JUMILE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
JUMILE
Largest movements
- Cash -€48,714
down €48,714 (-61.1%), from €79,751 to €31,037
mainly Net result for the year (-€113,972) and Investment in fixed assets (net) (-€93,959)
- Reserves -€113,971
down €113,971 (-43.0%), from €265,191 to €151,220
- Other debts +€91,196
up €91,196 (+171%), from €53,372 to €144,568
- Tax, wage and social debts -€33,425
down €33,425 (-54.5%), from €61,369 to €27,944
- Debts after one year +€17,681
up €17,681 (+1.7%), from €1.0m to €1.1m
- Trade debts -€17,140
down €17,140 (-46.9%), from €36,579 to €19,439
- Gross operating margin -€146,548
down €146,548 (-81.2%), from €180,427 to €33,879
- Depreciation +€31,367
up €31,367 (+42.3%), from €74,127 to €105,494
- Taxes -€21,198
down €21,198, from €20,894 to -€304
- Financial charges +€3,699
up €3,699 (+10.9%), from €33,822 to €37,521
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,602,147 | €1,555,009 | -€47,138 | -2.9% |
| Fixed assets | 21/28 | €1,518,958 | €1,507,423 | -€11,535 | -0.8% |
| Tangible fixed assets | 22/27 | €1,518,791 | €1,506,923 | -€11,868 | -0.8% |
| Land and buildings | 22 | €1,420,758 | €1,432,129 | +€11,371 | +0.8% |
| Furniture and vehicles | 24 | €98,033 | €74,794 | -€23,239 | -23.7% |
| Financial fixed assets | 28 | €167 | €500 | +€333 | +199% |
| Current assets | 29/58 | €83,189 | €47,586 | -€35,603 | -42.8% |
| Amounts receivable within one year | 40/41 | €1,406 | €15,067 | +€13,661 | +972% |
| Other amounts receivable | 41 | €1,406 | €15,067 | +€13,661 | +972% |
| Cash at bank and in hand | 54/58 | €79,751 | €31,037 | -€48,714 | -61.1% |
| Deferred charges and accrued income | 490/1 | €2,032 | €1,482 | -€550 | -27.1% |
| Total equity and liabilities | 10/49 | €1,602,147 | €1,555,009 | -€47,138 | -2.9% |
| Equity | 10/15 | €283,791 | €169,820 | -€113,971 | -40.2% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €265,191 | €151,220 | -€113,971 | -43.0% |
| Distributable reserves | 133 | €265,191 | €151,220 | -€113,971 | -43.0% |
| Amounts payable | 17/49 | €1,318,356 | €1,385,189 | +€66,833 | +5.1% |
| Amounts payable after more than one year | 17 | €1,044,483 | €1,062,164 | +€17,681 | +1.7% |
| Financial debts | 170/4 | €1,044,483 | €1,062,164 | +€17,681 | +1.7% |
| Amounts payable within one year | 42/48 | €273,792 | €322,975 | +€49,183 | +18.0% |
| Current portion of amounts payable after more than one year | 42 | €115,214 | €125,980 | +€10,766 | +9.3% |
| Financial debts | 43 | €7,258 | €5,044 | -€2,214 | -30.5% |
| Credit institutions | 430/8 | €7,258 | €5,044 | -€2,214 | -30.5% |
| Trade debts | 44 | €36,579 | €19,439 | -€17,140 | -46.9% |
| Suppliers | 440/4 | €36,579 | €19,439 | -€17,140 | -46.9% |
| Taxes, remuneration and social security | 45 | €61,369 | €27,944 | -€33,425 | -54.5% |
| Taxes | 450/3 | €61,369 | €27,944 | -€33,425 | -54.5% |
| Other amounts payable | 47/48 | €53,372 | €144,568 | +€91,196 | +171% |
| Accrued charges and deferred income | 492/3 | €81 | €50 | -€31 | -38.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €74,127 | €105,494 | +€31,367 | +42.3% |
| Other operating charges | 640/8 | €4,329 | €5,140 | +€811 | +18.7% |
| Gross operating margin | 9900 | €180,427 | €33,879 | -€146,548 | -81.2% |
| Operating profit (loss) | 9901 | €101,971 | -€76,755 | -€178,726 | |
| Financial charges | 65/66B | €33,822 | €37,521 | +€3,699 | +10.9% |
| Recurring financial charges | 65 | €33,822 | €37,521 | +€3,699 | +10.9% |
| Profit (loss) for the period before taxes | 9903 | €68,149 | -€114,276 | -€182,425 | |
| Income taxes | 67/77 | €20,894 | -€304 | -€21,198 | |
| Profit (loss) for the period | 9904 | €47,255 | -€113,972 | -€161,227 | |
| Profit (loss) for the period to be appropriated | 9905 | €47,255 | -€113,972 | -€161,227 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.