JD CONFORT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
JD CONFORT
Largest movements
- Receivables within one year +€105,351
up €105,351 (+1,047%), from €10,066 to €115,417
of which Other amounts receivable: +€93,902
- Debts after one year +€75,753
new in 2025: €75,753
- Reserves +€21,000
new in 2025: €21,000
- Short-term financial debts +€15,652
new in 2025: €15,652
- Other debts -€6,130
down €6,130 (-11.8%), from €51,755 to €45,625
- Gross operating margin -€11,122
down €11,122 (-25.5%), from €43,636 to €32,514
- Depreciation -€2,922
down €2,922 (-63.5%), from €4,598 to €1,676
- Staff costs -€606
no longer reported in 2025 (was €606)
- Financial income +€532
up €532 (+211%), from €252 to €783
- Taxes +€484
up €484 (+6.2%), from €7,859 to €8,343
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €182,009 | €288,910 | +€106,901 | +58.7% |
| Fixed assets | 21/28 | €2,726 | €3,323 | +€597 | +21.9% |
| Tangible fixed assets | 22/27 | €2,051 | €2,648 | +€597 | +29.1% |
| Plant, machinery and equipment | 23 | €2,051 | €2,648 | +€597 | +29.1% |
| Financial fixed assets | 28 | €675 | €675 | = | 0.0% |
| Current assets | 29/58 | €179,283 | €285,587 | +€106,304 | +59.3% |
| Stocks and contracts in progress | 3 | €20,415 | €20,964 | +€548 | +2.7% |
| Stocks | 30/36 | €20,415 | €20,964 | +€548 | +2.7% |
| Amounts receivable within one year | 40/41 | €10,066 | €115,417 | +€105,351 | +1,047% |
| Trade receivables | 40 | €3,948 | €15,397 | +€11,449 | +290% |
| Other amounts receivable | 41 | €6,118 | €100,020 | +€93,902 | +1,535% |
| Cash at bank and in hand | 54/58 | €148,031 | €149,206 | +€1,175 | +0.8% |
| Deferred charges and accrued income | 490/1 | €770 | - | -€770 | |
| Total equity and liabilities | 10/49 | €182,009 | €288,910 | +€106,901 | +58.7% |
| Equity | 10/15 | €125,183 | €147,784 | +€22,601 | +18.1% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | - | €21,000 | +€21,000 | |
| Distributable reserves | 133 | - | €21,000 | +€21,000 | |
| Profit (loss) carried forward | 14 | €120,183 | €121,784 | +€1,601 | +1.3% |
| Amounts payable | 17/49 | €56,826 | €141,126 | +€84,300 | +148% |
| Amounts payable after more than one year | 17 | - | €75,753 | +€75,753 | |
| Financial debts | 170/4 | - | €75,753 | +€75,753 | |
| Amounts payable within one year | 42/48 | €56,826 | €65,373 | +€8,547 | +15.0% |
| Financial debts | 43 | - | €15,652 | +€15,652 | |
| Credit institutions | 430/8 | - | €15,652 | +€15,652 | |
| Trade debts | 44 | €222 | - | -€222 | |
| Suppliers | 440/4 | €222 | - | -€222 | |
| Taxes, remuneration and social security | 45 | €4,849 | €4,096 | -€753 | -15.5% |
| Taxes | 450/3 | €849 | €96 | -€753 | -88.7% |
| Remuneration and social security | 454/9 | €4,000 | €4,000 | = | 0.0% |
| Other amounts payable | 47/48 | €51,755 | €45,625 | -€6,130 | -11.8% |
| Remuneration, social security and pensions | 62 | €606 | - | -€606 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,598 | €1,676 | -€2,922 | -63.5% |
| Gross operating margin | 9900 | €43,636 | €32,514 | -€11,122 | -25.5% |
| Operating profit (loss) | 9901 | €38,432 | €30,838 | -€7,594 | -19.8% |
| Financial income | 75/76B | €252 | €783 | +€532 | +211% |
| Recurring financial income | 75 | €252 | €783 | +€532 | +211% |
| Financial charges | 65/66B | €456 | €678 | +€222 | +48.6% |
| Recurring financial charges | 65 | €456 | €678 | +€222 | +48.6% |
| Profit (loss) for the period before taxes | 9903 | €38,228 | €30,944 | -€7,284 | -19.1% |
| Income taxes | 67/77 | €7,859 | €8,343 | +€484 | +6.2% |
| Profit (loss) for the period | 9904 | €30,369 | €22,601 | -€7,768 | -25.6% |
| Profit (loss) for the period to be appropriated | 9905 | €30,369 | €22,601 | -€7,768 | -25.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.