | -€215 | -11.3% |
| Furniture and vehicles | 24 | €6,359 | €4,170 | -€2,189 | -34.4% |
| Current assets | 29/58 | €49,301 | €43,856 | -€5,445 | -11.0% |
| Amounts receivable within one year | 40/41 | €44,300 | €41,356 | -€2,944 | -6.6% |
| Trade receivables | 40 | €13,342 | €27,339 | +€13,996 | +105% |
| Other amounts receivable | 41 | €30,958 | €14,017 | -€16,941 | -54.7% |
| Cash at bank and in hand | 54/58 | €5,001 | €2,500 | -€2,500 | -50.0% |
| Total equity and liabilities | 10/49 | €57,873 | €49,985 | -€7,888 | -13.6% |
| Equity | 10/15 | €22,225 | €15,341 | -€6,884 | -31.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €3,389 | €3,389 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €1,529 | €1,529 | = | 0.0% |
| Profit (loss) carried forward | 14 | €236 | -€6,648 | -€6,884 | |
| Amounts payable | 17/49 | €35,648 | €34,644 | -€1,004 | -2.8% |
| Amounts payable within one year | 42/48 | €35,648 | €34,644 | -€1,004 | -2.8% |
| Financial debts | 43 | €5,638 | €7,498 | +€1,861 | +33.0% |
| Credit institutions | 430/8 | €5,638 | €7,498 | +€1,861 | +33.0% |
| Trade debts | 44 | €6,793 | €2,369 | -€4,423 | -65.1% |
| Suppliers | 440/4 | €6,793 | €2,369 | -€4,423 | -65.1% |
| Advances received on contracts in progress | 46 | €17,565 | €15,815 | -€1,750 | -10.0% |
| Taxes, remuneration and social security | 45 | €5,613 | €8,922 | +€3,309 | +58.9% |
| Taxes | 450/3 | €5,613 | €8,922 | +€3,309 | +58.9% |
| Other amounts payable | 47/48 | €40 | €40 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,466 | €2,443 | -€23 | -0.9% |
| Other operating charges | 640/8 | €348 | €524 | +€176 | +50.4% |
| Gross operating margin | 9900 | €5,949 | €2,072 | -€3,878 | -65.2% |
| Operating profit (loss) | 9901 | €3,135 | -€895 | -€4,030 | |
| Financial income | 75/76B | €35 | - | -€35 | |
| Recurring financial income | 75 | €35 | - | -€35 | |
| Financial charges | 65/66B | €1,317 | €5,640 | +€4,323 | +328% |
| Recurring financial charges | 65 | €1,107 | €5,640 | +€4,533 | +409% |
| Non-recurring financial charges | 66B | €210 | - | -€210 | |
| Profit (loss) for the period before taxes | 9903 | €1,853 | -€6,535 | -€8,388 | |
| Income taxes | 67/77 | €2,109 | €349 | -€1,760 | -83.5% |
| Profit (loss) for the period | 9904 | -€256 | -€6,884 | -€6,628 | -2,589% |
| Profit (loss) for the period to be appropriated | 9905 | -€256 | -€6,884 | -€6,628 | -2,589% |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.