IMMO JODI: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
IMMO JODI
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
-€57,458
2024 · -€57,409-€49
Equity
€966,986
2024 · €1.0m-€57,458
Cash
€13,183
2024 · €13,476-€292
Balance sheet total
€1.3m
2024 · €1.4m-€70,443
Largest movements
Assets
- Tangible fixed assets -€71,783
down €71,783 (-5.2%), from €1.4m to €1.3m
Equity and liabilities
- Profit (loss) carried forward -€57,458
down €57,458 (-6.0%), from €965,146 to €907,688
- Debts after one year -€20,306
down €20,306 (-6.9%), from €292,678 to €272,372
of which Financial debts: -€20,306
Income statement
- Gross operating margin -€752
down €752 (-2.3%), from €32,726 to €31,975
- Other operating charges -€374
down €374 (-4.6%), from €8,194 to €7,820
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
-€57,409
Gross operating margin
-€752
Depreciation
+€228
Other operating charges
+€374
Financial charges
+€100
Result 2025
-€57,458
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€20,983
Investment
-€1,158
Financing
-€20,118
Cash 2024
€13,476
From operations (derived)
+€20,983
Net result for the year
-€57,458
Depreciation
+€72,941
Receivables within one year
-€82
Deferred charges and accrued income
-€1,550
Trade debts
-€350
Accrued charges and deferred income
+€7,483
Investment (derived)
-€1,158
Investment in fixed assets (net)
-€1,158
Financing
-€20,118
Debts after one year
-€20,306
Current portion of long-term debt
+€188
Cash 2025
€13,183
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,386,959 | €1,316,516 | -€70,443 | -5.1% |
| Fixed assets | 21/28 | €1,372,787 | €1,301,005 | -€71,783 | -5.2% |
| Tangible fixed assets | 22/27 | €1,372,787 | €1,301,005 | -€71,783 | -5.2% |
| Land and buildings | 22 | €1,372,787 | €1,301,005 | -€71,783 | -5.2% |
| Current assets | 29/58 | €14,172 | €15,511 | +€1,340 | +9.5% |
| Amounts receivable within one year | 40/41 | €377 | €459 | +€82 | +21.7% |
| Trade receivables | 40 | €0 | - | = | |
| Other amounts receivable | 41 | €377 | €459 | +€82 | +21.7% |
| Cash at bank and in hand | 54/58 | €13,476 | €13,183 | -€292 | -2.2% |
| Deferred charges and accrued income | 490/1 | €319 | €1,869 | +€1,550 | +486% |
| Total equity and liabilities | 10/49 | €1,386,959 | €1,316,516 | -€70,443 | -5.1% |
| Equity | 10/15 | €1,024,444 | €966,986 | -€57,458 | -5.6% |
| Contributions | 10/11 | €40,202 | €40,202 | = | 0.0% |
| Reserves | 13 | €19,096 | €19,096 | = | 0.0% |
| Non-distributable reserves | 130/1 | €4,020 | €4,020 | = | 0.0% |
| Reserves not available under the articles | 1311 | €4,020 | €4,020 | = | 0.0% |
| Tax-exempt reserves | 132 | €15,076 | €15,076 | = | 0.0% |
| Profit (loss) carried forward | 14 | €965,146 | €907,688 | -€57,458 | -6.0% |
| Amounts payable | 17/49 | €362,515 | €349,530 | -€12,985 | -3.6% |
| Amounts payable after more than one year | 17 | €292,678 | €272,372 | -€20,306 | -6.9% |
| Financial debts | 170/4 | €78,878 | €58,572 | -€20,306 | -25.7% |
| Other amounts payable | 178/9 | €213,800 | €213,800 | = | 0.0% |
| Amounts payable within one year | 42/48 | €37,679 | €37,517 | -€162 | -0.4% |
| Current portion of amounts payable after more than one year | 42 | €20,118 | €20,306 | +€188 | +0.9% |
| Trade debts | 44 | €7,115 | €6,764 | -€350 | -4.9% |
| Suppliers | 440/4 | €7,115 | €6,764 | -€350 | -4.9% |
| Other amounts payable | 47/48 | €10,446 | €10,446 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | €32,158 | €39,641 | +€7,483 | +23.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €73,169 | €72,941 | -€228 | -0.3% |
| Other operating charges | 640/8 | €8,194 | €7,820 | -€374 | -4.6% |
| Gross operating margin | 9900 | €32,726 | €31,975 | -€752 | -2.3% |
| Operating profit (loss) | 9901 | -€48,637 | -€48,786 | -€149 | -0.3% |
| Financial income | 75/76B | €0 | - | = | |
| Recurring financial income | 75 | €0 | - | = | |
| Financial charges | 65/66B | €8,772 | €8,672 | -€100 | -1.1% |
| Recurring financial charges | 65 | €8,772 | €8,672 | -€100 | -1.1% |
| Profit (loss) for the period before taxes | 9903 | -€57,409 | -€57,458 | -€49 | -0.1% |
| Profit (loss) for the period | 9904 | -€57,409 | -€57,458 | -€49 | -0.1% |
| Profit (loss) for the period to be appropriated | 9905 | -€57,409 | -€57,458 | -€49 | -0.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.