Equity
-€446,373
Debts exceed assets in financial year 2025.
INTER - HOME
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €213,617 (2007)
€50,578▲ 41.7%
lowest -€149,938 (2009)
-€35,354▲ €18,658
peak €156,711 (2007)
-€446,373▼ €35,354
€2.1m▼ 0.4%
peak 5.3 FTE (2007)
-not published
Board3 names since 2021
3 directors and 2 others
Owners2 names in the annual accounts
9.09%
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €35,705 to €50,578Loss of €35,354
Key points
from the 2025 annual accountsLosses
-€520,063 in ten years
Every financial year from 2016 to 2025 closed with a loss. 2022 was the heaviest.
Turnover
≈ €200,000 estimated
The micro format states no turnover.
Debts
€2.1m 126% of the balance sheet
Financial debts 30%Suppliers 12%Other 58%
Of this, €488,725 falls due within a year.
Filings
49 annual accounts since 1977
Eight of the last ten came late. The 2016 accounts came latest: 31 days after the end of the period.
Position in the sector
-€35,354
Lower net result than 95% of companies in specialised construction. Sector median €9,999 · 37,159 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,241 companies had the same profile as INTER - HOME has now. Each dot stands for 4 companies, two years later.
92.7%
were still trading
4.0%
stopped another way
1.9%
went bankrupt
Another 1.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,241 companies, not a prediction for INTER - HOME. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director,
Director
Director
- 10%equity €16,944 (2023) · 2023 annual accounts of
- 9.09%score equity -€7,563 (2025) · 2025 annual accounts of
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0416533341
Reappointment: (director)
Permanent representative: · General meeting of 22-12-2023 · Gazette deed
First establishment
, Rue du Parc 20, Ans
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| INTER - HOME Ans | €1.7m | €50,578 | -26.4% | - |
| Etablissements Cornez Mons | €2.1m | €96,142 | 96.9% | - |
| Sabani Immobilière Blegny | €1.6m | €108,484 | 16.8% | - |
| GILBERT KEUTGEN Eupen | €1.4m | €24,158 | 55.0% | - |
| ANOTEC Roeselare | €1.5m | €78,353 | 25.0% | - |
| Rodgers en Mahler International Brecht | €1.3m | €106,887 | 86.4% | 1.9 |
| Centrale Verwarming en Sanitair Gebroeders VAN DEN BRIEL Rumst | €0.9m | €59,274 | 31.2% | 0 |
These companies have the same main activity as INTER - HOME: plumbing work (NACE 43221). They are comparable in size and age: total assets between €866,000 and €2.1m, founded between 1968 and 1996.
Official details
Source: KBO- Status
- Active since 29-10-1976Normal situation
- Activity
- Plumbing workNACE 43221and 7 others
- Joint committees
- 124Construction
- 200Auxiliary committee for white-collar workers · annual accounts 2024
- Establishment unit
- 2.037.091.7534432 Ans, since 01-11-1976
- Financial year end
- 31 December
- Peppol
- Reachable since 28-12-2025
Insights on INTER - HOME
INTER - HOME files the micro format. That format states no turnover. The gross margin fell from €164,742 in 2006 to €50,578 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about INTER - HOME
- What is the company number of INTER - HOME?
- The company number of INTER - HOME is 0416.533.341. The VAT number is the same number with BE in front: BE 0416.533.341.
- Where is INTER - HOME based?
- The registered office is at Rue du Parc 20,, 4432 Ans.Company details
- What does INTER - HOME do?
- According to the KBO register, the main activity is plumbing work (NACE 43221).
- What is the legal form of INTER - HOME?
- INTER - HOME is a private limited company (BV).
- When was INTER - HOME founded?
- INTER - HOME was founded on 29-10-1976.
- Is INTER - HOME still active?
- Yes, INTER - HOME is an active enterprise in the KBO register.
- How many employees does INTER - HOME have?
- INTER - HOME had an average of 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- Which joint committee does INTER - HOME fall under?
- In its 2024 annual accounts, INTER - HOME states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of INTER - HOME?
- The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €50,578 and 105 comparable companies (NACE 432). It probably lies between €140,000 and €290,000.
- Is INTER - HOME profitable?
- In financial year 2025, INTER - HOME made a loss of €35,354.
- Where can I find the annual accounts of INTER - HOME?
- INTER - HOME filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of INTER - HOME due?
- INTER - HOME must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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