LOYALTY - SERVICES and COMPUTING
ActiveSummary
LOYALTY - SERVICES and COMPUTING has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €-568. Equity is shrinking by ~3.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability33▲+5
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 22.37; short-term debt: 4.5% and cash: 1.7% of total assets), and 4.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.5%
Return on assets
-1.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
91 d late
2022
61 d late
2020
265 d late
2018
44 d early
2017
20 d early
2016
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€29k▼ 1.9%
2024 · €29k
Total assets
€30k▲ 2.7%
2024 · €29k
Net result
€-568▲ 51.6%
2024 · €-1k
Working capital
€29k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182020202220242025
Operating result€-448-€-600-€-1k-€-1k-€-770▲ 34.8%
Net result€-464-€2k-€-994-€-1k-€-568▲ 51.6%
Equity€36k-€38k-€36k-€29k-€29k▼ 1.9%
Total assets€36k-€38k-€36k-€29k-€30k▲ 2.7%
Debt€1k
Working capital€29k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €770 in 2025 against €1k in 2024; the loss shrinks.
Balance-sheet composition
Equity and liabilities €30k
Equity
€29k
Debt
€1k
Debt finances 4.5% of the balance-sheet total.
Key figures and ratios
Current ratio
22.37
Debt to equity
0.05
ROE
-2.0%▲
2024 · -4.0%
ROA
-1.9%▲
2024 · -4.0%
Debt ≤ 1 year
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2020 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | - | €122 | €242 | €141 | ▼ 41.9% |
| Gross operating margin9900 | €-278 | €-600 | €-1k | €-938 | €-629 | ▲ 32.9% |
| Operating profit (loss)9901 | €-448 | €-600 | €-1k | €-1k | €-770 | ▲ 34.8% |
| Financial income75/76B | - | €2k | €345 | €291 | €291 | = |
| Recurring financial income75 | - | €2k | €345 | €291 | €291 | = |
| Financial charges65/66B | - | - | €84 | €283 | €89 | ▼ 68.6% |
| Recurring financial charges65 | €16 | - | €84 | €283 | €89 | ▼ 68.6% |
| Profit (loss) for the period before taxes9903 | €-464 | €2k | €-994 | €-1k | €-568 | ▲ 51.6% |
| Profit (loss) for the period9904 | €-464 | €2k | €-994 | €-1k | €-568 | ▲ 51.6% |
| Profit (loss) for the period to be appropriated9905 | €-464 | €2k | €-994 | €-1k | €-568 | ▲ 51.6% |
| Line | 2018 | 2020 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €36k | €38k | €36k | €29k | €30k | ▲ 2.7% |
| Current assets29/58 | €36k | €38k | €36k | €29k | €30k | ▲ 2.7% |
| Amounts receivable after more than one year29 | - | €34k | €34k | €29k | €29k | = |
| Other amounts receivable291 | - | €34k | €34k | €29k | €29k | = |
| Amounts receivable within one year40/41 | €36k | €4k | €345 | €291 | €582 | ▲ 100% |
| Other amounts receivable41 | - | €4k | €345 | €291 | €582 | ▲ 100% |
| Cash at bank and in hand54/58 | €10 | €18 | €764 | €19 | €510 | ▲ 2,608% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €36k | €38k | €36k | €29k | €30k | ▲ 2.7% |
| Equity10/15 | €36k | €38k | €36k | €29k | €29k | ▼ 1.9% |
| Contributions10/11 | €7k | €7k | €7k | €7k | €7k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €26k | €29k | €26k | €20k | €20k | ▼ 2.8% |
| Amounts payable17/49 | - | - | - | - | €1k | - |
| Amounts payable within one year42/48 | - | - | - | - | €1k | - |
| Other amounts payable47/48 | - | - | - | - | €1k | - |
| Line | 2018 | 2020 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-464 | €2k | €-994 | €-1k | €-568 | ▲ 51.6% |
| Operating cash flow (approximation) | €-464 | €2k | €-994 | €-1k | €-568 | ▲ 51.6% |
| Change in cash | - | - | - | - | €491 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 91 days late
2024
31-12
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
22-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 265 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
2015
21-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 21 days late
2014
26-09
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 1992
Ground area
5,387 m²
Building footprint
1,486 m²
Volume, LiDAR
2,009 m³
Parcel 44011B0823/00D000, Flanders · tallest building 7.2 m. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
L.S.C. BVBA
since 19922.055.769.993
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44011B0823/00D000 | Flanders | 5,387 m² | 1 · 1,486 m² | 7.2 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded08-11-1991
Fiscal year end31-12
Abbreviation NL
L.S.C.
Scores and ratios are computed by Checked and are not a credit decision.