LOYALTY - SERVICES and COMPUTING: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
LOYALTY - SERVICES and COMPUTING
Largest movements
- Cash +€491
up €491 (+2608.5%), from €19 to €510
mainly Other debts (+€1,350)
- Other debts +€1,350
new in 2025: €1,350
- Profit (loss) carried forward -€568
down €568 (-2.8%), from €20,120 to €19,552
- Gross operating margin +€309
up €309 (+32.9%), from -€938 to -€629
- Financial charges -€194
down €194 (-68.6%), from €283 to €89
- Other operating charges -€101
down €101 (-41.9%), from €242 to €141
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €29,416 | €30,198 | +€783 | +2.7% |
| Current assets | 29/58 | €29,416 | €30,198 | +€783 | +2.7% |
| Amounts receivable after more than one year | 29 | €29,106 | €29,106 | = | 0.0% |
| Other amounts receivable | 291 | €29,106 | €29,106 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €291 | €582 | +€291 | +100.0% |
| Other amounts receivable | 41 | €291 | €582 | +€291 | +100.0% |
| Cash at bank and in hand | 54/58 | €19 | €510 | +€491 | +2608.5% |
| Total equity and liabilities | 10/49 | €29,416 | €30,198 | +€783 | +2.7% |
| Equity | 10/15 | €29,416 | €28,848 | -€568 | -1.9% |
| Contributions | 10/11 | €7,437 | €7,437 | = | 0.0% |
| Reserves | 13 | €1,859 | €1,859 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,859 | €1,859 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,859 | €1,859 | = | 0.0% |
| Profit (loss) carried forward | 14 | €20,120 | €19,552 | -€568 | -2.8% |
| Amounts payable | 17/49 | - | €1,350 | +€1,350 | |
| Amounts payable within one year | 42/48 | - | €1,350 | +€1,350 | |
| Other amounts payable | 47/48 | - | €1,350 | +€1,350 | |
| Other operating charges | 640/8 | €242 | €141 | -€101 | -41.9% |
| Gross operating margin | 9900 | -€938 | -€629 | +€309 | +32.9% |
| Operating profit (loss) | 9901 | -€1,180 | -€770 | +€410 | +34.8% |
| Financial income | 75/76B | €291 | €291 | = | 0.0% |
| Recurring financial income | 75 | €291 | €291 | = | 0.0% |
| Financial charges | 65/66B | €283 | €89 | -€194 | -68.6% |
| Recurring financial charges | 65 | €283 | €89 | -€194 | -68.6% |
| Profit (loss) for the period before taxes | 9903 | -€1,172 | -€568 | +€604 | +51.6% |
| Profit (loss) for the period | 9904 | -€1,172 | -€568 | +€604 | +51.6% |
| Profit (loss) for the period to be appropriated | 9905 | -€1,172 | -€568 | +€604 | +51.6% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 2 October 2026 via checked.be.