JD CONFORT

Active

Private limited companyfounded 20214 yrs activeRue du Rabot,Mornimont 1M, 5190 Jemeppe-sur-Sambre, BelgiumKBO/BCE: BE 0776.507.467

Summary

The computed 12-month bankruptcy probability of JD CONFORT is 2.7% (moderate). The 2024 annual accounts show equity of €125k and a net result of €30k. Equity is growing by ~39.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 36375 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

80 / 100

Excellent

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability90▼-10

Solvency94▲+7

Growth52▼-26

Track record94

Bankruptcy probability, 12 months

2.7% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €10k at 30 days acceptable

Liquidity ample (current ratio 3.15 against 2.49 in 2023; short-term debt: 31.2% and cash: 81.3% of total assets), and 31.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

12 d late

2023

50 d early

2022

16 d late

2021

54 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€125k▲ 32.0%

2023 · €95k

2021: €41k 2022: €52k 2023: €95k

2021 → 2024

Total assets

€182k▲ 18.6%

2023 · €153k

2021: €139k 2022: €134k 2023: €153k

2021 → 2024

Net result

€30k▼ 28.4%

2023 · €42k

2021: €36k 2022: €12k 2023: €42k

2021 → 2024

Working capital

€122k▲ 39.9%

2023 · €88k

2021: €35k 2022: €45k 2023: €88k

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Equity€41k-€52k▲ 29.2%€95k▲ 81.0%€125k▲ 32.0%

Operating result€44k-€18k▼ 59.5%€57k▲ 218%€38k▼ 32.9%

Net result€36k-€12k▼ 66.7%€42k▲ 258%€30k▼ 28.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 33% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €182k

98.5%

Fixed assets €3k ▼ 62.8%

Current assets €179k ▲ 22.7%

Equity and liabilities €182k

68.8%

31.2%

Equity €125k ▲ 32.0%

Debt €57k ▼ 3.2%

Debt's share of the balance-sheet total falls from 38.2% to 31.2%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€43k▼

2023 · €62k

Cash flow

€35k▼

2023 · €48k

Current ratio

3.15▲

2023 · 2.49

Quick ratio

2.80▲

2023 · 2.22

Debt to equity

0.45▼

2023 · 0.62

ROE

24.3%▼

2023 · 44.8%

ROA

16.7%▼

2023 · 27.6%

Interest coverage

94.38▼

2023 · 130.96

Debt ≤ 1 year

€57k▼

2023 · €59k

Income taxes

€8k▼

2023 · €15k

Staff costs

€606▲

2023 · €468

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines

Balance sheet Code20232024

Assets

Total assets20/58€153k€182k▲

Fixed assets21/28€7k€3k▼

Tangible fixed assets22/27€7k€2k▼

Plant, machinery and equipment23€4k€2k▼

Leasing and similar rights25€3k-

Financial fixed assets28€675€675=

Current assets29/58€146k€179k▲

Stocks and contracts in progress3€16k€20k▲

Stocks30/36€16k€20k▲

Amounts receivable within one year40/41€9k€10k▲

Trade receivables40€1k€4k▲

Other amounts receivable41€7k€6k▼

Cash at bank and in hand54/58€121k€148k▲

Deferred charges and accrued income490/1€743€770▲

Equity and liabilities

Total equity and liabilities10/49€153k€182k▲

Equity10/15€95k€125k▲

Contributions10/11€5k€5k=

Profit (loss) carried forward14€90k€120k▲

Amounts payable17/49€59k€57k▼

Amounts payable within one year42/48€59k€57k▼

Current portion of amounts payable after more than one year42€2k-

Trade debts44€303€222▼

Suppliers440/4€303€222▼

Taxes, remuneration and social security45€5k€5k▲

Taxes450/3€599€849▲

Remuneration and social security454/9€4k€4k=

Other amounts payable47/48€52k€52k=

Accrued charges and deferred income492/3€33-

Income statement Code20232024

Remuneration, social security and pensions62€468€606▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼

Gross operating margin9900€63k€44k▼

Operating profit (loss)9901€57k€38k▼

Financial income75/76B€239€252▲

Recurring financial income75€239€252▲

Financial charges65/66B€477€456▼

Recurring financial charges65€477€456▼

Profit (loss) for the period before taxes9903€57k€38k▼

Income taxes67/77€15k€8k▼

Profit (loss) for the period9904€42k€30k▼

Profit (loss) for the period to be appropriated9905€42k€30k▼

Appropriation of the result

Profit (loss) to be appropriated9906€90k€120k▲

Profit (loss) brought forward from the previous period14P€47k€90k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 3Filings 4

2025

12-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 12 days late

2024

31-12

Financial Equity above €100kEq €125k ▲32%

4 profitable years in a row build equity to €125k.

11-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Highest result since 2021net €42k ▲258%

Operating result €57k, net result €42k, both a record.

16-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 16 days late

2022

31-12

Financial Weakest financial yearnet €12k ▼66.7%

Net result drops to €12k, the lowest in the series; recovery starts the following year.

07-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Jemeppe-sur-Sambre · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Rabot,Mornimont 1M5190 Jemeppe-sur-Sambre

Ground area

1,971 m²

Building footprint

219 m²

Volume, LiDAR

1,490 m³

2 parcels, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

JD CONFORT

Rue du Rabot,Mornimont 1, 5190 Jemeppe-sur-SambreRepair, maintenance and installation of machinery and equipment

since 20212.323.464.061

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92090B0006/00A002	Wallonia	1,032 m²	1 · 108 m²	10.4 m · 3 fl.
92090B0006/00K000	Wallonia	940 m²	1 · 111 m²	7.9 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

SYREC

BE 0696.918.373

Courcelles · Eq €125,249

Lendelede · Eq €125,085

REMESCO

BE 0467.993.821

Antwerpen · Eq €125,078

MONFORT Bruno

BE 0712.560.317

Vielsalm · Eq €125,078

Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,931 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded26-10-2021

Fiscal year end31-12

Activities, NACEBEL 2025

43222Installation of electric heating, air conditioning, cooling and ventilation

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries

E-mail:jdconfort@hotmail.com

Enterprise

Phone:+32479397333

Enterprise