MCB SCHILDERWERKEN: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MCB SCHILDERWERKEN
Largest movements
- Receivables within one year +€7,784
up €7,784 (+189%), from €4,128 to €11,912
of which Trade receivables: +€8,314
- Cash +€6,507
up €6,507 (+67.2%), from €9,688 to €16,196
mainly Other debts (+€21,884) and Depreciation (+€3,800)
- Tangible fixed assets -€3,800
down €3,800 (-24.5%), from €15,501 to €11,701
- Other debts +€21,884
up €21,884 (+326%), from €6,717 to €28,601
- Trade debts -€13,808
down €13,808 (-98.6%), from €14,001 to €193
- Reserves +€2,045
up €2,045 (+138%), from €1,476 to €3,521
- Gross operating margin +€845
up €845 (+9.7%), from €8,718 to €9,563
- Taxes +€425
up €425 (+72.6%), from €586 to €1,011
- Depreciation +€301
up €301 (+8.6%), from €3,499 to €3,800
- Other operating charges -€270
down €270 (-27.6%), from €977 to €707
- Staff costs -€160
down €160 (-7.7%), from €2,080 to €1,920
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €29,387 | €39,884 | +€10,496 | +35.7% |
| Fixed assets | 21/28 | €15,501 | €11,701 | -€3,800 | -24.5% |
| Tangible fixed assets | 22/27 | €15,501 | €11,701 | -€3,800 | -24.5% |
| Furniture and vehicles | 24 | €15,501 | €11,701 | -€3,800 | -24.5% |
| Current assets | 29/58 | €13,886 | €28,183 | +€14,296 | +103% |
| Amounts receivable within one year | 40/41 | €4,128 | €11,912 | +€7,784 | +189% |
| Trade receivables | 40 | €3,494 | €11,808 | +€8,314 | +238% |
| Other amounts receivable | 41 | €635 | €105 | -€530 | -83.5% |
| Cash at bank and in hand | 54/58 | €9,688 | €16,196 | +€6,507 | +67.2% |
| Deferred charges and accrued income | 490/1 | €70 | €75 | +€5 | +7.1% |
| Total equity and liabilities | 10/49 | €29,387 | €39,884 | +€10,496 | +35.7% |
| Equity | 10/15 | €3,976 | €6,021 | +€2,045 | +51.4% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Reserves | 13 | €1,476 | €3,521 | +€2,045 | +138% |
| Distributable reserves | 133 | €1,476 | €3,521 | +€2,045 | +138% |
| Amounts payable | 17/49 | €25,411 | €33,863 | +€8,452 | +33.3% |
| Amounts payable within one year | 42/48 | €25,411 | €33,863 | +€8,452 | +33.3% |
| Trade debts | 44 | €14,001 | €193 | -€13,808 | -98.6% |
| Suppliers | 440/4 | €14,001 | €193 | -€13,808 | -98.6% |
| Taxes, remuneration and social security | 45 | €4,693 | €5,069 | +€377 | +8.0% |
| Taxes | 450/3 | €586 | €1,596 | +€1,011 | +173% |
| Remuneration and social security | 454/9 | €4,107 | €3,473 | -€634 | -15.4% |
| Other amounts payable | 47/48 | €6,717 | €28,601 | +€21,884 | +326% |
| Remuneration, social security and pensions | 62 | €2,080 | €1,920 | -€160 | -7.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,499 | €3,800 | +€301 | +8.6% |
| Other operating charges | 640/8 | €977 | €707 | -€270 | -27.6% |
| Gross operating margin | 9900 | €8,718 | €9,563 | +€845 | +9.7% |
| Operating profit (loss) | 9901 | €2,162 | €3,136 | +€974 | +45.0% |
| Financial income | 75/76B | €0 | €12 | +€12 | +59,500% |
| Recurring financial income | 75 | €0 | €12 | +€12 | +59,500% |
| Financial charges | 65/66B | €101 | €93 | -€7 | -7.4% |
| Recurring financial charges | 65 | €101 | €93 | -€7 | -7.4% |
| Profit (loss) for the period before taxes | 9903 | €2,062 | €3,055 | +€993 | +48.2% |
| Income taxes | 67/77 | €586 | €1,011 | +€425 | +72.6% |
| Profit (loss) for the period | 9904 | €1,476 | €2,045 | +€568 | +38.5% |
| Profit (loss) for the period to be appropriated | 9905 | €1,476 | €2,045 | +€568 | +38.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.