JUMILE
ActiveJUMILE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €170k and a net result of €-114k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 18% of 2410 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2410 sector peers (2025).
NBB · sector comparisonPosition among 2410 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-08-2026, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
8 d late
2024
24 d late
2023
32 d early
2022
34 d early
2021
19 d early
2020
10 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€170k▼ 40.2%
2024 · €284k
2018: €100k
2019: €102k
2020: €102k
2021: €90k
2022: €120k
2023: €261k
2024: €284k
2018 → 2025
Net result
€-114k
2024 · €47k
2018: €40k
2019: €21k
2020: €18k
2021: €79k
2022: €66k
2023: €155k
2024: €47k
2018 → 2025
Total assets
€1.56M▼ 2.9%
2024 · €1.60M
2018: €353k
2019: €319k
2020: €305k
2021: €739k
2022: €694k
2023: €1.40M
2024: €1.60M
2018 → 2025
Solvency
10.9%▼ 6.8pp
2024 · 17.7%
2018: 28.3%
2019: 32.1%
2020: 33.6%
2021: 12.1%
2022: 17.2%
2023: 18.7%
2024: 17.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€120k▲ 33.4%€261k▲ 118%€284k▲ 8.8%€170k▼ 40.2%
Operating result€95k-€89k▼ 6.7%€209k▲ 136%€102k▼ 51.3%€-77k
Net result€79k-€66k▼ 15.9%€155k▲ 134%€47k▼ 69.5%€-114k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €77k after €102k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.56M
Fixed assets
€1.51M▼ 0.8%
Current assets
€48k▼ 42.8%
Equity and liabilities €1.56M
Equity
€170k▼ 40.2%
Debt
€1.39M▲ 5.1%
The debt ratio rises from 82.3% to 89.1%: debt grows while equity shrinks.
Key figures and ratios
Solvency
10.9%▼
2024 · 17.7%
ROE
-67.1%▼
2024 · 16.7%
ROA
-7.3%▼
2024 · 2.9%
Debt
€1.39M▲
2024 · €1.32M
Debt ≤ 1 year
€323k▲
2024 · €274k
Debt > 1 year
€1.06M▲
2024 · €1.04M
Income taxes
€-304▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.60M€1.56M▼
Fixed assets21/28€1.52M€1.51M▼
Tangible fixed assets22/27€1.52M€1.51M▼
Land and buildings22€1.42M€1.43M▲
Furniture and vehicles24€98k€75k▼
Financial fixed assets28€167€500▲
Current assets29/58€83k€48k▼
Amounts receivable within one year40/41€1k€15k▲
Other amounts receivable41€1k€15k▲
Cash at bank and in hand54/58€80k€31k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.60M€1.56M▼
Equity10/15€284k€170k▼
Contributions10/11€19k€19k=
Reserves13€265k€151k▼
Distributable reserves133€265k€151k▼
Amounts payable17/49€1.32M€1.39M▲
Amounts payable after more than one year17€1.04M€1.06M▲
Financial debts170/4€1.04M€1.06M▲
Amounts payable within one year42/48€274k€323k▲
Current portion of amounts payable after more than one year42€115k€126k▲
Financial debts43€7k€5k▼
Credit institutions430/8€7k€5k▼
Trade debts44€37k€19k▼
Suppliers440/4€37k€19k▼
Taxes, remuneration and social security45€61k€28k▼
Taxes450/3€61k€28k▼
Other amounts payable47/48€53k€145k▲
Accrued charges and deferred income492/3€81€50▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€74k€105k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€180k€34k▼
Operating profit (loss)9901€102k€-77k▼
Financial charges65/66B€34k€38k▲
Recurring financial charges65€34k€38k▲
Profit (loss) for the period before taxes9903€68k€-114k▼
Income taxes67/77€21k€-304▼
Profit (loss) for the period9904€47k€-114k▼
Profit (loss) for the period to be appropriated9905€47k€-114k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€-114k▼
Transfer from equity791/2€24k€114k▲
Transfer to equity691/2€47k-
To other reserves6921€47k-
Profit to be distributed694/7€24k-
Return on contributions (dividend)694€24k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 8 days late
25-03
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 28/02/2026
- Registered-office move, 8020 Oostkamp, Hertsbergsestraat 90
2025
31-12
Financial
Weakest financial yearnet €-114k ▼341%
Net result drops to €-114k, the lowest in the series.
24-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2024
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €155k ▲134%
Operating result €209k, net result €155k, both a record.
31-12
Financial
Equity above €200kEq €261k ▲118%
6 profitable years in a row build equity to €261k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €120k ▲33.4%
5 profitable years in a row build equity to €120k.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €102k ▲2.5%
2 profitable years in a row build equity to €102k.
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
20-11-2023
Sacha Hubert Eugène DE LANGHE: Resigned as Director
20-11-2023
Stefanie Angele Albert VAN HEES: Resigned as Director
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hertsbergsestraat 908020 OostkampGround area
7,496 m²
Building footprint
1,093 m²
Volume, LiDAR
5,890 m³
2 parcels, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JUMILE
since 20142.231.575.367
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31022I0055/00Z000 | Flanders | 4,050 m² | 1 · 909 m² | 7.2 m · 2 fl. |
| 31403E0024/00S000 | Flanders | 3,446 m² | 1 · 184 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 587 companies in sector 66300 we hold annual accounts for 362. 250 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2013
Fiscal year end31-12
Activities, NACEBEL
66300Activities auxiliary to financial services and insurance activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.