Marvé Consult: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Marvé Consult
Largest movements
- Cash +€18,640
up €18,640 (+92.6%), from €20,120 to €38,760
mainly Net result for the year (+€53,270) and Depreciation (+€15,033)
- Tangible fixed assets -€2,573
down €2,573 (-3.9%), from €65,288 to €62,715
of which Furniture and vehicles: -€10,068
- Receivables within one year -€1,394
down €1,394 (-91.9%), from €1,517 to €123
of which Trade receivables: -€1,514
- Reserves +€53,270
up €53,270 (+535.4%), from €9,950 to €63,220
- Other debts -€44,900
down €44,900 (-61.6%), from €72,938 to €28,038
- Tax, wage and social debts +€6,208
up €6,208 (+522.9%), from €1,187 to €7,395
- Gross operating margin +€66,185
up €66,185 (+385.4%), from €17,173 to €83,358
- Taxes +€11,649
up €11,649 (+360.9%), from €3,228 to €14,877
- Depreciation +€11,047
up €11,047 (+277.2%), from €3,986 to €15,033
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €88,230 | €102,991 | +€14,761 | +16.7% |
| Fixed assets | 21/28 | €65,288 | €62,715 | -€2,573 | -3.9% |
| Tangible fixed assets | 22/27 | €65,288 | €62,715 | -€2,573 | -3.9% |
| Plant, machinery and equipment | 23 | - | €7,495 | +€7,495 | |
| Furniture and vehicles | 24 | €65,288 | €55,220 | -€10,068 | -15.4% |
| Current assets | 29/58 | €22,942 | €40,276 | +€17,334 | +75.6% |
| Amounts receivable within one year | 40/41 | €1,517 | €123 | -€1,394 | -91.9% |
| Trade receivables | 40 | €1,514 | €0 | -€1,514 | -100.0% |
| Other amounts receivable | 41 | €2 | €123 | +€120 | +5683.5% |
| Cash at bank and in hand | 54/58 | €20,120 | €38,760 | +€18,640 | +92.6% |
| Deferred charges and accrued income | 490/1 | €1,306 | €1,394 | +€88 | +6.7% |
| Total equity and liabilities | 10/49 | €88,230 | €102,991 | +€14,761 | +16.7% |
| Equity | 10/15 | €13,950 | €67,220 | +€53,270 | +381.9% |
| Contributions | 10/11 | €4,000 | €4,000 | = | 0.0% |
| Reserves | 13 | €9,950 | €63,220 | +€53,270 | +535.4% |
| Distributable reserves | 133 | €9,950 | €63,220 | +€53,270 | +535.4% |
| Amounts payable | 17/49 | €74,280 | €35,771 | -€38,509 | -51.8% |
| Amounts payable within one year | 42/48 | €74,280 | €35,771 | -€38,509 | -51.8% |
| Trade debts | 44 | €155 | €338 | +€183 | +118.5% |
| Suppliers | 440/4 | €155 | €338 | +€183 | +118.5% |
| Taxes, remuneration and social security | 45 | €1,187 | €7,395 | +€6,208 | +522.9% |
| Taxes | 450/3 | €1,187 | €7,395 | +€6,208 | +522.9% |
| Other amounts payable | 47/48 | €72,938 | €28,038 | -€44,900 | -61.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,986 | €15,033 | +€11,047 | +277.2% |
| Other operating charges | 640/8 | - | €120 | +€120 | |
| Gross operating margin | 9900 | €17,173 | €83,358 | +€66,185 | +385.4% |
| Operating profit (loss) | 9901 | €13,187 | €68,205 | +€55,018 | +417.2% |
| Financial income | 75/76B | €0 | €0 | -€0 | -100.0% |
| Recurring financial income | 75 | €0 | €0 | -€0 | -100.0% |
| Financial charges | 65/66B | €9 | €58 | +€49 | +541.1% |
| Recurring financial charges | 65 | €9 | €58 | +€49 | +541.1% |
| Profit (loss) for the period before taxes | 9903 | €13,178 | €68,147 | +€54,969 | +417.1% |
| Income taxes | 67/77 | €3,228 | €14,877 | +€11,649 | +360.9% |
| Profit (loss) for the period | 9904 | €9,950 | €53,270 | +€43,320 | +435.4% |
| Profit (loss) for the period to be appropriated | 9905 | €9,950 | €53,270 | +€43,320 | +435.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.