INS DRIVER SERVICE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INS DRIVER SERVICE
Largest movements
- Receivables after one year +€27,996
new in 2025: €27,996
- Receivables within one year +€27,556
up €27,556 (+32.9%), from €83,795 to €111,351
of which Other amounts receivable: +€35,039
- Cash +€3,696
up €3,696 (+79.8%), from €4,635 to €8,331
mainly Trade debts (+€46,401) and Net result for the year (+€17,282)
- Tangible fixed assets -€2,238
down €2,238 (-7.4%), from €30,096 to €27,858
of which Furniture and vehicles: -€18,512
- Deferred charges and accrued income +€2,016
up €2,016 (+161%), from €1,252 to €3,268
- Trade debts +€46,401
up €46,401, from €0 to €46,401
- Profit (loss) carried forward +€17,282
up €17,282 (+23.7%), from €72,866 to €90,148
- Tax, wage and social debts -€8,458
down €8,458 (-88.7%), from €9,533 to €1,075
of which Remuneration and social security: -€5,724
- Other debts +€4,800
up €4,800 (+12.2%), from €39,279 to €44,079
- Staff costs -€26,251
down €26,251 (-40.3%), from €65,193 to €38,943
- Depreciation -€13,723
down €13,723 (-79.7%), from €17,208 to €3,485
- Gross operating margin -€5,888
down €5,888 (-5.8%), from €101,112 to €95,224
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €122,778 | €181,803 | +€59,025 | +48.1% |
| Fixed assets | 21/28 | €33,096 | €30,858 | -€2,238 | -6.8% |
| Tangible fixed assets | 22/27 | €30,096 | €27,858 | -€2,238 | -7.4% |
| Plant, machinery and equipment | 23 | €914 | €17,188 | +€16,274 | +1,781% |
| Furniture and vehicles | 24 | €29,182 | €10,670 | -€18,512 | -63.4% |
| Financial fixed assets | 28 | €3,000 | €3,000 | = | 0.0% |
| Current assets | 29/58 | €89,682 | €150,946 | +€61,264 | +68.3% |
| Amounts receivable after more than one year | 29 | - | €27,996 | +€27,996 | |
| Other amounts receivable | 291 | - | €27,996 | +€27,996 | |
| Amounts receivable within one year | 40/41 | €83,795 | €111,351 | +€27,556 | +32.9% |
| Trade receivables | 40 | €78,205 | €70,721 | -€7,484 | -9.6% |
| Other amounts receivable | 41 | €5,590 | €40,629 | +€35,039 | +627% |
| Cash at bank and in hand | 54/58 | €4,635 | €8,331 | +€3,696 | +79.8% |
| Deferred charges and accrued income | 490/1 | €1,252 | €3,268 | +€2,016 | +161% |
| Total equity and liabilities | 10/49 | €122,778 | €181,803 | +€59,025 | +48.1% |
| Equity | 10/15 | €73,966 | €90,248 | +€16,282 | +22.0% |
| Contributions | 10/11 | €1,000 | - | -€1,000 | |
| Reserves | 13 | €100 | €100 | = | 0.0% |
| Non-distributable reserves | 130/1 | €100 | €100 | = | 0.0% |
| Reserves not available under the articles | 1311 | €100 | €100 | = | 0.0% |
| Profit (loss) carried forward | 14 | €72,866 | €90,148 | +€17,282 | +23.7% |
| Amounts payable | 17/49 | €48,812 | €91,555 | +€42,743 | +87.6% |
| Amounts payable within one year | 42/48 | €48,812 | €91,555 | +€42,743 | +87.6% |
| Financial debts | 43 | - | €0 | = | |
| Credit institutions | 430/8 | - | €0 | = | |
| Trade debts | 44 | €0 | €46,401 | +€46,401 | |
| Suppliers | 440/4 | €0 | €46,401 | +€46,401 | |
| Taxes, remuneration and social security | 45 | €9,533 | €1,075 | -€8,458 | -88.7% |
| Taxes | 450/3 | €2,733 | €0 | -€2,733 | -100% |
| Remuneration and social security | 454/9 | €6,800 | €1,075 | -€5,724 | -84.2% |
| Other amounts payable | 47/48 | €39,279 | €44,079 | +€4,800 | +12.2% |
| Non-recurring operating income | 76A | - | €24,500 | +€24,500 | |
| Remuneration, social security and pensions | 62 | €65,193 | €38,943 | -€26,251 | -40.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €17,208 | €3,485 | -€13,723 | -79.7% |
| Other operating charges | 640/8 | €12,599 | €13,178 | +€579 | +4.6% |
| Non-recurring operating charges | 66A | - | €18,017 | +€18,017 | |
| Gross operating margin | 9900 | €101,112 | €95,224 | -€5,888 | -5.8% |
| Operating profit (loss) | 9901 | €6,112 | €21,601 | +€15,489 | +253% |
| Financial charges | 65/66B | €219 | €227 | +€9 | +4.0% |
| Recurring financial charges | 65 | €219 | €227 | +€9 | +4.0% |
| Profit (loss) for the period before taxes | 9903 | €5,894 | €21,374 | +€15,480 | +263% |
| Income taxes | 67/77 | €3,935 | €4,092 | +€158 | +4.0% |
| Profit (loss) for the period | 9904 | €1,959 | €17,282 | +€15,323 | +782% |
| Profit (loss) for the period to be appropriated | 9905 | €1,959 | €17,282 | +€15,323 | +782% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.