Skip to content

MCB SCHILDERWERKEN

Active
Private limited companyfounded 2023active for 2 yearsBieststraat 16, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 1002.128.477
Summary

MCB SCHILDERWERKEN has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,021 and a net result of €2,045. Its solvency ranks better than 18% of 34,040 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Activity
Painting of buildings
NACE 43341
1 site
Size
€39,884total assets 2025
Equity
€6,021
Profit
€2,045
Turnover not published (micro format)
Financial health
65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Structure
Accounts 23 days early0 of 1 deed read
Why 65raises riskFounded in 2023Equity €6,021 (15.1% of total assets)Size: total assets €39,884lowers riskLiquidity: current ratio 0.83, cash €16,196Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 50% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Average
Solvency 40+1
equity 15.1% of total assets
Liquidity 53+10
short-term debt 84.9% · cash 40.6%
Profitability 75=
return on assets 5.1%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,550 companies, NACE 43, micro)
Last 24 months 12-2024: 1.9% 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 2.0%▲ +0.1 percentage points vs 01-2025 03-2025: 2.4%▲ +0.4 percentage points vs 02-2025 04-2025: 2.4%● unchanged vs 03-2025 05-2025: 2.7%▲ +0.3 percentage points vs 04-2025 06-2025: 3.0%▲ +0.3 percentage points vs 05-2025 07-2025: 3.0%● unchanged vs 06-2025highest value 08-2025: 1.3%▼ -1.7 percentage points vs 07-2025 09-2025: 1.3%● unchanged vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025lowest value 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.4%▲ +0.1 percentage points vs 11-2025 01-2026: 1.3%▼ -0.1 percentage points vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.4%▲ +0.1 percentage points vs 02-2026 04-2026: 1.4%● unchanged vs 03-2026 05-2026: 1.5%▲ +0.1 percentage points vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.5%● unchanged vs 06-2026 08-2026: 1.3%▼ -0.2 percentage points vs 07-2026 09-2026: 1.3%● unchanged vs 08-2026 10-2026: 1.3%● unchanged vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 17% on solvency, 49% on liquidity, 49% on profitability and 83% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 0.83, cash €16,196
NBB · annual accounts
raises risk · Equity €6,021 (15.1% of total assets)
NBB · annual accounts
raises risk · Size: total assets €39,884
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 34040 sector peers (2025).
NBB · sector comparison
Position among 34040 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
23 days early
2024
13 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 18 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 13% on equitysector median €57,756 · 34,050 companies €6,021 View
  • Total assets 20252 financial years filed €39,884 View
  • Active since 2023founded 09-11-2023 2 years View

By topic

Financials

Financial year
2025
Total assets
€39,884
Profit
€2,045
Solvency
15.1%
Total assets▲ 35.7%
Net result
20242025
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Painting of buildingsNACE 43341
Founded
09-11-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.