JS Wonen: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
JS Wonen
Largest movements
- Financial fixed assets -€14,987
down €14,987 (-45.1%), from €33,222 to €18,235
- Receivables within one year -€7,475
down €7,475 (-13.0%), from €57,690 to €50,215
of which Trade receivables: -€7,681
- Cash +€7,307
up €7,307 (+24.7%), from €29,543 to €36,850
mainly Net result for the year (+€22,370) and Investment in fixed assets (net) (+€8,882)
- Intangible fixed assets +€1,667
up €1,667 (+45.1%), from €3,694 to €5,361
- Reserves +€57,961
new in 2025: €57,961
- Profit (loss) carried forward -€35,591
no longer reported in 2025 (was €35,591)
- Tax, wage and social debts -€11,092
down €11,092 (-57.6%), from €19,245 to €8,152
- Debts after one year -€10,225
down €10,225 (-29.6%), from €34,528 to €24,303
- Trade debts -€9,036
down €9,036 (-62.9%), from €14,370 to €5,334
- Gross operating margin -€56,862
down €56,862 (-61.1%), from €93,038 to €36,177
- Taxes -€1,118
down €1,118 (-12.1%), from €9,270 to €8,152
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €129,815 | €115,976 | -€13,839 | -10.7% |
| Fixed assets | 21/28 | €41,793 | €28,741 | -€13,052 | -31.2% |
| Intangible fixed assets | 21 | €3,694 | €5,361 | +€1,667 | +45.1% |
| Tangible fixed assets | 22/27 | €4,877 | €5,145 | +€268 | +5.5% |
| Plant, machinery and equipment | 23 | €1,478 | €2,961 | +€1,484 | +100% |
| Furniture and vehicles | 24 | €3,400 | €2,184 | -€1,215 | -35.8% |
| Financial fixed assets | 28 | €33,222 | €18,235 | -€14,987 | -45.1% |
| Current assets | 29/58 | €88,022 | €87,235 | -€788 | -0.9% |
| Amounts receivable within one year | 40/41 | €57,690 | €50,215 | -€7,475 | -13.0% |
| Trade receivables | 40 | €47,241 | €39,560 | -€7,681 | -16.3% |
| Other amounts receivable | 41 | €10,449 | €10,655 | +€206 | +2.0% |
| Cash at bank and in hand | 54/58 | €29,543 | €36,850 | +€7,307 | +24.7% |
| Deferred charges and accrued income | 490/1 | €789 | €170 | -€619 | -78.4% |
| Total equity and liabilities | 10/49 | €129,815 | €115,976 | -€13,839 | -10.7% |
| Equity | 10/15 | €45,591 | €67,961 | +€22,370 | +49.1% |
| Contributions | 10/11 | €10,000 | €10,000 | = | 0.0% |
| Reserves | 13 | - | €57,961 | +€57,961 | |
| Distributable reserves | 133 | - | €57,961 | +€57,961 | |
| Profit (loss) carried forward | 14 | €35,591 | - | -€35,591 | |
| Amounts payable | 17/49 | €84,224 | €48,014 | -€36,210 | -43.0% |
| Amounts payable after more than one year | 17 | €34,528 | €24,303 | -€10,225 | -29.6% |
| Financial debts | 170/4 | €34,528 | €24,303 | -€10,225 | -29.6% |
| Amounts payable within one year | 42/48 | €43,696 | €23,711 | -€19,985 | -45.7% |
| Current portion of amounts payable after more than one year | 42 | €10,081 | €10,225 | +€144 | +1.4% |
| Trade debts | 44 | €14,370 | €5,334 | -€9,036 | -62.9% |
| Suppliers | 440/4 | €14,370 | €5,334 | -€9,036 | -62.9% |
| Taxes, remuneration and social security | 45 | €19,245 | €8,152 | -€11,092 | -57.6% |
| Taxes | 450/3 | €19,245 | €8,152 | -€11,092 | -57.6% |
| Accrued charges and deferred income | 492/3 | €6,000 | - | -€6,000 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,200 | €4,170 | -€31 | -0.7% |
| Other operating charges | 640/8 | €941 | €828 | -€113 | -12.0% |
| Gross operating margin | 9900 | €93,038 | €36,177 | -€56,862 | -61.1% |
| Operating profit (loss) | 9901 | €87,897 | €31,179 | -€56,718 | -64.5% |
| Financial income | 75/76B | €21 | €42 | +€21 | +102% |
| Recurring financial income | 75 | €21 | €42 | +€21 | +102% |
| Financial charges | 65/66B | €883 | €699 | -€184 | -20.8% |
| Recurring financial charges | 65 | €883 | €699 | -€184 | -20.8% |
| Profit (loss) for the period before taxes | 9903 | €87,035 | €30,523 | -€56,512 | -64.9% |
| Income taxes | 67/77 | €9,270 | €8,152 | -€1,118 | -12.1% |
| Profit (loss) for the period | 9904 | €77,765 | €22,370 | -€55,395 | -71.2% |
| Profit (loss) for the period to be appropriated | 9905 | €77,765 | €22,370 | -€55,395 | -71.2% |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.