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Mélon - Buchet Assurances

Active
Private limited companyfounded 20223 yrs activeRue Albert 1er 68, 4280 Hannut, BelgiumKBO/BCE: BE 0791.995.201
Summary

The computed 12-month bankruptcy probability of Mélon - Buchet Assurances is 3.2% (moderate). The latest annual accounts of Mélon - Buchet Assurances were filed more than 90 days after the deadline. The 2024 annual accounts show negative equity (-€1,643) and a net result of -€981. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Mélon - Buchet AssurancesActive

Checked score

No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability.
Filing: Filed more than 90 days late
Axes
Profitability-
Solvency-
Growth58
Track record94
Bankruptcy probability, 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
2324
2023 to 2024 · latest year -€1,643
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2026, 419 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
419 d late
2023
152 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 286 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Mélon - Buchet Assurances was incorporated on 6 October 2022 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
-€1,643▼ 148%
2023 · -€662
Total assets
Not included in this filing
Net result
-€981▲ 63.1%
2023 · -€2,662
Working capital
Not included in this filing
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result-€2,548--€981▲ 61.5%
Net result-€2,662--€981▲ 63.1%
Equity-€662--€1,643▼ 148%
Debt€662-€1,643▲ 148%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€3,000-€2,000-€1,000€0Operating result 2023: -€2,548-€2,548Net result 2023: -€2,662-€2,662Operating result 2024: -€981-€981Net result 2024: -€981-€98120232024-€3,000-€2,000-€1,000€0Operating result 2023: -€2,548-€2,550Net result 2023: -€2,662-€2,660Operating result 2024: -€981-€981Net result 2024: -€981-€98120232024
The operating result stays negative: a loss of €981 in 2024 against €2,548 in 2023; the loss shrinks.
Key figures and ratios
2024 value · change against 2023
Debt to equity
-1.00
Debt ≤ 1 year
€1,643▲
2023 · €662
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 19 lines
Balance sheet Code20232024
Equity and liabilities
Total equity and liabilities10/49-€0
Equity10/15-€662-€1,643▼
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€2,662-€3,643▼
Amounts payable17/49€662€1,643▲
Amounts payable within one year42/48€662€1,643▲
Trade debts44€408€387▼
Suppliers440/4€408€387▼
Other amounts payable47/48€254€1,256▲
Income statement Code20232024
Other operating charges640/8€408-
Gross operating margin9900-€2,140-€981▲
Operating profit (loss)9901-€2,548-€981▲
Financial charges65/66B€114-
Recurring financial charges65€114-
Profit (loss) for the period before taxes9903-€2,662-€981▲
Profit (loss) for the period9904-€2,662-€981▲
Profit (loss) for the period to be appropriated9905-€2,662-€981▲
Appropriation of the result
Profit (loss) to be appropriated9906-€2,662-€3,643▼
Profit (loss) brought forward from the previous period14P--€2,662

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Other operating charges640/8€408--
Gross operating margin9900-€2,140-€981▲ 54.1%
Operating profit (loss)9901-€2,548-€981▲ 61.5%
Financial charges65/66B€114--
Recurring financial charges65€114--
Profit (loss) for the period before taxes9903-€2,662-€981▲ 63.1%
Profit (loss) for the period9904-€2,662-€981▲ 63.1%
Profit (loss) for the period to be appropriated9905-€2,662-€981▲ 63.1%
Line20232024Change
Equity and liabilities
Total equity and liabilities10/49-€0-
Equity10/15-€662-€1,643▼ 148%
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€2,662-€3,643▼ 36.9%
Amounts payable17/49€662€1,643▲ 148%
Amounts payable within one year42/48€662€1,643▲ 148%
Trade debts44€408€387▼ 5.1%
Suppliers440/4€408€387▼ 5.1%
Other amounts payable47/48€254€1,256▲ 395%
Line20232024Change
Profit (loss) for the period9904-€2,662-€981▲ 63.1%
Operating cash flow (approximation)-€2,662-€981▲ 63.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
24-09
State Gazette act Resignation: Sylvie Mélon (director)
2 facts ▸
  • General meeting, 22-09-2026
  • Director resignation, Sylvie Mélon (director)
23-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 419 days late
2024
30-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 152 days late
State Gazette actNBB filing
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
no sitting director, last change in 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Hannut
exact location from the address register On OpenStreetMap
Ground area
4,254 m²
Building footprint
108 m²
Parcel 64034B0722/00C002, Wallonia. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
64034B0722/00C002 Wallonia 4,254 m² 1 · 108 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2023, 0 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Sylvie Mélon
  • Director, until 31-01-2023
See the board, name and seat on a given date →

Identification & contact

Identification
Legal formPrivate limited company
Founded06-10-2022
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.