Marvé Consult
ActiveMarvé Consult has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €14k and a net result of €10k. Its solvency ranks better than 18% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability83
Solvency41
Growth-
Track record67
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.31; short-term debt: 84.2% and cash: 22.8% of total assets), and 84.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15.8%
Return on assets
11.3%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 37959 sector peers (2024).
NBB · sector comparisonPosition among 37959 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-06-2025, 49 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
49 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€14k
Total assets
€88k
Net result
€10k
Working capital
€-51k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €88k
Fixed assets
€65k
Current assets
€23k
Equity and liabilities €88k
Equity
€14k
Debt
€74k
Debt finances 84.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€17k
Cash flow
€14k
Solvency
15.8%
Current ratio
0.31
Quick ratio
0.31
Debt / equity
5.32
ROE
71.3%
ROA
11.3%
Interest coverage
1908.08
Debt
€74k
Debt ≤ 1 year
€74k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€88k
Fixed assets21/28€65k
Tangible fixed assets22/27€65k
Furniture and vehicles24€65k
Current assets29/58€23k
Amounts receivable within one year40/41€2k
Trade receivables40€2k
Other amounts receivable41€2
Cash at bank and in hand54/58€20k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€88k
Equity10/15€14k
Contributions10/11€4k
Reserves13€10k
Distributable reserves133€10k
Amounts payable17/49€74k
Amounts payable within one year42/48€74k
Trade debts44€155
Suppliers440/4€155
Taxes, remuneration and social security45€1k
Taxes450/3€1k
Other amounts payable47/48€73k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Gross operating margin9900€17k
Operating profit (loss)9901€13k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€9
Recurring financial charges65€9
Profit (loss) for the period before taxes9903€13k
Income taxes67/77€3k
Profit (loss) for the period9904€10k
Profit (loss) for the period to be appropriated9905€10k
Appropriation of the result
Profit (loss) to be appropriated9906€10k
Transfer to equity691/2€10k
To other reserves6921€10k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Hand 112260 WesterloGround area
7,334 m²
Building footprint
223 m²
Volume, LiDAR
1,372 m³
Parcel 13049E0505/00F000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Marvé Consult
since 20242.363.056.293
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13049E0505/00F000 | Flanders | 7,334 m² | 1 · 223 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0749.863.646
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AMK Belgium
BE 1020.140.882
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BE 1018.172.673
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FASTR
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 26,657 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.