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LUMINAD

Active Private limited companyfounded 2010active for 16 yearsHoge Voetweg 14, 8560 WevelgemKBO/BCE: BE 0822.321.062

Lifetime

16 annual accounts with figures on one time axis
peak €203,259 (2024)
€180,402▼ 11.2%
peak €110,800 (2024)
€93,916▼ 15.2%
peak €493,481 (2025)
€493,481▲ 0.5%
€551,837▲ 187%
peak 0.9 FTE (2012)
-not published
Board1 name since 2021
1 director
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
Dividend €87,557Debts from €192,361 to €551,837Investments €325,451

Key points

from the 2025 annual accounts

Equity

€493,481 ▲ 0.5%
491,1232024+93,916Profit-87,557Dividend-4,000Other493,4812025

LUMINAD paid out €87,557 in dividends. That is 93% of the 2025 profit.

Debts

€551,837 ▲ 187%
Financial debts
+182,543
Other debts
+131,011
Suppliers
+23,080
The rest
+22,842

Debts rose by €359,476 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.

Investments

€326,563 14.9 × depreciation
2021202220232025

Green is investment, beige is depreciation. Land and buildings stand 87.5% higher than in 2024.

Liquidity

1.42 was 3.82 in 2024

Short-term debts rose from €78,572 to €252,638.

Filings

16 annual accounts since 2010
AprilJune31 JulyOctober2010201520202025

Two of the last ten came late. The 2017 accounts came latest: 31 days after the end of the period.

Position in the sector

€493,481

More equity than 91% of companies in office administrative support. Sector median €54,787 · 10,268 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 17,811 companies had the same profile as LUMINAD has now. Each dot stands for 45 companies, two years later.

96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,811 companies, not a prediction for LUMINAD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0822321062
Resignation: (sole director) Reappointment: (director) · “Het ontwerp en voeren van reclame- en promotiecampagnes voor derden via de verschillende media; Het…” (deed in Dutch) · Director discharge: · General meeting of 07-07-2023 · Gazette deed
Incorporation published on 26-01-2010 · Gazette deed
First establishment Hoge Voetweg 14, Wevelgem
All 24 events

Comparable companies

same main activity, similar in size and age
Company
LUMINAD Wevelgem €1.0m €180,402 47.2% -
FABUS Knokke-Heist €1.2m €177,446 47.6% -
VERHAEGHE-INVEST Ypres €1.2m €148,058 87.2% -
COOL@HOME Liège €0.8m €170,864 68.2% -
JurisCoop Brussels €1.1m €163,788 4.6% -
RD PAT Pepingen €1.0m €222,152 48.4% -
JELL Ghent €0.9m €148,027 96.8% -

These companies have the same main activity as LUMINAD: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €842,000 and €1.2m, founded between 2007 and 2012.

Official details

Source: KBO
Status
Active since 15-01-2010Normal situation
Activity
Office administrative and support servicesNACE 82100and 1 other
Establishment unit
2.185.572.3268560 Wevelgem, since 15-01-2010
Financial year end
31 December
Peppol
Reachable since 09-11-2024
Company details

Annual accounts 2025

≈ €310,000estimated
€1.0m▲ 52.9%
Filing
Filed on 24-07-2026, 7 days before the end of the filing period
Financials

Insights on LUMINAD

LUMINAD files the micro format. That format states no turnover. The gross margin rose from €53,234 in 2010 to €180,402 in 2025.

The balance sheet grew most from 2014 to 2016 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about LUMINAD

What is the company number of LUMINAD?
The company number of LUMINAD is 0822.321.062. The VAT number is the same number with BE in front: BE 0822.321.062.
Where is LUMINAD based?
The registered office is at Hoge Voetweg 14, 8560 Wevelgem.Company details
What does LUMINAD do?
According to the KBO register, the main activity is office administrative and support services (NACE 82100).
What is the legal form of LUMINAD?
LUMINAD is a private limited company (BV).
When was LUMINAD founded?
LUMINAD was founded on 15-01-2010.
Is LUMINAD still active?
Yes, LUMINAD is an active enterprise in the KBO register.
What is the turnover of LUMINAD?
The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €180,402 and 33 comparable companies (NACE 82). It probably lies between €220,000 and €460,000.Financials
Is LUMINAD profitable?
In financial year 2025, LUMINAD made a profit of €93,916.
Where can I find the annual accounts of LUMINAD?
LUMINAD filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LUMINAD due?
LUMINAD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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