MNY

Active

Private limited companyfounded 2010active for 15 yearsKoolmijnlaan 379, 3581 Beringen, BelgiumKBO/BCE: BE 0831.472.419

Summary

The computed 12-month bankruptcy probability of MNY is 2.3% (moderate). The 2024 annual accounts show equity of €15,341 and a net result of -€6,884. Equity is growing by about 46% per year across the filed financial years. Its solvency ranks better than 50% of 19,157 sector peers (NACE 68, financial year 2024). The company has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

MNYActiveChecked score 51/100

Risk analysis Report Compare

Activity

Real estate agency activities

NACE 68310

1 site

Size

≈ €8,900turnover 2024, estimated

Equity: €15,341
Loss: -€6,884

Turnover estimated from the gross margin

Financial health

51 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 2.3%

Structure

OZCAN MeralDirector

2025 accounts not filed, 91 days past the deadline1 of 2 deeds summarised

Why 51raises risk1 financial year not filed after the legal deadline; last filed accounts filed 76 days late; 3 of the last 3 lateFigures for financial year 2024 (filed 21-10-2025)lowers riskSize: total assets €49,985Founded in 2010Show the evidence

Checked score

Score 2024

51 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 23% of its sector peers (NACE 68, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Weak

Solvency 56-7

equity 30.7% of total assets

Liquidity 19-10

short-term debt 69.3% · cash 5.0%

Profitability 4-56

return on assets -13.8%

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,631 companies, NACE 68, micro)

Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.8%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 1.0%▲ +0.2 percentage points vs 06-2025 08-2025: 1.2%▲ +0.2 percentage points vs 07-2025 09-2025: 1.3%▲ +0.1 percentage points vs 08-2025 10-2025: 1.5%▲ +0.2 percentage points vs 09-2025 11-2025: 1.7%▲ +0.2 percentage points vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.7%● unchanged vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.6%▼ -0.1 percentage points vs 02-2026 04-2026: 1.6%● unchanged vs 03-2026 05-2026: 1.5%▼ -0.1 percentage points vs 04-2026 06-2026: 1.4%▼ -0.1 percentage points vs 05-2026 07-2026: 1.5%▲ +0.1 percentage points vs 06-2026 08-2026: 2.0%▲ +0.5 percentage points vs 07-2026 09-2026: 2.0%● unchanged vs 08-2026 10-2026: 2.3%▲ +0.3 percentage points vs 09-2026highest value

Credit of up to €500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity tight (current ratio 1.27, compared with 1.38 in 2023, below the usual 1.5; short-term debt: 69.3% and cash: 5% of total assets), and 69.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 50% on solvency, 16% on liquidity, 10% on profitability and 17% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises risk

1 financial year not filed after the legal deadline; last filed accounts filed 76 days late; 3 of the last 3 late

NBB · filings

Figures for financial year 2024 (filed 21-10-2025)

NBB · annual accounts

Size: total assets €49,985

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 2010

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Persistent losses

Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2024

Net result per financial year

18192021222324

2018 to 2024 · latest year -€6,884

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 91 days later.

NBB · 10 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline30-10-2026 today

2024 accounts filed 76 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-10-2025, 76 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

76 days late

2023

78 days late

2022

88 days late

2021

30 days late

2020

105 days late

2019

143 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 87 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

15-10-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Weakest financial yearnet -€6,884
17-10-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Risk: 2025 accounts not fileddeadline was 31-07-2026 91 days past the deadline View
Caution: 2 loss-making years in a rowloss financial year 2024 -€6,884 View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2024
Total assets: €49,985
Loss: -€6,884
Solvency: 30.7%

Total assets▼ 13.6%

Net result

20182024

Go to Financials

Board & ownership

Board: 1 member

OZCAN MeralDirector

Go to Board & ownership

Timeline

Events: 18
Since: 2012

20-03-2024Resignation: OZCAN Meral (manager)
27-10-2023Annual accounts filed
31-12-2022Highest result from 2018 to 2024

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Real estate agency activitiesNACE 68310
Founded: 29-11-2010
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 11

Who signs: Each director alone
Annual meeting: First Monday of June at 15:00
Purpose: “Makelaardij en handel in onroerende goederen; Schatten en evalueren van onroerende…” (deed in Dutch)

Go to Articles of association

Key facts about MNY

What is the company number of MNY?: 0831.472.419. In Belgium the VAT number is the company number with BE in front: BE 0831.472.419.
Where is MNY based?: The registered office is at Koolmijnlaan 379, 3581 Beringen.Company details
What does MNY do?: According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of MNY?: Private limited company (BV).
When was MNY founded?: On 29-11-2010.
Is MNY still active?: Yes, MNY is an active enterprise in the KBO register.
What is the turnover of MNY?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is MNY profitable?: In financial year 2024, MNY made a loss of €6,884.
Where can I find the annual accounts of MNY?: MNY filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2024.