INTER - HOME: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INTER - HOME
Largest movements
- Tangible fixed assets -€33,990
down €33,990 (-2.1%), from €1.6m to €1.5m
of which Land and buildings: -€28,972
- Debts after one year -€54,076
down €54,076 (-3.2%), from €1.7m to €1.6m
of which Financial debts: -€54,076
- Profit (loss) carried forward -€35,354
down €35,354 (-4.7%), from -€754,971 to -€790,325
- Other debts +€29,041
up €29,041 (+21.1%), from €137,390 to €166,430
- Gross operating margin +€14,873
up €14,873 (+41.7%), from €35,705 to €50,578
- Depreciation -€2,521
down €2,521 (-4.1%), from €61,839 to €59,318
- Financial charges -€1,278
down €1,278 (-6.0%), from €21,131 to €19,853
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,736,335 | €1,692,719 | -€43,616 | -2.5% |
| Fixed assets | 21/28 | €1,585,628 | €1,551,638 | -€33,990 | -2.1% |
| Tangible fixed assets | 22/27 | €1,583,399 | €1,549,408 | -€33,990 | -2.1% |
| Land and buildings | 22 | €1,555,969 | €1,526,997 | -€28,972 | -1.9% |
| Furniture and vehicles | 24 | €17 | - | -€17 | |
| Other tangible fixed assets | 26 | €27,412 | €22,412 | -€5,001 | -18.2% |
| Financial fixed assets | 28 | €2,229 | €2,229 | = | 0.0% |
| Current assets | 29/58 | €150,707 | €141,081 | -€9,626 | -6.4% |
| Stocks and contracts in progress | 3 | €4,235 | €4,235 | = | 0.0% |
| Stocks | 30/36 | €4,235 | €4,235 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €141,652 | €131,373 | -€10,279 | -7.3% |
| Trade receivables | 40 | €124,314 | €129,921 | +€5,607 | +4.5% |
| Other amounts receivable | 41 | €17,338 | €1,452 | -€15,886 | -91.6% |
| Cash at bank and in hand | 54/58 | €4,366 | €3,416 | -€950 | -21.8% |
| Deferred charges and accrued income | 490/1 | €455 | €2,058 | +€1,603 | +352.7% |
| Total equity and liabilities | 10/49 | €1,736,335 | €1,692,719 | -€43,616 | -2.5% |
| Equity | 10/15 | -€411,019 | -€446,373 | -€35,354 | -8.6% |
| Contributions | 10/11 | €343,952 | €343,952 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€754,971 | -€790,325 | -€35,354 | -4.7% |
| Amounts payable | 17/49 | €2,147,354 | €2,139,092 | -€8,262 | -0.4% |
| Amounts payable after more than one year | 17 | €1,699,639 | €1,645,563 | -€54,076 | -3.2% |
| Financial debts | 170/4 | €694,139 | €640,063 | -€54,076 | -7.8% |
| Other amounts payable | 178/9 | €1,005,500 | €1,005,500 | = | 0.0% |
| Amounts payable within one year | 42/48 | €442,791 | €488,725 | +€45,934 | +10.4% |
| Current portion of amounts payable after more than one year | 42 | €56,945 | €58,517 | +€1,571 | +2.8% |
| Trade debts | 44 | €248,456 | €263,778 | +€15,322 | +6.2% |
| Suppliers | 440/4 | €248,456 | €263,778 | +€15,322 | +6.2% |
| Other amounts payable | 47/48 | €137,390 | €166,430 | +€29,041 | +21.1% |
| Accrued charges and deferred income | 492/3 | €4,924 | €4,805 | -€119 | -2.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €61,839 | €59,318 | -€2,521 | -4.1% |
| Other operating charges | 640/8 | €6,760 | €6,772 | +€12 | +0.2% |
| Gross operating margin | 9900 | €35,705 | €50,578 | +€14,873 | +41.7% |
| Operating profit (loss) | 9901 | -€32,894 | -€15,512 | +€17,382 | +52.8% |
| Financial income | 75/76B | €13 | €11 | -€2 | -15.4% |
| Recurring financial income | 75 | €13 | €11 | -€2 | -15.4% |
| Financial charges | 65/66B | €21,131 | €19,853 | -€1,278 | -6.0% |
| Recurring financial charges | 65 | €21,131 | €19,853 | -€1,278 | -6.0% |
| Profit (loss) for the period before taxes | 9903 | -€54,012 | -€35,354 | +€18,658 | +34.5% |
| Profit (loss) for the period | 9904 | -€54,012 | -€35,354 | +€18,658 | +34.5% |
| Profit (loss) for the period to be appropriated | 9905 | -€54,012 | -€35,354 | +€18,658 | +34.5% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.