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Joossens: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Joossens

BE 0403.601.360
NACE 64.910, Financial service activities, except insurance and pension funding
fiscal year 2024 against 2025not consecutivefiled annual accounts (NBB)
Net result for the year
-€53,536
2024 · €30,075-€83,611
Equity
€243,353
2024 · €296,888-€53,536
Cash
€71,341
2024 · €21,023+€50,318
Balance sheet total
€316,873
2024 · €697,091-€380,217

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€435,454

    down €435,454 (-82.5%), from €527,925 to €92,471

    of which Other amounts receivable: -€434,565

  • Cash +€50,318

    up €50,318 (+239.4%), from €21,023 to €71,341

  • Tangible fixed assets -€20,985

    down €20,985 (-25.3%), from €82,829 to €61,844

  • Deferred charges and accrued income +€18,561

    up €18,561 (+50.0%), from €37,094 to €55,654

  • Stocks and contracts +€7,343

    up €7,343 (+26.0%), from €28,221 to €35,564

Equity and liabilities
  • Other debts -€316,066

    no longer reported in 2025 (was €316,066)

  • Reserves -€53,536

    down €53,536 (-22.8%), from €234,888 to €181,353

    of which Distributable reserves: -€53,536

  • Tax, wage and social debts -€17,706

    down €17,706 (-58.8%), from €30,116 to €12,410

    of which Taxes: -€21,405

Income statement
  • Turnover +€873,028

    up €873,028 (+109.4%), from €797,967 to €1.7m

  • Goods and materials +€679,262

    up €679,262 (+198.4%), from €342,366 to €1.0m

    of which Purchases: +€661,493

  • Services and other goods +€337,373

    up €337,373 (+67.9%), from €496,784 to €834,157

  • Write-downs -€43,286

    down €43,286, from €32,051 to -€11,234

  • Other operating income +€23,860

    up €23,860 (+4.8%), from €492,778 to €516,637

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €30,075
Turnover +€873,028
Other operating income +€23,860
Goods and materials -€679,262
Services and other goods -€337,373
Staff costs +€5,749
Depreciation -€6,995
Write-downs +€43,286
Other operating charges -€14,149
Other operating items +€8,146
Financial income -€40
Financial charges +€140
Result 2025 -€53,536

Cash bridge derived

cash 2024 to 2025

A cash bridge needs two consecutive fiscal years: one year's result and depreciation cannot explain a change over several years. Pick two years that follow each other.

Every line side by side 55 lines
Line Code 2024 2025 Change %
Total assets 20/58 €697,091 €316,873 -€380,217 -54.5%
Fixed assets 21/28 €82,829 €61,844 -€20,985 -25.3%
Tangible fixed assets 22/27 €82,829 €61,844 -€20,985 -25.3%
Furniture and vehicles 24 €82,829 €61,844 -€20,985 -25.3%
Current assets 29/58 €614,262 €255,030 -€359,233 -58.5%
Stocks and contracts in progress 3 €28,221 €35,564 +€7,343 +26.0%
Stocks 30/36 €28,221 €35,564 +€7,343 +26.0%
Goods purchased for resale 34 €28,221 €35,564 +€7,343 +26.0%
Amounts receivable within one year 40/41 €527,925 €92,471 -€435,454 -82.5%
Trade receivables 40 €45,723 €44,834 -€889 -1.9%
Other amounts receivable 41 €482,202 €47,637 -€434,565 -90.1%
Cash at bank and in hand 54/58 €21,023 €71,341 +€50,318 +239.4%
Deferred charges and accrued income 490/1 €37,094 €55,654 +€18,561 +50.0%
Total equity and liabilities 10/49 €697,091 €316,873 -€380,217 -54.5%
Equity 10/15 €296,888 €243,353 -€53,536 -18.0%
Contributions 10/11 €62,000 €62,000 = 0.0%
Capital 10 €62,000 €62,000 = 0.0%
Issued capital 100 €62,000 €62,000 = 0.0%
Reserves 13 €234,888 €181,353 -€53,536 -22.8%
Non-distributable reserves 130/1 €6,200 €6,200 = 0.0%
Legal reserve 130 €6,200 €6,200 = 0.0%
Tax-exempt reserves 132 €20,440 €20,440 = 0.0%
Distributable reserves 133 €208,248 €154,712 -€53,536 -25.7%
Amounts payable 17/49 €400,202 €73,521 -€326,682 -81.6%
Amounts payable within one year 42/48 €397,802 €69,921 -€327,882 -82.4%
Trade debts 44 €51,621 €57,511 +€5,890 +11.4%
Suppliers 440/4 €51,621 €57,511 +€5,890 +11.4%
Taxes, remuneration and social security 45 €30,116 €12,410 -€17,706 -58.8%
Taxes 450/3 €21,405 - -€21,405
Remuneration and social security 454/9 €8,711 €12,410 +€3,699 +42.5%
Other amounts payable 47/48 €316,066 - -€316,066
Accrued charges and deferred income 492/3 €2,400 €3,600 +€1,200 +50.0%
Operating income 70/76A €1,290,744 €2,187,632 +€896,888 +69.5%
Turnover 70 €797,967 €1,670,994 +€873,028 +109.4%
Other operating income 74 €492,778 €516,637 +€23,860 +4.8%
Operating charges 60/66A €1,259,884 €2,240,482 +€980,598 +77.8%
Goods for resale, raw materials and consumables 60 €342,366 €1,021,628 +€679,262 +198.4%
Purchases 600/8 €356,243 €1,017,736 +€661,493 +185.7%
Change in stocks: decrease (increase) 609 -€13,878 €3,892 +€17,769
Services and other goods 61 €496,784 €834,157 +€337,373 +67.9%
Remuneration, social security and pensions 62 €115,597 €109,848 -€5,749 -5.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €13,990 €20,985 +€6,995 +50.0%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €32,051 -€11,234 -€43,286
Other operating charges 640/8 €250,950 €265,099 +€14,149 +5.6%
Non-recurring operating charges 66A €8,146 - -€8,146
Operating profit (loss) 9901 €30,860 -€52,850 -€83,711
Financial income 75/76B €43 €3 -€40 -93.5%
Recurring financial income 75 €43 €3 -€40 -93.5%
Other financial income 752/9 €43 €3 -€40 -93.5%
Financial charges 65/66B €828 €688 -€140 -16.9%
Recurring financial charges 65 €828 €688 -€140 -16.9%
Other financial charges 652/9 €828 €688 -€140 -16.9%
Profit (loss) for the period before taxes 9903 €30,075 -€53,536 -€83,611
Profit (loss) for the period 9904 €30,075 -€53,536 -€83,611
Profit (loss) for the period to be appropriated 9905 €30,075 -€53,536 -€83,611

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.