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LUMINAD: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

LUMINAD

BE 0822.321.062
NACE 82.100, Office administrative and support services
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€93,916
2024 · €110,800-€16,884
Equity
€493,481
2024 · €491,123+€2,358
Cash
€129,269
2024 · €139,294-€10,024
Balance sheet total
€1.0m
2024 · €683,484+€361,834

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€303,479

    up €303,479 (+79.1%), from €383,509 to €686,988

    of which Land and buildings: +€314,309

  • Current investments +€75,000

    up €75,000 (+75.0%), from €100,000 to €175,000

Equity and liabilities
  • Debts after one year +€182,519

    up €182,519 (+160.4%), from €113,789 to €296,308

  • Other debts +€131,011

    up €131,011 (+33789.3%), from €388 to €131,399

  • Current portion of long-term debt +€23,728

    up €23,728 (+106.6%), from €22,269 to €45,997

  • Trade debts +€23,080

    up €23,080 (+212.7%), from €10,853 to €33,933

Income statement
  • Gross operating margin -€22,857

    down €22,857 (-11.2%), from €203,259 to €180,402

  • Taxes -€5,750

    down €5,750 (-10.9%), from €52,917 to €47,168

  • Depreciation -€5,208

    down €5,208 (-19.2%), from €27,180 to €21,972

  • Other operating charges +€4,033

    up €4,033 (+43.3%), from €9,318 to €13,350

  • Financial charges +€3,916

    up €3,916 (+106.1%), from €3,693 to €7,609

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €110,800
Gross operating margin -€22,857
Depreciation +€5,208
Write-downs +€2,181
Other operating charges -€4,033
Financial income +€783
Financial charges -€3,916
Taxes +€5,750
Result 2025 €93,916

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€275,713
Investment -€400,451
Financing +€114,714
Cash 2024 €139,294
Net result for the year +€93,916
Depreciation +€21,972
Receivables within one year +€1,508
Deferred charges and accrued income +€5,113
Trade debts +€23,080
Tax, wage and social debts -€3,778
Other debts +€131,011
Accrued charges and deferred income +€2,891
Investment in fixed assets (net) -€325,451
Current investments -€75,000
Debts after one year +€182,519
Current portion of long-term debt +€23,728
Short-term financial debts +€24
Contributions, distributions and other -€91,557
Cash 2025 €129,269
Every line side by side 48 lines
Line Code 2024 2025 Change %
Total assets 20/58 €683,484 €1,045,318 +€361,834 +52.9%
Fixed assets 21/28 €383,509 €686,988 +€303,479 +79.1%
Tangible fixed assets 22/27 €383,509 €686,988 +€303,479 +79.1%
Land and buildings 22 €359,011 €673,320 +€314,309 +87.5%
Plant, machinery and equipment 23 €17,611 €10,114 -€7,496 -42.6%
Furniture and vehicles 24 €1,744 €0 -€1,744 -100.0%
Other tangible fixed assets 26 €5,143 €3,554 -€1,589 -30.9%
Current assets 29/58 €299,975 €358,330 +€58,355 +19.5%
Amounts receivable within one year 40/41 €44,894 €43,386 -€1,508 -3.4%
Trade receivables 40 €44,727 €43,356 -€1,371 -3.1%
Other amounts receivable 41 €167 €29 -€137 -82.5%
Current investments 50/53 €100,000 €175,000 +€75,000 +75.0%
Cash at bank and in hand 54/58 €139,294 €129,269 -€10,024 -7.2%
Deferred charges and accrued income 490/1 €15,788 €10,675 -€5,113 -32.4%
Total equity and liabilities 10/49 €683,484 €1,045,318 +€361,834 +52.9%
Equity 10/15 €491,123 €493,481 +€2,358 +0.5%
Contributions 10/11 €0 - =
Reserves 13 €491,123 €493,481 +€2,358 +0.5%
Distributable reserves 133 €491,123 €493,481 +€2,358 +0.5%
Profit (loss) carried forward 14 €0 €0 =
Amounts payable 17/49 €192,361 €551,837 +€359,476 +186.9%
Amounts payable after more than one year 17 €113,789 €296,308 +€182,519 +160.4%
Financial debts 170/4 €113,789 €296,308 +€182,519 +160.4%
Amounts payable within one year 42/48 €78,572 €252,638 +€174,065 +221.5%
Current portion of amounts payable after more than one year 42 €22,269 €45,997 +€23,728 +106.6%
Financial debts 43 €10,142 €10,166 +€24 +0.2%
Credit institutions 430/8 €10,142 €10,166 +€24 +0.2%
Trade debts 44 €10,853 €33,933 +€23,080 +212.7%
Suppliers 440/4 €10,853 €33,933 +€23,080 +212.7%
Taxes, remuneration and social security 45 €34,921 €31,143 -€3,778 -10.8%
Taxes 450/3 €34,921 €31,143 -€3,778 -10.8%
Remuneration and social security 454/9 €0 - =
Other amounts payable 47/48 €388 €131,399 +€131,011 +33789.3%
Accrued charges and deferred income 492/3 - €2,891 +€2,891
Non-recurring operating income 76A - €25,413 +€25,413
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €27,180 €21,972 -€5,208 -19.2%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €2,565 €384 -€2,181 -85.0%
Other operating charges 640/8 €9,318 €13,350 +€4,033 +43.3%
Gross operating margin 9900 €203,259 €180,402 -€22,857 -11.2%
Operating profit (loss) 9901 €164,197 €144,696 -€19,501 -11.9%
Financial income 75/76B €3,213 €3,996 +€783 +24.4%
Recurring financial income 75 €3,213 €3,996 +€783 +24.4%
Financial charges 65/66B €3,693 €7,609 +€3,916 +106.1%
Recurring financial charges 65 €3,693 €7,609 +€3,916 +106.1%
Profit (loss) for the period before taxes 9903 €163,718 €141,083 -€22,634 -13.8%
Income taxes 67/77 €52,917 €47,168 -€5,750 -10.9%
Profit (loss) for the period 9904 €110,800 €93,916 -€16,884 -15.2%
Profit (loss) for the period to be appropriated 9905 €110,800 €93,916 -€16,884 -15.2%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.