Mélon - Buchet Assurances: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Mélon - Buchet Assurances
Largest movements
No asset line moved by more than 1% of the balance sheet total.
- Profit (loss) carried forward -€501
down €501 (-13.8%), from -€3,643 to -€4,145
- Trade debts +€259
up €259 (+66.9%), from €387 to €647
- Other debts +€242
up €242 (+19.3%), from €1,256 to €1,498
- Gross operating margin +€530
up €530 (+54.0%), from -€981 to -€451
- Other operating charges +€50
new in 2025: €50
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Cash or the result is not a separate line in both sets of accounts; the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total equity and liabilities | 10/49 | €0 | €0 | = | |
| Equity | 10/15 | -€1,643 | -€2,145 | -€501 | -30.5% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€3,643 | -€4,145 | -€501 | -13.8% |
| Amounts payable | 17/49 | €1,643 | €2,145 | +€501 | +30.5% |
| Amounts payable within one year | 42/48 | €1,643 | €2,145 | +€501 | +30.5% |
| Trade debts | 44 | €387 | €647 | +€259 | +66.9% |
| Suppliers | 440/4 | €387 | €647 | +€259 | +66.9% |
| Other amounts payable | 47/48 | €1,256 | €1,498 | +€242 | +19.3% |
| Other operating charges | 640/8 | - | €50 | +€50 | |
| Gross operating margin | 9900 | -€981 | -€451 | +€530 | +54.0% |
| Operating profit (loss) | 9901 | -€981 | -€501 | +€480 | +48.9% |
| Profit (loss) for the period before taxes | 9903 | -€981 | -€501 | +€480 | +48.9% |
| Profit (loss) for the period | 9904 | -€981 | -€501 | +€480 | +48.9% |
| Profit (loss) for the period to be appropriated | 9905 | -€981 | -€501 | +€480 | +48.9% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.