IMMO JODI
ActiveIMMO JODI has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €967k and a net result of €-57k. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 81% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37=
Solvency98▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity short (current ratio 0.41 against 0.38 in 2024; short-term debt: 2.8% and cash: 1% of total assets), and 26.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.5%
Return on assets
-4.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-57k
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
29 d early
2023
48 d early
2022
on the day
2021
19 d early
2020
30 d late
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€967k▼ 5.6%
2024 · €1.02M
2018: €1.45M
2019: €1.41M
2020: €1.28M
2021: €1.21M
2022: €1.15M
2023: €1.08M
2024: €1.02M
2018 → 2025
Total assets
€1.32M▼ 5.1%
2024 · €1.39M
2018: €1.45M
2019: €1.72M
2020: €1.69M
2021: €1.61M
2022: €1.55M
2023: €1.46M
2024: €1.39M
2018 → 2025
Net result
€-57k▼ 0.1%
2024 · €-57k
2018: €-10k
2019: €-33k
2020: €-136k
2021: €-72k
2022: €-61k
2023: €-64k
2024: €-57k
2018 → 2025
Working capital
€-22k▲ 6.4%
2024 · €-24k
2018: €486k
2019: €-12k
2020: €-1k
2021: €-23k
2022: €-18k
2023: €-27k
2024: €-24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.21M-€1.15M▼ 5.1%€1.08M▼ 5.5%€1.02M▼ 5.3%€967k▼ 5.6%
Operating result€-62k-€-52k▲ 16.7%€-55k▼ 5.2%€-49k▲ 11.0%€-49k▼ 0.3%
Net result€-72k-€-61k▲ 14.6%€-64k▼ 4.0%€-57k▲ 9.7%€-57k▼ 0.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €49k in 2025 against €49k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.32M
Fixed assets
€1.30M▼ 5.2%
Current assets
€16k▲ 9.5%
Equity and liabilities €1.32M
Equity
€967k▼ 5.6%
Debt
€350k▼ 3.6%
The debt ratio rises from 26.1% to 26.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€24k▼
2024 · €25k
Cash flow
€15k▼
2024 · €16k
Solvency
73.5%▼
2024 · 73.9%
Current ratio
0.41▲
2024 · 0.38
Quick ratio
0.41▲
2024 · 0.38
Debt / equity
0.36▲
2024 · 0.35
ROE
-5.9%▼
2024 · -5.6%
ROA
-4.4%▼
2024 · -4.1%
Interest coverage
2.79▼
2024 · 2.80
Debt
€350k▼
2024 · €363k
Debt ≤ 1 year
€38k▼
2024 · €38k
Debt > 1 year
€272k▼
2024 · €293k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.39M€1.32M▼
Fixed assets21/28€1.37M€1.30M▼
Tangible fixed assets22/27€1.37M€1.30M▼
Land and buildings22€1.37M€1.30M▼
Current assets29/58€14k€16k▲
Amounts receivable within one year40/41€377€459▲
Trade receivables40€0-
Other amounts receivable41€377€459▲
Cash at bank and in hand54/58€13k€13k▼
Deferred charges and accrued income490/1€319€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.39M€1.32M▼
Equity10/15€1.02M€967k▼
Contributions10/11€40k€40k=
Reserves13€19k€19k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Tax-exempt reserves132€15k€15k=
Profit (loss) carried forward14€965k€908k▼
Amounts payable17/49€363k€350k▼
Amounts payable after more than one year17€293k€272k▼
Financial debts170/4€79k€59k▼
Other amounts payable178/9€214k€214k=
Amounts payable within one year42/48€38k€38k▼
Current portion of amounts payable after more than one year42€20k€20k▲
Trade debts44€7k€7k▼
Suppliers440/4€7k€7k▼
Other amounts payable47/48€10k€10k=
Accrued charges and deferred income492/3€32k€40k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€73k€73k▼
Other operating charges640/8€8k€8k▼
Gross operating margin9900€33k€32k▼
Operating profit (loss)9901€-49k€-49k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€9k€9k▼
Recurring financial charges65€9k€9k▼
Profit (loss) for the period before taxes9903€-57k€-57k▼
Profit (loss) for the period9904€-57k€-57k▼
Profit (loss) for the period to be appropriated9905€-57k€-57k▼
Appropriation of the result
Profit (loss) to be appropriated9906€965k€908k▼
Profit (loss) brought forward from the previous period14P€1.02M€965k▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-136k
Net result drops to €-136k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lennik · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsestraat 491750 LennikGround area
2,545 m²
Building footprint
888 m²
Volume, LiDAR
4,078 m³
2 parcels, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
IMMO JODI
since 20162.256.620.371
IMMO JODI
since 20162.256.620.470
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23075B0295/00T006 | Flanders | 1,938 m² | 1 · 671 m² | 6.6 m · 1 fl. |
| 23075F0249/00T000 | Flanders | 607 m² | 1 · 217 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SofiCo
BE 0635.680.491
Halen · Eq €967k
Jafrabel
BE 0460.807.309
Oostende · Eq €966k
DEVELOPERS-GROUP SA
BE 0863.822.315
Elsene · Eq €965k
MURS D'ARTAN
BE 0837.137.813
Schaarbeek · Eq €965k
PELGRIMS
BE 0452.223.896
Begijnendijk · Eq €965k
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,848 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-08-2016
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.